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Health Insurance Scam

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Health Insurance Scam Reports & Reviews (11)

- Cedar Rapids, IA, USA • Nov 19, 2024
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Multiple websites that do not say UHSM all lead to UHSM. Posing as a Christian healthcare plan but it is a scam. They are happy to take your monthly contributions. But they do not pay the medical bills. They delay, deny, evade over and over. They use your info on the dark web. Customer service reps continually say "I can not do that". This company is a scam. They have trashed my good credit by delaying over 6 months and now bill collectors are coming for medical bills that they told me they had taken care of. I phoned and emailed for months. No change.

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- Holbrook, NY, USA • Sep 26, 2024
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Total scam , tried to sell you health insurance. WOULD NOT SEND I FO VIA MAIL/email

Wanted credit card

RUDE customer service

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- Hustontown, PA, USA • Jul 12, 2024
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I was inquiring about health insurance for my son. I gave my name and number for a quote. I was contacted but was working all day. They left a message to call them back. They then proceeded to call me nonstop from 0900-1800 that day and between 0000-1000 today. Most phone calls were 10-15 minutes apart but some were only 3 minutes apart. They called me a total of 62 times!! Even after I told them I was at work, even after I told them I was no longer interested. I tried blocking the number but they would continue to call from many different numbers. The number would show up from: Insurance quotes, unknown number, and multiple “random city” PA but they all said the same thing when answered. I don’t wish to be contacted by phone about this experience please.

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• Apr 25, 2024
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Health insurance scam but they are calling me 30 times a day!

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Only accepted offer because the government offered health insurance and 1400 a month subsidy every month for gas groceries and utilities. Commercial

tells people they get a subsidy cash card along with their health card. Received health card but no cash card. Called yesterday and they said the subsidy paid for the health card. This is not what the commercial said. Propaganda has no place in America.

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- Reno, NV, USA
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1: Filled out a request for insurance quote on something I found using "coveredNV.gov" or similar. I have been covered under employer insurance for many years.

2: Agents began calling me within seconds, and still have not stopped.

3: Weeks later I chose the 1st agent that called me. I dialed 858-346-5861, the number on which I spoke to a gentleman for about 10 minutes. (He had provided a different "home phone" but I got flooded with texts and calls since then)

4: The call to them was answered with no company name, just "if you want to buy insurance press #..." which I did and reached Nicole. I gave her all my important data, agreed to a plan, and she sent me something via SMS that would've taken 20 minutes to read, so I scrolled through it and e signed. No copy of it or anything else came via email or otherwise. Tapping the link again brought me to a message something like: "this is already executed" with no indication of company name or description. I was given a bunch of empty promises such as "you will get a membership card within 2 days". Also her direct number: 888-611-7032.

5: Nothing came in the mail. I called the 888 number which disconnected me a few times. Reached a CSR (Nicole was not available) who gave me: www.multiplan.com and my membership number so I can look up a specialist and print a card.

Multiplan is not an insurance carrier nor broker but they do carry a list of physicians. I googled the 888 number and it had a scam tag. 4-5 days later still got no member card, so I disputed the charge through my bank, successfully. I also found a way to a membership card, and it wasn’t a health insurance card but 3 unrelated “memberships”, 1 of which was “identity theft protection”. Yesterday, a full 10 days after speaking to Nicole, I got a card in the mail, redacted and attached.

I do not believe any of it.

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• Aug 09, 2024
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THANK YOU! You saved me from a phishing!
I got a call from the same number 858-346-5861. I went on a website called quotes.firstquotehealth.com. They made me fill out a questionairre and then said I would be transferred to an agent. He spoke like a gentleman. I was impressed with the great insurance deal he had found. I asked him how it could be that ppl don't know about such a great insurance and he said that there's 2 ways to get insurance - through an employer or through a group and that he would do it for me thru a group. I was really excited though when I asked for some info he said that first I have to be pre-approved which he would do easily in 3 minutes - all he had to do was send an application to my email to be filled out and since I had no health issues all should be fine. I told him I needed to ask my husband and he said it's fine but that these were live rates with limited slots so the sooner the better, but don't worry if it's not available we'll give you another great rate. He said he was licensed in all 50 states. Interestingly enough, he also had contact info on the physicians I asked about. (He told me they accepted this health plan...) I told him I would call him back with my husband and he gave me his private phone 561-728-6176, said his name was Caleb, and said he worked remote and that I could call him anytime (=another red flag!) I was naive but thankfully did NOT call the guy. When my husband heard the details he was very suspicious and asked me not to use the guy. I checked up the number and THANK YOU for reporting this as I now know this was a scam and could've ended bad... Thankfully I didn't give him any real info.
By the way, it seems they got smarter because they sent me an email "We have processed your Health Insurance quote request. Here are more additional options for you to review." Click "View more options"... The email was from FirstQuoteHealth When I hovered my mouse over the button to click "View more options" it showed it as going to mandillapp.com and when I looked that up it came up online as not legit and caution of fraud.
So be careful!
I did not call anyone back but I hope they don't call me as they did to others!

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- Charlotte, NC, USA
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I spoke with someone named Juliana Myers,gave me an id number,specified she was trying to help me get free healthcare,took all my information,gave me the fake run down of a policy that i shoild receive within 7 days,sent me a text while i was on the phone comfirming that i was who i said i was,and then told me that i was approved,and i should receive an email within 30 minutes,never got the email,so i calles back to a disconnected number, and the nimber i teceived the tedt from is going to a voicemail saying that i have reached my insurance agent

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- North Fort Myers, FL, USA
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I called to get health insurance and this place said they would help me, they said I would have to pay 1st month up front plus an additional 150.00 as a fee. the next day I called to schedule an appt at a doctors office and the office said they never heard/insurance does not exist. I then called the main number back(they never answered the phone with their company name) person answered and put me on hold and said he would call my doctors office billing dept and doe a three way call, the woman who he called said "oh yes we take that insurance and she hung up so I asked if I could have her number (not a valid number. I then cancelled and did not receive any money back. I did let my bank know to change my card number and make a note in my account to block any transaction they may try to get from my account.

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- New York, NY, USA
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I answered a call on my cell phone from US Financial Assistance Department. Health Enrollment Center. The caller told me I did not have to pay any money or answer any personal questions. No banking information was needed. They would ask me a number of questions. They told me how to answer the question. The first question. Do you have health insurance. They told me to answer no. I was told to answer no again to the second question. I was to say I want an individual plan. The next answer $300 a month. The next annual income $25,000. Next answer no. Next answer was yes. I had health insurance but I lost it month ago. The last was my age. I was to say 60 and born in 1962. If I answer all these questions they would verify. I would be transferred to the initial person I spoke with. I would receive a $2450 check through UPS. When they transferred me I asked what company are you with. He gave me the same name. I did not answerer any of their questions. I hung up Somehow they knew my address. I do not have the phone number that called. I wanted to report the call.

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when I searched online "Health insurance for Idaho" a website came up which I clicked on and it had me put in basic info to receive a quote and then a live agent called me. The gentleman was very kind however several things were red flags. He said he's licensed to work in all 50 states and looks for multiple plans and tells me which is the best option. He told me what he felt the best option was and if I wanted it I had to pay and sign for it right then and there. I was not able to talk with my husband about the insurance plan and then call the gentleman back, I had to pay now because it was a "live quote". He was clearly using a scare tactic. He said that they have a 30 day refund policy that if I don't want the plan or change our minds I can just get the money back. (Although there was no where of that in writing) I stupidly trusted him initially and paid the money and signed. Fortunately, my card was declined because they didn't ask and I didn't clarify that the mailing address was different than the billing address. At this time I added my Father in law to the call as he has always used a private insurance and asks the hard questions. He asked for a email or copy of the insurance plan the gentleman was proposing which the gentleman said he wasn't able to send a copy or details of the plan until AFTER I paid and signed.... My father in law also asked the name of their business which they told us and then he asked for their address which they then IMMEDIATLEY hung up. A couple minutes later they called back but this time it was the supervisor and "apparently" he couldn't hear me when my father in law was still merged on the call. After I hung up with my father in law and just talked to the supervisor he said he canceled my application for me and said I could search Healthsherpa.com to be able to view insurance plans. I then asked for their business's address which he then immediately hung up again.

The fraud alert said the declined transaction was from "Health program" . I'm pretty sure the name of the company I was told was MSH marketing and the plan he was proposing was Multiplan PPO. On what appears to be the official website for Multiplan PPO it states that "Their services are offered to health care plans, not individuals, as they do not sell insurance or offer any medical services.

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