Credit Card Fraud Imposter/Debt Relief Reports & Reviews (1)
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SCAMPULSE
Scammer's address Kansas, WY, USA
Country United States
Victim Location MI 48433, USA
Type of a scam Credit Cards
<p>She asked me to hold for a minute and before I knew it I guess I was talking to a Jennifer Parker. Then this lady told me that I was a senior citizen and my debt ratio I'm paying way too high interest. She asked me if I knew what the interest rate was and I shouldn't pay any more than 4.9%. because I was a senior citizen. That I was eligible for debt consolidation and I asked her where she was from she told me freedom financial group. She also said that I would be given an advocate and an advisor. I could not believe this I said why do I need debt consolidation when my credit is great. Never been behind on any of my creditors she said well don't you want to lower percentage rate don't you want someone to get you a lower percentage rate on on these bills and I said yes that would be nice but what does it involve? She said I would be speaking to an advocate first. That it's too late right now they're not in but she would be calling me at 7:00 her time which would be 10:30 my time. She told me that the advocate was going to ask me how I got to them and not to mention anything about Chase Bank or TransUnion just to mention her name. So that I could get the lowest percentage of interest towards eight of my credit cards. Oh also I forgot they said that these cards would be closed she then said hold on a minute and before I knew it this man came on the phone with a deep voice his name he told me was Kurt Lambert. </p>
<p>He did ask me how did I get to him and I told him exactly what I'm telling you right now even though that Jennifer Parker told me not to mention the two before he told me that that was not right he was sorry that that had to happen for me to get to him. He sounded very very businesslike and we got to talking and I started feeling comfortable talking to him. But he was from accelerated debt solutions. He explained everything to me from the beginning to the end and they explain that it's not going to cost me a penny the lawyers are going to get $14,200 but it won't come out from me. What happened is they planned on taking $7,700 or 900 from my Bank of America card and $6,9 00 from another card. And he told me just how much they could lower my payments down to and that I would have a whole year not to make any payments and then after a year I would have to pay what what the least what they settled for with zero interest. </p>
<p>He sent me a document and went through it with me paragraph by paragraph and it all sounded really good and finally I said I just don't feel good doing this I really really don't he said don't you want to save money and I said of course I do but my credit is good and my fico's going to go way down and I'm going to be in a mess he said it only for a year. He had me initial and sign these documents and I was trying to bring them back up and I can't. He told me that I would be hearing every day and quite a bit from him for the next year that if I had any questions to always call him and he gave me two numbers. 913-342-8949 and another is +1-800-653-1336. </p>
<p>I was talked into it because I said I am pinching pennies right now because my husband has cancer and we both cannot work at this time. Somehow I told him I was a hairdresser and he told me his wife was also and she was a makeup artist for some movie of the queen but she had to quit because she ended up with cancer and she's going through all these tests. Well you know that I felt really bad for him and I told him that I would pray for his wife and him.
Needless to say after all this I started looking up my FICO score my my credit karma my transunion and I never saw any red marks </p>
<p>I called my bookkeeper I called my bank none of them thought it sounded right at all they were really worried. I put a hold on the credit cards that they had and they knew all the numbers I called the ones that they were trying to get the money from and say please do not let that go through. I did call TransUnion the next day and or that night and I talked to a Max and she told me what not to do and what to do in that everything looked good but that she was going to freeze my transunion and and set a fraud alert. I have not had a chance to call the attorney general yet or my Experian or my other credit report I can't think right now I'm sorry I'm so flabbergasted. </p>
<p>I did call the better Business bureau on the lady told me that Kansas was not in her area that I should call the ScamPulse.com in Michigan that's close to me and it was too late to call them. So I hope this is going to be okay by sending this to you. I cannot think of anything else right off hand The accelerated debt guy Kurt Lambert might be on the up and up but the way I got to him was definitely a scam. I had to take my husband to get blood work and hurt Lambert did call and let me know that the $7,000,700 or whatever it was did not go through I have not spoken to him. It was late I called and no one was able to answer or I could not leave a message.</p>