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TFSC Group Reports & Reviews (3)

I received a letter in the mail about getting help with my student loans do I decided to give them a call. The person I spoke with was nice and very patient he explain the program was called student loan forgiveness they had me sign into my financial aid, had all of my information, made me sign electronic documents and everything.. They told me I would have to make a payment of 599.00 to get into the program me thinking that this was going to help my loans not knowing it was a scam I decided to do it.. They then told me I would be charged 29.00 dollars a month just to be in the program... After they took my money I never heard anything else from them I've tried call the person tony barba that I spoke with but the number is discontinued I'm just very upset because they had all my information, social and everything.. I read other reviews after realize it was a scam and they all said the same thing I went through.

I received a letter in the mail that stated the following “Due to your estimated student loan balances totaling over $97,000; you may now be eligible to receive benefits from a new law that has passed regarding federal student loans including TOTAL FORGIVENESS in some circumstances.” The letter advised that I call 855-853-5021 before my first loan is due.

On 9/16/2015, I contacted this company and spoke to one of their senior student loan associate, Jordan Williams (direct PH: 949-600-52-96, email: [email protected]). I was asked for my full name, address, social security number and studentloans.gov account pin. After looking at all of my loans and having been informed of my profession as a nurse, he advised that I would qualify for complete loan forgiveness and the consolidation would reduce my monthly payment from $375 per month to some where around $219. I was informed that the loan would be forgiven after paying 120 payments (10 years) of my new consolidated loan payment amount and that they would take care of all the paperwork required to make that happen.

I was very excited about the offer, hence agreed to go forth. I was then informed that there would be a loan closing fee for their processing of the paperwork. I was informed that I could pay $699.00 over a certain set of time or the low price of $599.00 if I paid all at once.

I opted to pay all at once and I gave him my credit card number. Next Jordyn advised that I needed to talk to their processing department manager. The processing manager provided verbal statements, similar to what Jordyn had already advised, which I agreed to. He then mentioned that he would email me a document to hand sign and that I needed to send back to them with two paystubs. On 9/23/15, they withdrew the $599.00 from my bank account.

On November 12, 2015, I received the documents from the company which TFSC group.com had consolidated my loan through, Navient. I noticed that the documents advised that I had to make 360 payments of $445.24.

I called Navient to discuss further and was advised that there were a few things further they needed to do on their end, but that my final payment will be $359.00 per month and that loan forgiveness can not be submitted for until 10 years after working in a public service profession. I informed them about what that TFSC group had informed me and they advised that the information was incorrect. Lastly, I mentioned that I have been working within a public service profession for the past 5 years and was advised that since I consolidated, the 10 year clock starts all over again.

Bottom line:

•I was quoted a much lower monthly loan payment then it actually wound up being.

•They did not complete any paperwork required for the loan forgiveness like they said – I still have to keep track until it’s been ten years and will then be required to submit the paperwork for the loan forgiveness.

•I would have already had a few years towards the 10, had I not been given false information from TSFC group and agreed to use their services for the loan consolidation.

• I paid $599.00 for something that I would have been able to do on my own.

Company information:

Address:

TFSC Group

23101 Lake Center Drive, Suite 230

Lake Forest, CA 92630

PH: 877-480-2477

Website: https://www.tfscgroup.com

Email: [email protected]

- Los Gatos, CA, USA

Tfsc group contacted me through postal mail. They claimed to be a student debt forgiveness program but didn't mention they were a third party. They asked for information like my SS#, account # routing # and drivers license #. They claimed that they would pay the entire loan off and that i would only have to pay them with zero interest. Regrettably I gave them this information and have changed all my account numbers and banking information as well as placing several alerts on my credit accounts before they could take anything.

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