SCAMCash AdvanceAmerica Reports & Reviews (3)
Cash AdvanceAmerica Contacts
Cash AdvanceAmerica associated photos:
View Photos
If you know any contact information for Cash AdvanceAmerica, help other victims by adding it!
Add new contacts
Scammer's website None
Scammer's email [email protected]
Country United States
Type of a scam Advance Fee Loan
Initial means of contact Text message
Country United States
Type of a scam Debt Collections
Initial means of contact Email
Scammer's email [email protected]
Country United States
Victim Location PA 15066, USA
Total money lost $700
Type of a scam Advance Fee Loan
Loan Application Number: QCL4U/1437
Loan Amount : 5,000.00 USD
Loan Period : 19 Months
Monthly Payments :329.00 USD
As per our company’s code of conduct, we do not believe in any upfront in form of cash and debit or credit card. Only a guarantee is required from the customer whose FICO is not eligible.
Bryan Winland
Sr. Accounts Manager
310-3624879
Terms and Conditions
1. The customer needs to be a citizen of the US, have an active bank account and earn steady income every month you will be considered as eligible to avail our loan services.
2. The customer will need to complete Verification Process in order to prove that customer can afford the monthly payment as per decided because of their bad credit score, that’s called an AFFORDABILITY CHECK PROCESS.
3. The verification process takes 5-10 minutes after this the loan gets transferred into your bank account, as soon the loan amount is transferred you will get a text message and an email alert on your registered email id.
4. As these loans are federally Approved Bad Credit Loan you need to verify that you have got the monthly instalment on you every month.
5. You need to verify it to CFSA that you got the first month instalment on you before the loan gets transferred into your bank.
6. After the verification gets completed by showing your ID proof which makes everything clear that you are the legit person and not a different person using your details.
PREPAYMENT: You may prepay this agreement in full or in part at any time without penalty, except you may be assessed. If the prepayment is in full, the creditor may collect or retain a minimum charge not exceeding $5 in a transaction which had an amount financed of $75 or less, or not exceeding $7.50 and in a transaction which had an amount financed of more than $75, if the finance charge earned at the time of prepayment is less than the minimum allowed pursuant to this subsection.
The predetermined earned finance charge shall be determined by applying, according to the actuarial method, the rate of finance charge which was required to be disclosed in the transaction to the actual unpaid balances of the amount financed for the actual time the unpaid balances were outstanding as of the date of prepayment. Any delinquency or deferral charges collected before the date of prepayment do not become a part of the total finance charge for purposes of rebating unearned charges.
DEFAULT: A customer shall be in default under this Agreement when the payment remains unpaid for more than 40 days. After its scheduled or deferred due date, or if the customer fails to comply with any of the terms of this Agreement if the failure materially impairs the condition, value or protection of or the Lender’s right to the collateral or materially impairs the customer’s ability to pay the obligation due under this Agreement.
CHARGE ON CONSOLIDATION: If a consumer owes an unpaid balance to a creditor with respect to a consumer credit transaction and becomes obligated on another consumer credit transaction with the same creditor, the parties may agree to a consolidation resulting in a single schedule of payments. The parties may agree to add the unpaid amount of the amount financed and accrued charges on the date of consolidation to the amount financed with respect to the subsequent consumer credit transaction.
Loan Amount Breakup
Loan Acnt No.
Loan Amount
Monthly Repayment
Payoff Amount
***
$5000.00
$329.00
$6251.00
Repayment Guarantee
I understand and agree, that all shares, interest and deposit with ADVANCE AMERICA LOANS INC. and owned by me are hereby pledged individual or/and severally as security for the said loan on such part of it’s as may be granted. In the case of default by me, the treasurer is hereby authorized to deduct any balance, interest and cost pertaining to the aforementioned loan from the security hereby pledged. Should the loan not be granted this guarantee automatically becomes null.
Signatu…*** * ***……………… Date………4/4/16…………………….
Bryan Winland
Sr. Accounts Manager
310-3624879
Direct Debit Mandate:
BANK ACCOUNT TO BE DEBITED
Please provide details of the account from which you’d like your payments to be debited:
Account name(William R Zwright
RT#: *
Account Number: ***
Name of Bank: *** ** ***
YOUR AUTHORITY
I/We authorise and request Advance America INC (User ID 037300) to debit my/our account referred to below with my/our nominated repayment amount through the Bulk Electronic Clearing System. I/We accept the Direct Debit Request Service Agreement. Please note: If the debiting account is in joint names then both account holders must sign below.
Signature…………*** * ***……………… Date…………4/4/16………………….
Bryan Winland
Sr. Accounts Manager
310-3624879
Direct Debit Request Service Agreement
This Agreement sets out your rights and responsibilities when making loan repayments by direct debit.
Our Commitment to You
• We will debit your nominated account in accordance with your Direct Debit Request.
• We will give you at least 14 days’ notice if we need to change your direct debit arrangements.
• We will keep all information relating to your nominated account confidential, except where required for the purposes of conducting direct debits with your financial institution or in connection with claims made on us relating to an alleged incorrect debit.
Your Commitment to Us
• Please ensure that direct debits can be made from your nominated account as direct debiting is not available on all accounts. If you are uncertain about this, please check with the financial institution where your account is held.
• Please check your nominated account details against a recent statement before completing the Direct Debit Request.
• Please ensure that there are sufficient funds available in the nominated account to allow payments to be made in accordance with your Direct Debit Request.
• You need to let us know as soon as possible if the nominated account is transferred or closed or your account details change.
• If your direct debit arrangements are cancelled for any reason, you need to arrange an alternative method of making the repayment.
• Please ensure that all account holders for the nominated account sign the Direct Debit Request.
Can You Change the Direct Debit Repayment Arrangements?
• You need to give us 7 days’ notice before your next scheduled repayment for any of the following: –– stopping an individual repayment;
–– deferring a repayment;
–– suspending future repayments;
–– cancelling the repayments completely; or
–– altering the repayment amount or repayment cycle.
You can make all of these changes by calling us on 310-3624879. You may also stop an individual repayment or cancel your Direct Debit Request by contacting the financial institution where your nominated account is held.
Other Information
• If your due date for a loan repayment falls on a weekend or a national public holiday, we will automatically debit your nominated account on the next business day. If you are uncertain as to when a debit will be processed from your nominated account, please check with the financial institution where your nominated account is held.
• If your financial institution cannot withdraw the nominated amount from your account (for example, there’s not enough money in your account), they may dishonour the withdrawal. Please check the Terms and Conditions of your loan account to see whether dishonour fees apply.
• If you believe there has been an error in debiting your nominated account, please contact us as soon as possible on 310-3624879.
Understanding Options for Getting Ahead
I would like to pay the minimum repayment plus a fixed extra amount of:
If your minimum repayment is $500 per month and you always want to pay an extra $40 per month, your total repayment will be $540. If the interest rate changes, reducing your minimum repayment amount to $480 per month, your total repayment will decrease to $520 per month.
I would like to pay a set amount of:
If you choose to pay a set amount, it must be above your current minimum repayment amount. For example, if your minimum monthly repayment amount is $1,400. Your set amount must be above $1,400. If there is an interest rate change and your set amount falls below your minimum required repayment amount, we will automatically reset your repayment amount to the new minimum. We will provide you 30 days’ notice in writing prior to doing this to notify you of the change.
Signature…………*** * ***……………… Date………4/4/16…………………….
Working Partners
Click here to Reply or Forward
0.39 GB (2%) of 15 GB used
Manage
Terms - Privacy
Last account activity: 3 minutes ago
Details
Cash AdvanceAmerica
Apr 8 (3 days ago)
to me
Hi ***,
Your loan amount is for $5000.00 which we tried to transfer it into your bank account 383015560919 but due to poor credit file of yours the transaction did not go through .
We tried 3 times to transfer and every time that failed,so we have prepared 2 MoneyGram transaction for you to get the loan.
You need to carry the ID proof to get the money received from the MoneyGram.
1)First MoneyGram details:-
Refrence No:-98243281
Amount:-$2800.00
Senders Info: Jason Bradford
Senders city :Los Angeles
Senders State:CA
2)Second MoneyGram details:-
Refrence No:-90180091
Amount:-$2900.00
Senders Info: Jason Bradford
Senders city :Los Angeles
Senders State:CA
There is a small transaction charge of $65.00 for each Money Gram, so you need to get New ITunes card for $130.00 to get the MoneyGram activated in just 1 minute.
As soon as you send me the email of the card for $130.00 then you can stay on the line and walk up to the store and pick up the money from the MoneyGram store because it will be activated in just 1 Minute.
"These Regulations are adopted pursuant to the Administrative Procedure Act. looking at the Federal Budget Deficit and has to be amended on all the Loans approved, processed, or transferred after dec, 25th.
i) Loan companies are bound to check the credit report carefully before processing the loan for any customer.
ii) The ability of the customer has to be checked by asking them to show the required amount before processing the application, but this term comes only after the 1st term is fulfilled."
- published in the Federal Register and codified into the Code of Federal Regulations.
Thanks & Regards
Jason Bradford
Senior Accounts Manager
Advance America LLC.
310-3624879
Date: Fri, 8 Apr 2016 12:47:09 -0400
Subject: Re: Test mail
From: ***
To: [email protected]
*** *** Apr 9 (2 days ago)
to Cash
I would like to have my money returned. I will be asking you to return $700 dollars . I will also ask for a phone call to insure my that you are returning the money. I will be going to the police dept on Monday to press charges on the person in my emails. If I don't hear from someone by Monday I will press charges.
Thank you for your time.
Click here to Reply or Forward
0.39 GB (2%) of 15 GB used
Manage
Terms - Privacy
Last account activity: 4 minutes ago
I also have all the itune card that i put money om.
there lic#***