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ARA Associates

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ARA Associates Reports & Reviews (5)

- West Burlington, IA, USA
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I got a phone call from a ladie named Evette Young. She said she was with a company out of Illinois called ARA Associates, stating that I owed for a Discover card debt. They said I opened the account in 1995 and paid on it for the next 11 yrs. but still owed money. The thing is I never had a credit card in 1995, so this was impossible. They had a lot of information about me, even my social security number. They said I owed over $4,000, but they would settle for $1912.72 or make an offer. I told her this was impossible but she kept insisting and saying if I didn't pay this, they would put a lien on my home or garnish wages. So I asked her for the Discover Credit Card number she was was referring to. The number she gave me isnt even a valid number. I proceeded to call Discover and they said this was a scam. ARA Associates has continued to call and harrass me. I told her I knew this was a scam and Ive blocked them from calling anymore. Please be aware of this company! They are very demanding and make it seem very real. They even have a web site.

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On 10/14/16 at 10:44 am I received a missed call, no messages left so I decided to return the call to see who it was which is something I don't normally do. A John Powers answered ARA Associates I stated who and that I was returning a missed call. They asked for my number and I refused, then he stated is it the number that popped up on his end I said yes. While I was still in the process of asking what the call was in reference to he was transferring the call to I guess who contacted me. The representative gave me his name and was very aggressive in taking over the conversation like I knew what the call was about. I had to repeatedly ask what the call was in reference to then he finally tried to explain that it was in reference to a debt from Sprint Communications from 8/14/15. He said attempts were made to an address I no longer live at for over 16 years now. That made me even more skeptical, I did acknowledge that I did receive a letter from another company Dynamics Recovery Solution on 1/16/15 about Sprint and I sent them a dispute letter, in fact they were able to give me the name and address of the person who fraudulently used my personal information. I became even more suspicious at that time because I check my credit every year including 2016 and no discrepancies showed up on my report. In fact they responded to my dispute and indicated that it was under investigation and today I'm hearing about it again from ARA Associates. I made it very clear that I never had service with Sprint nor do I recall ever doing business with them ever. I said sir I have no owed debt in fact my credit is outstanding for that matter, he continued to state that he has to report it to the 3 credit bureaus and recited my ssn along with credit cards I have. Why and how they have so much of my sensitive information is beyond me, however I reiterated I don't owe anyone and all my bills are paid and on time. Then he told me what county was going to take action against me in court and that I owed $1781.20. I firmly stated I'm not paying for anything that I'm not aware of and he said there isn't anything I could do about it. The representative continued to over talk me then hung up. I called back and asked for a corporate office number or someone to resolve this unknown allegation they refused and said no information was available. They transferred me to another representative Logan Scott who was rude and disrespectful put me on hold and returned to the call like he was responding to a new caller. I was put on hold once again for awhile only for them to eventually hangup. I called back and asked for an address which was given, hung up and text messaged the number that called me originally which looked like a cell number which is 1-630-282-4305 and asked them to no longer contact me and to put it on the do not call list, in addition I will be reporting them to the BBB, if not further legal action will be taken. To whom it may concern start doing something about these scam artist by phone, via internet etc... I did my part by reporting the problem the rest is up to start penalizing and holding these people accountable.

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- Fort Myers, FL, USA
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I was contacted from ARA today claiming that there were pending charges against me from an online PayDay loan from 2011. They told me that it had already been through three collection agencies. They told me if I did not pay it TODAY, that someone would come to my work and I would go to jail. They contacted my ex husband and told him that someone had used my identity and they needed to contact me to get my contact information. He did not give it to them. They called my boyfriend and told him that they had important documents they needed to get to me and needed my information. When I told them I have never had an online payday loan and I asked for the name of the company I owed, they said they did not have that information. When I asked them why nothing was ever mailed to me if I owed the money, they told me that I would never receive anything through the mail about it. When I asked why it wasn't showing up on my credit report as a bad debt, they told me that it wouldn't show up. They were very rude and unprofessional and harassing. They told me I owed $680 but if I would give them my payment information over the phone right then, they could reduce the fee to $450 but that was a one time offer. I kept insisting that I did not owe the money and they kept threatening court and jail and wage garnishments. They had OLD bank account numbers, addresses and email accounts. They also knew my social security number. They are harassing my friends, family and ex husband. If they contact an elderly person, they may actually fall for this scam. I talked to a Mrs. Owens and a Keith Thomas. One number came up restricted and the others were 844-851-2064 and 855-203-2182. I have contacted my bank and let them know of this fraud. Please be aware of this fraudulent company!!!!!

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ARA Associates saying that money is owed from check fraud. The company number shows up as private on my cell phone. They leave 855-201-2134 as a call back number on my voicemail..

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- Indianapolis, IN, USA
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ARA collecting debt for payday loan. They refuse to give account information or mail anything. They ask for payment immediatly without any previous contact or notification of said debt even exist. In my case the debt was from 2012 and completely fabricated by ARA. Their scare tactic is simply to prosecute you and put you in jail. I'm sure they have preyed on the elderly with this scam. the nume they have been calling me from is 1-855-201-1827

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