SCAMAdvance Fee Loan Scam - Lightstream Impostor Reports & Reviews (1)
Advance Fee Loan Scam - Lightstream Impostor Contacts
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Scammer's email [email protected]
Country United States
Victim Location MD 20735, USA
Total money lost $2,830
Type of a scam Advance Fee Loan
1) I picked up and it disconnect within 3 secondsand at 1:46 pm, I received a call from the same number.
2) Upon answering, a gentleman introduced himself as Randy Davenport from LIFESTREAM, a division of SunTrust Bank, and informed me of my approval for a financial loan of $5,000. Though unfamiliar with LifeStream, I had been seeking a loan service due to low credit scores, aiming to consolidate bills after assisting my elderly parents, which had placed significant strain on my husband and me. Mr. Davenport assured me of their reputable services and directed me to verify this by searching for LIGHT STREAM on YouTube (*******************************************). He stated I was approved for a $5,000 loan with an interest amount of $1,100. Eager to improve my financial situation, I provided Mr. Davenport with the necessary information to begin the process.PROVE this SCAM. Upon opening the LightStream link that was sent to me, I opened it complied and signed a confirmation document: (I can provide a copy of the link).Mr. Davenport said that he was sending me the cashapp link from his company (I can provide copy of cashapp link).
3) I was texted by Mr. Davenport to complete a required loan application process------(I can provide proof) Initially, they claimed a need to test the transfer to my bank (Navy Federal CU) for acceptance, requesting my account information and a two-factor code from Navy Federal Credit Union via text. Mr. Davenport then suggested the quickest way to receive the loan funds was through Cash App and requested my Cash App information. Subsequently, I was instructed that their assistant, Jaden Bede ($jbede5), would send $1,643 as a tester to my Cash App account, which occurred at 11:59 am on March 29, 2024. Jaden Bede placed those funds in my cashapp and then told me to send that $1643 right back to him, as this was a part of their processing test. I sent his $1,643 as instructed. Prior to Mr. Davenport sending me their required cash tester. He instructed me to make changes in my account which produced confirmation security code numbers. Mr. Davenport had me give him those SECURITY CODES from NAVY FEDERAL CREDIT UNION. The fraudulent individual that went by the name of Randy Davenport (Loan Officer of Lightstream loans) informed me that I had to add him to my account ([email protected]) in order for Navy Federal Credit Union to recognize his company (LightStream Loans) as my loan officer transferring my approved loan funds into my account. Each time Mr. Davenport instructed me to prepare the transfer, he had me read the texted NFCU codes. I was told by Mr. Davenport, that my approved funds would appear in my Navy Federal Credit Union account within the hour. I waited and saw nothing so at 4:15pm I called 678-249-0852
A person with a heavy English barrier answered then hung up. (I have proof of these calls). Frustrated, I texted the number 678-249-0852 to inform Mr. Davenport that the approved loan funds was still not in my account!!! (I have proof of this text and his response). I HAVE NOT HEARD FROM MR. DAVENPORT SINCE HIS TEXT REPLY! INSTEAD, I LOOKED AT MY ACCOUNT AND DISCOVERED A NUMBER OF FALSE DISPUTES WITH CREDIT REVERSALS…………………..!!!! Navy Federal Credit Union has closed the scammed account and holds me responsible for paying $2,830 that appears as a negative balance! A FRAUD AMOUNT THAT I SHOULD NOT BE RESPONSIBLE FOR!!! DISRESPECTFULLY I RECEIVED A LATER FROM NAVY FEDERAL THAT SAYS-----------------good news the balance (negative amount) has been transfered to your accouNT!!!! I AM OUTRAGED!!!!!