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CREDIT SERVICES

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CREDIT SERVICES Reports & Reviews (55)

- Pueblo, CO, USA

Company claiming I have an outstanding balance of 22K and will settle with a payment of 11K.

- Richmond, VA, USA

I got an automated message: "This is your last opportunity to lower your interest rate. To lower your interest rate, press 1. To ignore and let this opportunity expire, press 2." I was curious to see what kind of scam this was (they didn't even mention mortgage or credit card). I pressed 1 and get someone with an accent. I ask them what company they are calling me from. He says, "Card Services" I go, "What Card Services? Why did I get this call?" He says, "We're with Visa and Mastercard and we service Chase, Wells Fargo, Capital One, (6 other financial institutions you've heard of) and I understand your interest rate is greater than 10%" I go, "Yeah" he says, "and I see that you have a revolving balance of about $X,XXX" I go "Yeah (even though it sounds higher than what I carry)" He says, "And do you pay that off every time?" I go, "Yeah" He says, "Every time?" "Yeah" His reaction: Click. Hangs up on me. I can only imagine what the next questions are, and how many of our grandparents might actually answer them...

- Brooklyn, NY, USA

We are aware of your current financial situation. Once we have been contacted, we will have authorization to facilitate a settlement offer of $8,500(full amount is $17,000) on your behalf directly with your creditors. Once all funds clear and the program proceeds have been applied to your creditor accounts, your account will be considered settled and closed.

If you are unable to pay the above settlement in a lump sum, we can offer a monthly set aside plan to make monthly payments more affordable. According to our records, we are able to set up a monthly set aside of

Term: 36 months Program of $236

Your account will be reported to the national consumer reporting agencies as "account paid in full for less than half the balance".

In order to validate this program and the current terms being offered as of the date listed above, cont us at 877-338-3258.

sincerely

Client Negotiation Department

- New York, NY, USA

Received a letter that says I have an estimated credit balance of $19,000 and if I call them they can settle my balance for $9,500. If I can't pay the fee upfront then I can pay $264 for a 36 month period.

Notices about debt owed on credit cards and threats to send to collections. We wrote 5 times in two years requesting information about the debt alleged. Every letter was returned. We plan to sue the "company".

got notice. says "we are aware of your current financial situation. once we have been contacted, we will have authorization to facilitate a settlement offer of $7500"

I have no debt. It also created me a personal website with a .org suffix. This is very well done. they give a phone number and this personal website but no other details about the debt or anything else

Letter stating can help us with up to $26,000.00 dollars of debt to be settled for $13,000.00, over a 36 month period. Forth time contacted. Even set up a personalized Website. Wants payment of $361.00 monthly.

- Chicago, IL, USA

Letter send to me about an account that I do not recognize.

I received this letter on 7 November. It said that I owed $17,000 and once I contact them, they will be able to offer a settlement. It makes it look like I'm being hounded by creditors which I'm not! I got very worried when seeing this and thought my personal credit was being compromised. This is a disgusting tactic to use.

Just received '2nd Notice' for relief of credit balances $195,000, proposed settlement $97,500, monthly program payments for 36 months $2708. They want a phone call and/or communication on the personalized website provided before November 30, 2016 on threat that program terms may change.

Constant mail stating I'm in debt and I'm not in debt nor do I have bad credit. Calls constantly and I have added the number to the do not call registry as well. Now the mail is constant and I have returned to sender stating I will forward to the state attorney office as well. It's asking for monthly payments to be sent to this company

This company has sent multiple letters to my home claiming I have "estimated creditor balances" of $23,000 and offered a settlement of $11,500 or 36 monthly payment plan of $319/mo.

The only website they provide is a personalized site so they can track who is logging in, as well as a 1-877 number with a notice number.

This is definitely a scam and if anyone knows how to shut them down, please do.

Called and left messages for myself, my parents and brother that I needed to call them or legal action will be taken. I contacted them and they tried to tell me it was for a loan I took out on line in 2011. I never took a loan out nor would I take one out on an online website. When I asked for information showing that I took out the line they stated they couldnt send that information . They had my name, address,name and lat 4 digit of my ss #. After I hung up with them I checked my credit report which shows no loans .

i RECEIVED A PHONE CALL FROM A COMPANY CALLED CARD SERVICES. THEY TOLD ME THAT MY BALANCE QUALIFIED ME TO RECEIVE A LOWER RATE OF 6.9% THEY ASKED IF i HAD ANY OTHER CARDS THAT I WOULD LIKE TO RECEIVE A LOWER INTEREST RATE. THEY ASKED FOR THE LAST 12 DIGITS OF THE CARD NUMBER AND THE LAST FOUR DIGITS OF MY SOCIAL SECURITY NUMBER. THEY ASKED FOR THE NAME OF MY BANK FOR VERIFICATION. THEY KNEW MY CREDIT CARD BALANCE AND THE DATE AND AMOUNT OF THE LAST PAYMENT. WHEN I REFUSED THEY REFUSED TO GIVE UP. i HUNG UP ON THEM AND A SUPERVISOR CALLED ME BACK INSISTING THAT I GIVE HIM THE NAME OF MY BANK.. THE NAME OF THE BUSINESS WAS

CARD SERVICES AND THEIR PHONE NUMBER IS 855-563-4437. THEY SAID THEIR WAS A ONE TIME CHARGE OF $892 SPREAD OUT OVER 4 PAYMENTS.

Consumer received letter from Credit Service, P.O. Box 1687, #2147, New York, NY 10004 with a Notice #, Contact phone 1-877-803-2892, Est. Creditor Balance of $21,000 which is offering her a payment plan to take care of a non-existent debt.  Letter shows a Personalized Website that company created with her full name. . . .Fine print below goes on to say "This is not an engagement offer, only an invitation to meet with a representative to determine interest and qualification.  etc.

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