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Final Recovery Group Reports & Reviews (2)

- Baton Rouge, LA, USA • Jan 28, 2025
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The guy called and I’d himself as a person who was going to issue me a summons for a unpaid loan from 2018 from a payday loan company and if I did not pay 700 then my court cost would be $3678.00 and he offered me a settlement of 400 dollars and later went down to 125 because he said I paid 275 way back in 2018. I said I would pay 125 but he only would except it from my debit card and not a check or money order certified.

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- Redmond, WA, USA
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Got a phone call from Ms. Brown that I ignored. When I listened to the voicemail I was told I was being sued for malicious intent to defraud a financial institution. I called back and was transferred to investigations. I was then told I had an outstanding debt with Alpine Direct Services for a payday loan I had taken in 2013 at an address I had moved out of 18 months before on a bank account I had closed in mid 2011. I was told there was surveillance tape of my taking the loan from my account and spending the money. They had my ex husband and brothers names as references. When I asked to see any of this evidence I was told that they didn't have to provide anything to me and he was being a nice guy by sending me an email validating the debt and stating I would pay back the loan of $870.00. I said I wasn't validating any debt and I wasn't paying anything without seeing the evidence of my approval of the loan which of course he didn't have. He said if I wanted to be difficult that he was going to have to report that I was refusing to pay and that I took the loan with malicious intent to defraud. After several minutes of going back and forth I told him again I was not paying back anything and I was disregarding the loan. He let me know he will be sending a process server to my home and that he will "make sure I am sued in court".

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