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Government Imposter Debt Relief Scam

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Government Imposter Debt Relief Scam Reports & Reviews (1)

- La Habra, CA, USA • Oct 11, 2024
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I received call from Capital One stating my credit card was compromised and the consumer Financial Protection Bureau was on another line to assist me. I was connected to CFPB. The person on phone told me 7 of my credit cards and loans were affected. They also stated they could help and then told me I was being taken advantage of by those companies as an elderly person as new laws were not to charge me more 11% interest and we can help you with that. They quoted back everything about me my social security credit card numbers where I worked and banked and everything including birthdate. So I assumed was legit as was the CFPB. They stated according to notes I wrote down..they were notified to help me with these issues. there was a small fee. Before I knew it my credit cards were charged to the max. My son walked into the room and said Mom why do you have your credit cards out? Next thing I knew I was speaking with Accelerated debt Solutions who said I had to do a debt settlement to get the interest rate for the elderly. I guess I signed something which I don’t remember doing but found an email that I had. And in reading it there was a highlighted area non refundable fee.. Note I had just had surgery and was on strong pain medications and I don’t remember much and was not aware of what was happening until recently when I found notes I had taken and off medications. Accelerated debt solutions kept calling me telling not to pay my bills or I wouldn’t get my creditors to write off the fees as I was scammed by my creditors. So I stopped paying them the past 3 months and now my perfect credit is ruined. I called multiple time in the past 3 months to stop what they had done but was told I signed a contract and there was no refund. Until recently I found out I was scammed and I called my creditor where fees were taken and filed a dispute as I had received a letter from a credit card that wasn’t effected that there is protection for identity theft fraud etc. I also began calling to get a loan to pay off the past due and found out the company was a scam. I REDACTED because of what was happening that how distraught this company made me. Especially when they didn’t call me back sometimes for days. I finally got information from my advisor Faith and she said I could not cancel with them as it was a year long program. She kept telling me everything I did was on a recorded line. And everything they have done is legal. I sent a letter via email to cancel. Then received multiple emails and phone calls telling not to cancel.

I asked for copies of the recorded calls but was denied as stated it is company property. I am not working with my creditors and and financial company to assist me in resolving the damage done to me.

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