SCAMACS Reports & Reviews (210)
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Country United States
Type of a scam Government Grant
Initial means of contact Email
Scammer's email [email protected]
Country United States
Victim Location WA 98092, USA
Type of a scam Debt Collections
CASE NO: - KH-005897KR9
Dear Debtor,
Our company (ACS Inc) has authorized us to recover the full amount due to them. As we put your Social Security Number into our National Checking Database System we found that you have never been charged for fraud activity & that’s the reason Court House has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.
We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $16710.68.
AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
• Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
• Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt
The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear Customer, as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?
If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively E-mail us now to pay or agree a repayment plan with us.
AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN E-MAIL US BACK OR CALL US IMMEDIATELY ON +1 (281) - 899 -0567 DURING WORKING HOURS (From Monday To Friday 09:30 AM to 6:30 PM CST)
As Email's are recorded in our database to serve as a conversation proof. You can clear this matter & your doubts via Email or over Phone Call.
Yours sincerely
Collections & Legal Department
ACS LEGAL | Privacy | Payment |Terms of use
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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation
Complaint of email
Email Scam - Garnishment Notification and Arrest Notice
--email body below--
Garnishment Notification and Arrest Notice
Case File #: USA/9826V/23
Legal Charges-Section 19(A), Clause 21(US).
Case Format- Fair Debt Collection Act 811 (FC/SC)
Total Outstanding Amount: $986.45
Settlement Amount: $493.22 by Today
Urgent: Please rectify this matter immediately.
This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that the court has awarded someone you owe money a judgment for payment of the debt. The court has ordered us your employer to deduct 25-30% percent of your disposable earnings and make payment to the court on your behalf.
This is an important letter and requires your immediate attention. Despite sending you several reminders, we have received no response from you about your seriously past-due account of $734.27. We feel we have given you ample time and have been more than patient with you. Therefore, we feel there is no other recourse but to write this debt off of our books by reporting it as a “bad-debt loss” to the I.R.S. Through a 1099-C filing. You can avoid this by remitting payment today for the full amount due. If we do not receive your payment within the next five days, we are going to have to take action.
Why am I receiving this notice?
The United States, or a State Debt support enforcement agency, certifying its right to garnish your Federal benefits shall attach or include with a garnishment order the following Notice; Garnish wages owed to a Debtor after the Small Claims Court has made an order that you owe money. On January 28th, 2023 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was $1545.67. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.
If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.
Please reach out to us immediately if you would like to set up a repayment plan.
Thanks and Regards,
Devon Conway
Debt settlement Division.
Victim Location FL 34711, USA
Type of a scam Debt Collections
Notice Issued On: February 6th,2023
Amount Outstanding: $1385.32 (higher than actual amount owed)
Settlement Amount: $850.00 for Today or two payments of $425.00 from Today.
Dear Debtor,
It has come to our attention that your account is now SERIOUS OVERDUE and this letter is a final demand for payment. We have, as of yet, received no payment towards this account or contact explaining the failure to make payments. If there is a reason why these payments have been withheld we would be obliged if you could contact us in order to either explain the reason or come to some form of payment arrangement.
If we do not hear from you within the next 72 hours then we will have no alternative but to commence with further debt collection procedures. This will include instructing the Federal Trade Commission, Credit Bureaus, and Employers etc.
Court proceedings will be issued within 14 days from the date of this letter if the account has not been settled. You will be prosecuted for Following Allegations;
• Bank Fraud
• Violation of Federal Law of Debt and Banking
• Intentional Theft by Deception
YOU ARE REQUIRED TO PAY for Small Claims to the Collection Agency.
(a) all debts now payable by you to the debtor, within 30 days after this notice is served on you; and
(b) all debts that become payable by you to the debtor after this notice is served on you and within 30 days after this notice is issued, within 72 hours after they become payable.
The total amount of all your payments to the clerk is not to exceed $ (1385.13).THIS NOTICE IS LEGALLY BINDING ON YOU until it expires or is changed, renewed, terminated or satisfied. If you do not pay the total amount or such lesser amount as you are liable to pay, you must serve a Garnishee’s Statement (Form 20F) on the creditor and debtor, and file it with the collection Agency within 10 days after this notice is served on you.
There will be no further warnings made for demands of payment. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account. It is regrettable that it has come to this point and court action is still avoidable if immediate and full settlement of this account is made.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
This action can be avoided by either settling the outstanding amount immediately or contacting us within 72 hours with a suitable payment arrangement.
We look forward to hearing from you.
Type of a scam Debt Collections
Scammer's email [email protected]
Country United States
Type of a scam Advance Fee Loan
Initial means of contact Email
Type of a scam Debt Collections
On Tue, Feb 15, 2022 at 11:39 PM ACS INCORPORATION wrote:
If you ignored this email and failed to take care of this debt then all of your Bank Accounts will be seized thru major credit bureaus within the next seven business days. That's why your co-operation would be really appreciated.
Do update us with your clear intentions that you want to resolve this case or you want to dispute?
Best Regards.
On Mon, Feb 14, 2022 at 9:41 PM ACS INCORPORATION wrote:
If you ignored this email and failed to take care of this debt then all of your Bank Accounts will be seized thru major credit bureaus within the next seven business days. That's why your co-operation would be really appreciated.
Do update us with your clear intentions that you want to resolve this case or you want to dispute?
Thanks & Regards.
On Fri, Feb 11, 2022 at 8:51 PM ACS INCORPORATION wrote:
This is our last warning to you; kindly update us ASAP so that we can proceed.
Do update us with your intention that you want to resolve this case or you want to dispute.
If you don't take this matter seriously then we will have no options rather than filling case against you for the lawsuit cost of $4526.65 in the courthouse.
Kindly Co-operate with us so that we can close this case file outside the courthouse ASAP. Once this case file is downloaded we won't able to help you out.
PS. If you fail to respond within 4 hours this Legal Action will be activated.
Thanks & Regards.
On Tue, Feb 8, 2022 at 1:06 AM ACS INCORPORATION wrote:
We are still looking for your reply, kindly let us know your clear intention regarding this case file. Do you want to resolve this or dispute against the company? This is last and final chance to settle this case. After that we can't hold your file and we should forcefully download a case file against your name and social.
On Mon, Feb 7, 2022 at 10:42 PM ACS INCORPORATION wrote:
Naturally, we do not want to endanger your credit rating or destroy the good relationship that we have maintained in the past. Therefore, would you please take care of this obligation immediately so that we will not have to file an unfavorable report with the credit bureau or resort to the use of a collection agency or an attorney.
On Sat, Feb 5, 2022 at 12:40 AM ACS INCORPORATION wrote:
Would you like to resolve this case file outside of the courthouse?
On Fri, Feb 4, 2022 at 8:56 PM ACS INCORPORATION wrote:
Kindly respond back and let us know your clear intentions that whether you want to resolve this case or you want to fight the legal case against the company?
On Wed, Feb 2, 2022 at 11:29 PM ACS INCORPORATION wrote:
This legal matter will require your cooperation, so kindly touch with us in order to make the payment and close this case file.
The report would be forwarded to the credit bureau as well.
The Legal Charges Section 19(A), Clause 21(US) is against you and if you ignore this case then our legal department will take immediate action you.
Do revert ASAP to update your case file.
Regards,
Roxanne Martinez
Record Analyst
Account & Legal Department
ACS.
On Sat, Jan 29, 2022 at 12:16 AM ACS INCORPORATION wrote:
LAWSUIT COURT CASE FILE NO : JCL - 0126KM402
CASE FILE TRANSFER - JANUARY-2022
FDCP ACT-811 (15 USC1692I)
Court House Address- -United States District Court 500 Pearl Street, New York, NY 10007.
Lawsuit Cost - $4526.65 (Including Attorney Fee/Court Fee/All Taxes)
Last Date to File Lawsuit - February 1st 2022.
Attorney Name- Edward Parker (Sr. Attorney in New York Courthouse).
Case Type- Fraudulent Case (FC/SC)
Total Amount - $935.76.
Settlement Amount - $375.32.
Type of a scam Debt Collections
Feb 21, 2022, 12:42 PM (20 hours ago)
to me
CASE FILE : P-1508
LOAN INFORMATION
DUE AMOUNT- $851.88
LOAN COMPANY- ACS Incorp.
This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) ELECTRONIC FUND TRANSFER FRAUD.
Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you.
We believe that this was not your intent and that these steps are unnecessary.
IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH E-MAIL.
(DISTRICT ATTORNEY)
Debt Collection email
Type of a scam Debt Collections
Type of a scam Debt Collections
LOAN/DEBT INFORMATION
OUTSTANDING AMOUNT- $650.67
LOAN COMPANY/LENDER - ACS INCORPORATION
We are here by to inform you that you are going to be legally prosecuted in
the Court House within couple of days. Your SSN is put on hold by US
Government, so before something goes wrong we would like to notify you
about this matter.
It seems apparent that you had chosen to ignore all our efforts to contact
you in order to resolve your debt with your Payday Services. At this point
you had made your intentions clear and leave us no choice but to protect
our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST
YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION *
(2) COLLATERAL CHECK FRAUD *
(3) THEFT BY DECEPTION *
If we do not hear from you within 48 hours of the date on this letter, we
will be compelled to seek legal representation from our in-house attorney.
We reserve the right to commence litigation for intent to commit wire fraud
under the pretense of refusing to repay a debt committed to, by use of the
Internet. In addition we reserve the right to seek recovery for the balance
due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
As we have shared with you in previous letters, read your loan agreement;
the next step is clearly defined. It could cost us both a great deal of
time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end.
We would hate for you to lose the option of resolving this before it goes
to the next step which is a Lawsuit against you, but to do so you must take
immediate action.
If you do not take immediate action:
We will be forced to download this case against you and once it is
downloaded the creditor has entire rights to inform your employer and your
references regarding this issue and the law suit will be the next step
which will be amounting to $4447.25 and will be totally levied upon you and
that would be excluding your attorney charges and the due amount pending on
your name.
Thanks for being our customer,
Regards,
ACS INCORPORATION
Copyright © 2022 ACS INC | Privacy | Terms of use
>----------------------------------------------------------------------------...⇄ /
Confidentiality Statement & Notice: This email is covered by the Electronic
Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the
use of the individual or entity to which it is addressed. Any review,
re transmission, dissemination to unauthorized persons or other use of the
original message and any attachments is strictly prohibited. If you
received this electronic transmission in error, please reply to the
above-referenced sender about the error and permanently delete this
message. Thank you for your cooperation.
Victim Location KY 42408, USA
Type of a scam Debt Collections
Type of a scam Debt Collections
Scammer's email [email protected]
Victim Location OR 97396, USA
Type of a scam Debt Collections
Demanding that I pay $1284 and lists several payment options and threats of legal action if I don't respond with in 48 hours.
There is a number listed 718.765.5764 labeled as Chat Support. I'm transcribing the message as it is written in the email. "Note: Chat support number is only for Make payment & Payment arrangements) (Do not call on chat support number)"
Type of a scam Debt Collections
Type of a scam Debt Collections
Balance Amount: $965.75
Case File Transferred to ACS: - August 2021
Dear Customer,
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3873.81 against you, we request you to kindly pay the Court Restitution Amount which is $965.75. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-
Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints is as follows:
You accepted to return the funds from this aforementioned pending loan.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All fund to be returned as per terms of initial contract.
Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $965.75 to settle this case.
To resolve this issue contact us with this email to get in touch with the representative.
NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.
Yours sincerely
Collections & Legal Department
ACS Inc © 2021 | | Terms of Use | Careers | Complaints | Privacy Policy
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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
Type of a scam Debt Collections
Scammer's email [email protected]
Country United States
Victim Location OK 73112, USA
Type of a scam Debt Collections
On May 14, 2021, at 8:35 AM, Thomas Flanick wrote:
Garnishment Notification and Arrest Notice
LEGAL DEPARTMENT OF MAJOR CREDIT BUREAU
Case file: 05/AN784014
Loan Reminder/Debt Recovery
Due Amount- $986.78
Dear xxxxxxxx xxxxxxxx,
This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:
Before you are arrested
If you pay in full or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.
After you are arrested
Once you are found guilty into the court house, then you have to bear the entire cost for this lawsuit which totals to $2748.52, excluding loan amount, attorney’s fee, interest charges, late fee and other legal documentation charges. You have the right to hire an attorney. If you don’t have/can’t afford one then the court will appoint one for you in case if you are provide with a bail by the state country court house.
What is garnishment?
Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.
Why am I receiving this notice?
We received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $986.78. We are sending you this notice to let you know what we have done in response to the garnishment order.
WE CARRY ALL THE RIGHTS RESERVED TO INFORM FTC, INTERNET CRIME COMPLAINT CENTER, YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
We believe that this was not your intent and these steps are unnecessary. We merely require you to contact in writing to our recovery asset location department via email between 09.00 AM to 05:00 PM (EDT).
NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.
Yours sincerely
Collections & Legal Department
ACS Inc © 2021 | | Terms of Use | Careers | Complaints | Privacy Policy
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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed.
Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
Second Email after demanding I have the original paperwork or any documentation of this alleged loan I took out. Still no phone number or address has been presented on the emails. Or provided by them.
Second Email is as follows:
From: Thomas Flanick
Date: July 29, 2021 at 8:18:00 AM CDT
To: V
Subject: Re: Reference Account #:05/AN784014; Subject : Lawsuit
xxxxxxxx xxxxxxxx,
We are talking about the payday loan that you took with the company. This loan is under your Name and Social and it's not been paid yet, so you need to take care of this matter.
The total outstanding balance pending on your Name and SSN is $986.78. It includes the Rate of interest Charges, Affidavit Charges, Late Fee and Tax. But if you are looking at this matter, take care you have not to be paid $986.78.
The original lender is ACS (Advance cash services), it is a parental payday loan company which owns and operates more than 350 websites. All child companies like Speedy cash, Fast cash, 300 cash, 500 cash, Cash Net USA, Cash advance, Cash America, Payday Max, 2-minute payday loans, Payday cash, Payday perfect, Money tree etc. own and operate under it. You went online from one of these websites and applied for an online Payday loan.
As you are looking to settle this matter outside of the court house, the best we can do for you is –
1. If you can come up with Onetime payment of $594.69 on/before August 6th 2021, we will close this case file of your on $594.69 only or,
2. If you are looking for a payment plan on the settlement amount, the Settlement Amount would be $750.00 and we can split it into two equal payments each of $375.00 starting on/before August 6th & August 20th 2021 or,
3. If you can pay $200.00 monthly plan, you have to pay the Total Outstanding balance which is $986.78.
Kindly update us with the payment date and the amount so that we can suggest you the mode of the payment and update your case file accordingly.
Note : After the completion of payment we will send you the Full & Final Payment Receipt stating that your account has been paid in full with ZERO balance and you are no more debtor for the company.
Do revert ASAP.
Thank You,
Thomas Flanick.