GDS Solutions Reports & Reviews (15)
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Victim Location OR 97007, USA
Type of a scam Debt Collections
Scammer's address Adams, NY, USA
Country United States
Victim Location NY 13440, USA
Type of a scam Debt Collections
I had payday loans in past but had paid them all off.
Victim Location MI 49203, USA
Type of a scam Debt Collections
Country United States
Victim Location IN 46239, USA
Type of a scam Debt Collections
Scammer's address Unknown and they won't give it
Scammer's email Unknown
Type of a scam Phishing
Country United States
Victim Location KY 40502, USA
Type of a scam Debt Collections
Country United States
Victim Location WA 98903, USA
Type of a scam Debt Collections
Country United States
Victim Location WA 98043, USA
Type of a scam Debt Collections
Country United States
Victim Location NV 89523, USA
Type of a scam Debt Collections
Country United States
Victim Location IA 50216, USA
Type of a scam Debt Collections
Country United States
Victim Location ND 58104, USA
Type of a scam Debt Collections
Victim Location LA 71291, USA
Type of a scam Debt Collections
Type of a scam Debt Collections
(Red Flag #1)
When I returned the call to 844-834-7395, I spoke with 'Angel' who called me by an incorrect name (I don't remember the name.) I said my name is Karen Galligan, and you have the wrong individual. Then Angel said she was changing the name in her records to what I had just provided her. This seemed strange, she had my x-husbands phone # but called me by an incorrect first and last name. I've never remarried so I still carry his last name. Angel claimed I borrowed $590 from a Pay Day Loan Company in Shreveport, La. in 2012.
(Red Flag #2)
* She provided a Shreveport, La. address I had in 2008, not 2012.
(I believe it was for 6-8 months. Anyway, I definitely didn't live in Shreveport in 2012.)
* When I told her I didn't live in Shreveport in 2012. She then stated that's when they were showing the Pay Day Loan Company decided to try and collect the debt though their company. This was another red flag because if they say I took out the loan in 2008, would a company wait 4 years to file with a debt collection agency? She said the original loan amount was over $1,000 (I can't remember the exact amount she provided) but the Pay Day Company would accept $590.
(I lived in West Monroe and had been working at Chase Mortgage for 3 years in 2012.)
*I don't remember getting a pay day loan, EVER in my life.
(Red Flag #3)
*Angel said they mailed notices and information. When I asked to what address, they provided my parents address. I have in the past used their address as a mailing address but even if they sent me something, my parents NEVER gave anything to me. They did from time to time receive "Junk Mail" for me at their address. They saved that for me and gave it the next time I visited, which was at least 3 times a month. If they saved Junk Mail, they would have saved something like a statement from a collection service. It was never received.
*I asked Angel to provide the same information again so I could review it because I didn't take out a pay day loan in Shreveport. She then became VERY agitated with me and said it was already sent and she would NOT be sending it again. I stated once again, it was not received and I would not be paying $590 to ANYONE over the phone without proper documentation for a loan I don't believe belongs to me. The more we talked, the more agitated she became. I told her the simplest way to resolve the matter would be for her to send me the proper documentation and I would review it. She stated again she would not send it and said that she would just file a judgement against me AND hung the phone up in my face.
(Red Flag #4)
*I began to think this was a scam, so I called the 844-834-7395 back and this time spoke to someone named, Sara Johnson. I told her I have worked in customer service for over 30 years & that "Angel" was rude and unprofessional. I even said that if she were calling from a true collection agency, the phone call with her and Angela would have been recorded AND that I would have been advised of that prior to starting any conversation with me. Therefore, "Angel's" supervisor should be able to listen to the phone call and evaluate it for themselves. She did not respond to this.
When I asked her for proof of the debt, she said the same thing as "Angel". Then stated the process of filing a judgement was already started and she could not speak to me about the matter. However, she did. I asked her to provide me with the name of the debt collection agency she was calling on behalf of, and was given the name GDS Solutions. I asked her to provide words that would correspond with these initials to be sure I wrote it down correctly. (Ex. G as in Gary, etc.) She did so I know I wrote it down correctly.
*I asked again for documents signed by me so that I could review them because for all I knew it could be identity theft. I was trying to think of anything I could to pressure them into sending me proof. She said if it was, that I was my problem.
*I then told her that their unwillingness to send me proper documents AND my lack of knowledge regarding this so called 'loan' SOUNDS LIKE A SCAM. She quickly informed me that it was not a scam, no documents would be mailed, and I would be hearing about a judgement against me. She then HUNG UP on me too.
I went on the internet and used GOOGLE to search for GDS Solutions. The only thing I found was company(s) that works in data and technology solutions. I could not locate anything resembling a debt collection agency.
Please let me know if you are able to locate this as a legitimate business. They were really trying to pressure me into paying the amount over the phone and refused multiple times to provide proof.
Thank You! Karen Galligan
504 Brian Drive
West Monroe, La. 71291
(318) 914-2569
They never told me their address so I don't know if it was from within the United States.
Scammer's address unknown
Scammer's email Unknown
Type of a scam Debt Collections
I called back the calling party twice and they immediately hung up the phone after asking "what does GDS means"