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Fvachatting.com Reports & Reviews (1)

- Los Angeles, CA, USA • Nov 16, 2024

I am writing to bring to your attention serious concerns regarding the business practices of **FVAChatting.com** ("FVAChatting") that may warrant regulatory scrutiny. Based on a detailed review of their publicly available **Terms of Service (https://www.fvachatting.com/terms)**, **Privacy Policy (https://www.fvachatting.com/privacy)**, and marketing statements on their website, I respectfully request that your office investigate whether FVAChatting is operating in compliance with state and federal consumer protection and privacy laws.

The information available suggests that FVAChatting may be engaging in deceptive practices and failing to adequately protect consumer privacy, particularly with regard to interactions involving OnlyFans subscribers. My concerns center around the potential misrepresentation of their services, misleading consumer interactions, and questionable data collection practices that may affect your residents.

### 1. Potentially Deceptive Practices Under the FTC Act

The **Federal Trade Commission Act (FTC Act)** prohibits unfair or deceptive acts or practices in commerce ([15 U.S.C. § 45](https://www.ftc.gov/about-ftc/what-we-do/enforcement-authority)). Deceptive practices are defined as material misrepresentations or omissions that are likely to mislead a reasonable consumer ([FTC v. Cyberspace.com LLC, 453 F.3d 1196 (9th Cir. 2006)]).

- **Concern**: FVAChatting markets its services with claims such as:

> "Outsource Your OnlyFans Chatting Today"

> "Clone Your Persona: Our chatters will clone your persona and work on scaling your account."

> "Get 5x more sales in OnlyFans Chatting. At FVA Chatting, we don't just chat, we charm, we captivate, we create cash flows."

These statements imply that OnlyFans models (account holders) are directly engaging with their fans. However, the **Terms of Service (https://www.fvachatting.com/terms)** and **Privacy Policy (https://www.fvachatting.com/privacy)** reveal that interactions are conducted by representatives hired by FVAChatting who impersonate the models without disclosing this to subscribers.

- **Impact on Consumers**: Many subscribers may be under the impression they are interacting directly with the models when, in fact, they are speaking to hired representatives. This lack of transparency can significantly influence consumer decisions, potentially violating the FTC Act.

- **Relevant Legal Precedents**:

- In **FTC v. Willow Labs LLC (2017)**, the court found that misleading representations about the nature of a service violated the FTC Act.

- The **FTC v. Cyberspace.com LLC (2006)** case underscores that failure to disclose critical information, particularly where it affects consumer behavior, can constitute a deceptive practice.

### 2. Potential Violations of State Consumer Protection Laws (California and New York)

**California Business and Professions Code § 17200 (Unfair Competition Law)** and **New York General Business Law § 349** prohibit deceptive or unfair business practices.

- **California**: The **Privacy Policy (https://www.fvachatting.com/privacy)** indicates that FVAChatting collects extensive personal data, including sensitive information such as social security numbers and passport details. However, the purpose behind collecting such sensitive data is not clearly explained. The marketing statements such as **"Get 5x more sales"** may mislead consumers into believing they are directly interacting with the models, rather than hired representatives.

- **Legal Precedent**: The California Supreme Court in **Kwikset Corp. v. Superior Court (2011)** affirmed that consumers misled by deceptive marketing practices have standing to sue under the Unfair Competition Law. Similarly, **People v. JTH Tax, Inc. (2013)** emphasized that deceptive business practices can result in significant legal consequences.

- **New York**: Statements suggesting direct communication with models, such as **"propelling creators to the zenith of OnlyFans success"**, could be seen as deceptive under **New York General Business Law § 349**, which prohibits practices likely to mislead consumers.

- **Legal Precedent**: In **Gaidon v. Guardian Life Ins. Co. of America (1999)**, the court found that misleading practices materially affecting consumers' decisions violated state law.

### 3. Privacy and Data Protection Concerns Under the CCPA/CPRA

The **California Consumer Privacy Act (CCPA)** and **California Privacy Rights Act (CPRA)** provide California residents with rights over their personal data, including the right to know what data is collected and how it is used.

- **Concern**: The Privacy Policy at **https://www.fvachatting.com/privacy** discloses that FVAChatting collects extensive data, including **IP addresses, passport numbers, and device identifiers**, but does not adequately explain why this information is necessary for chat services.

- **Potential Non-Compliance**: The CCPA requires companies to clearly disclose their data collection practices and allow consumers to opt out of the sale of their personal data. FVAChatting's vague language around the purposes of data collection may not align with these legal requirements.

- **Relevant Legal Precedent**: In **People v. Equifax Inc. (2020)**, California regulators enforced penalties for inadequate disclosures related to sensitive data collection.

### 4. Potential Non-Compliance with the GDPR

If FVAChatting processes the personal data of EU residents, it may be subject to the **General Data Protection Regulation (GDPR)**. The **Schrems II (2020)** decision emphasized the need for robust safeguards when transferring personal data outside the EU.

- **Concern**: The Privacy Policy suggests that data may be transferred internationally, potentially without adequate protection, which could violate GDPR requirements.

### 5. Lack of Clear Contact Information

The **Privacy Policy** only lists a generic support email (**[email protected]**) with no physical address or phone number. This lack of transparency may not comply with the **California Online Privacy Protection Act (CalOPPA)**, which mandates clear contact information for consumer inquiries.

### Request for Investigation

Based on the concerns outlined above, I respectfully request that your office investigate whether FVAChatting's practices comply with:

- The **Federal Trade Commission Act (FTC Act)**

- **California Business and Professions Code § 17200** and **New York General Business Law § 349**

- The **California Consumer Privacy Act (CCPA)** and **California Privacy Rights Act (CPRA)**

- The **General Data Protection Regulation (GDPR)**, if applicable

- The **Lanham Act** regarding false advertising

### Conclusion

The potentially misleading practices and privacy concerns described above suggest that FVAChatting's actions may have significant implications for consumers, particularly those who believe they are engaging directly with OnlyFans models. While I may not be a resident of your state, the potentially inappropriate business practices by FVAChatting could impact your residents who need your protection. I urge your office to conduct a thorough investigation to ensure that FVAChatting complies with all applicable laws.

Thank you for your attention to this matter.

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