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Government Imposter Credit Repair Scam

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Government Imposter Credit Repair Scam Reports & Reviews (1)

- Flasher, ND, USA • Oct 11, 2024

On April 2nd 2024, I received a call. The caller ID said it was from BOA (Bank of America). I don’t have an account with them so I thought I should answer the call. The man on the other end of the call asked me if I was trying to open up a line of credit with BOA to which I said no. He proceeded to tell me my name, birthdate and social security number had been leaked out to the dark web and had been compromised. He told me his name was Dwayne Purnell and he was with the Consumer Financial Protection Bureau. Hisphone number was 855-411-2372 and gave me a Case# 2569306. (I didn’t at the time put together that the caller ID, BOA, and himsaying who he was with didn’t match). I put this together the next day while verifying with the real Consumer Financial ProtectionBureau who told me the case number provided to me as a reference was invalid. After going over with them what had happened theday before, we both agreed I was a victim of fraud. This Dwayne person then told me I would be getting a call from the Freedom Financial Group. (I verified this the next day as a lie). I researched the company online. They don’t offer debt relief programs. That next person said his name was Jay Johnson and when asked for a number where he could be reached, he told me it was 888-619-3891 ext. 20057. (This number just loops through a holding status and never connects to anyone). He asked if I had heard about the CARES ACT OF 2019 and that as a responsible consumer, I should have contacted my lenders and asked for a much lower interestrate because I am a senior citizen. He said I should have been able to get interest rates down to 1.5 – 2% instead of what I am currently paying. He implied I qualified for a debt relief program and explained how I could have at least 60% of my debt forgiven,make no payments for a year and then the remaining balance would be a 0% interest and make monthly payments of whateveramount I could afford for that month. The program was called Accelerated Debt Solutions. I did not think this was too good to be true,and they made the debt relief sound fair and reasonable, so I wanted to move forward to the next phase of the offer/opportunity.THESE PEOPLE ALREADY HAD THE NAMES OF MY LENDERS AND THE AMOUNTS I OWED. This is what occured prior to goingthrough the process with Accelerated Debt Solutions which consisted of detailing the program and me signing an agreement. On04/03/2024, I called and requested a refund. I was told it was non-refundable and the letters had already gone out. I was also told that my name on the national "Do Not Call List" was removed and I could re-initate it after completion of the paperwork. Also not true.

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