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Credit Card Scam

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Credit Card Scam Reports & Reviews (34)

- Fort Myers, FL, USA • Oct 03, 2024
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They came in for auto repairs, got the repairs done and paid using a credit card. A couple of days later they canceled payment.

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• Aug 22, 2024
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A female called from the first number saying she was from Chase Bank and wanted to decrease my credit card interest rate to 0% interest. She transferred me to a male voice who said the same thing but said it was Chase Bank or Capital One. He asked for the expiration date on my C.O. credit card and then the asked for the first couple of numbers of my CC. I said I had two C.O. CC's and he wanted to confirm the full numbers of these cards. I said I would not give him my CC # and he said it was okay because he already had the number and he was from my CC company. He also said there are certain criteria that must be followed in order to get the 0% interest. I hung up on him because NO LEGIT COMPANY WILL ASK YOU TO CONFIRM YOUR CREDIT CARD NUMBER! He then called back from the second number and said, "Why you hang up the line?" I hung up again and blocked both of these numbers.

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- Boca Raton, FL, USA • Aug 13, 2024
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On 8.7.24 I got an unsolicited call from "Brian Newman", Account Manager (Heavy Indian accent). When I asked for verification, he said his "employment #" was BT1029 and that the company he represented was registered with the BBB. He never told me their name. Spoke to me about my Credit rating and the amount of money I owed on my Credit card. Then he told me I was paying 23.79% variable interest. He went on to explain how he could get me zero% financing by getting me set up with a different provider, transfer my balance and that I would not have to pay any interest on the transfer amount, ever. He additionally told me he would get me an interest rate on the new account to stay at below 6% and that it would stay there for 21 months. As this went on, he began asking me for personal information such as the last four digits of my Social Security number, where I lived, etc. He said he was just verifying the information he had about me, I asked his name again and this time he told me his name was "Paul Garrett" (I didn't realize until I got off the call that he did that), All along there was no mention of money or cost, etc. It sounded pretty good. Then after 25-30 minutes of this he explained that I would have to pay a small amount of money. He said it would be charged on my current credit card balance and would be part of the transfer to the new card with zero interest, so it was actually less than what I would pay if I didn't take the deal. I told him I was astonished that he would bring this cost out at that time, after I asked multiple times if there was a cost involved. He reiterated it was less than what I would pay at my existing interest rate based on my existing balance. I asked how much he was talking about, and he said he could do all of this for just $1490. I was flustered and confused, and I complained about it to him. He then explained that the money was a onetime charge and actually was a lot less than what I was going to pay if I kept my current card. I continued to disapprove and then he suggested I speak to his supervisor.

Next, I'm on the phone with a woman named "Gail Walker". She introduced herself as the Supervisor. Very clearly speaking English and comforted me about my concerns. She then said she could get it done for $990. At that point I was worn down. She went on confidently talking with me. Asked a few questions along the way and then she asked me for the first 5 digits of my Social Security number. I asked why she needed them when I already gave the last 4 digits to the last person I spoke with. She assured me that she would need it to get the Credit card company to verify my creditworthy 'ness, etc. With my guard down, I gave it to her! She told me I'd receive my new card in 5-7 days and that she wouldn't cancel my existing card, "just in case". I got the company name, Mulligan Financial, and I got phone numbers; Brian Newman/"Paul Garrett", Account Manager - 979-212-8109, Gail Walker - 405-266-1017. In between Garrett and Walker. I also spoke with someone named "Lisa" who explained she was in the Support Dept and that they are a 3rd Party Company and not Visa/Mastercard direct.

I checked with my Credit card company a few days later and saw that they charged my existing credit card $990 on the very day I spoke with them. The charge was initially denied by my credit card provider but then they resubmitted it same day and it got approved! I called my credit card company today and they have it flagged as "Fraudulent Alert" for now. I also contacted the three credit rating companies, Experian, Equifax and Transunion to get my accounts frozen for 12 months while I work through this. While going through that process, I found that someone else is logged in as me on Experian and I am locked out due to them setting it up with an email address that has my name in it, but I never set up and with a password I do not know. I'm still fighting with Experian's automated system unsuccessfully. It's impossible to get to a human... so far.

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- Charlotte, NC, USA • Jul 15, 2024
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It seems to be charging credit card for different amounts. They claim to be a company that helps with money problems. The phone number seems not working. I went to SHMESS.net. It said site not available. Ratings 0. It’s got to be a scam. I had my credit card blocked from them and was sent a new one. I’ll keep eye to see if credit card payment was posted to this SHMESS

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- Woodstock, GA, USA • Jul 01, 2024
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They used my credit card number. Don't know how but I received a "Froud Alert" from my bank saying someone tried to charge $120 from "Support PD" I was lucky my credit card Declined that charge

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- Wesley Chapel, FL, USA • Jun 27, 2024
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I received a call from a man calling himself Daniel ****** . He claimed his badge number is

(DS8130). He claims that i had applied for a credit card. I informed him i didn't want a card and hung up. He called me back i ignored his call. Then after his 3rd call he explained that if I didn't apply for the credit card that he would eliminate it and I wouldn't need to worry. I said fine then he said 2 of my bank American credit cards were flagged because I was paying to much interest on my card.

He then connected me with a finanical advisor. He seem to somehow know how much i owed

on my 2 credit cards i have with

Bank of America. He says because bank of america was charging me 29% on 1 card and 26% on the other card interest was illegal.

That the " financial advisor " would get $14,198 for having my " debt"

erased. He tells me that I shouldn't

make anymore payments to my cards and also i should change banks. The man calling himself

a financial advisor said it could take 6mos to clear my debt with bank of america. I explained that I never heard of any lawsuit involving overcharging a client on a credit card. He said something about bank of america was liable for millions of dollars for overcharging clients and I needed to open another account with another bank.

I have been with bank of america over 20 yrs and never have had any problems. I don't know what the actual interest rate is on any credit card is . I mean some use 0% to start and after so many months they charge whatever the interest is which I don't know. I would like to be debt free but I don't believe him.

He says he will call me tomorrow 6/28 to find out if I am switching to another bank.

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- Hyattsville, MD, USA • Jun 25, 2024
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Called telling me my creditors were over charging interest rate. Asked me not to make anymore payments to them and refer any calls from creditors to a financial advisor. They would include that fee on my chase card but because of dispute the creditors would have to absorb it...What? They had my full ssn. I still don't know how they got it. I didnt give it to them. They also had my full acct numbers. I was suspicious from the beginning. When he asked for ccv and couldn't explain adequately why they didn't already have it or needed it I started grilling him he switched from polite to rudely defensive. I Immediately ended call and made this post...BEWARE!

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• Feb 03, 2024
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This is the 4th attempt on my ******* *** card, they did catch it for me. 3 different company and amounts, first one was $60 x 2 from one already om your scam list another for 79 and now this one.

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- Louisville, KY, USA • Jan 12, 2024
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All of the companies charged my credit card multiple times. I have never heard of these companies, much less, contacted, nor ordered any products or services from them. All phone numbers for these companies are answered by the same people on a customer service line and give me the same evasive answers regarding their products and refunding my money. I have never received any reimbursement for any of the charges. These are fraudulent charges. All phone numbers: 855-200-4402, 844- 618-5433, 888-996-6541 All charges from each company total $419.86. I have digital receipts from my bank for each transaction saved as proof, when needed.

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- Edmond, OK, USA
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Caller saying she represented Trans Union and that two of my credit cards had been compromised with fraud charges of $1,298 and $346. Read back to me my credit card numbers then asked for expiration dates. I gave one then realized it was a scam and hung up. Caller keeps calling back. Says name is Erica ******** I have called both credit card companies and reported this. They say they see no pending charges. Current cards were stopped and new ones being sent.

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They called saying they were looking for "Elizabeth" and they were with some foundation. I hung up. They called again, to ask me if they have the wrong number, I said "yes." And they hung up.

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Virmach started charging my credit card $10/month. I have never had anything to do with this company and my credit card company will not stop the ongoing charges. I looked up the company online as they do not have any contact information on my credit card statement. In order to dispute billing, they require that you create an account (with personal information) and log in. I found many many warnings about this company online, but they seem to be able to do "business" unfettered. The first charge was applied to my account when I was out of town. There is no way of contacting them to make them stop!

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- Tavares, FL, USA
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I get a phone call from a private number and then the person give me a phone number to call the phone # is 8339631676 i call and they had all my private info such as my social security number and my date of birth telling me that many years ago i open a credit card from Wells Fargo can you help me get this scammers thank you and have a great day

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This person took the customers card information and ordered Dominos, nail salon gift card, and purchased a Disney subscription.

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- El Paso, TX, USA
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I received a email this morning soon as I was awake saying I spent $99.95 at PayPal with this merchant

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- Hugo, OK, USA
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I was contacted on my job, stating that I owe,south eastern Oklahoma from 2005. They would not give address or contact information for the company or even what goods I had received and not payed for.

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- Acworth, GA, USA
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They pretended to be zelle via email. And rapid fire texts designed to fluster someone into sending them overpayment. I have the emails and messenger messages.

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- Troutman, NC, USA
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Post card came in the mail stating i had won $100 that all i needed to do was to call them with my claim id numbrr. But once i called they wanted my credit card info. I hung up immediately

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- Candler, NC, USA
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Nothing was offered, Just the charge

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- Oakboro, NC, USA
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Advertising a greenhouse from “Harborfreight”, but when you order with your card info, they say that you need to use another card! Just scamming for credit card info I think. My dumb self attempted twice, figured it out, then locked my 2 card accounts. This is a scam!!!!

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