JVC Processing Reports & Reviews (6)
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Scammer's website Gotodra.com
Country United States
Type of a scam Debt Collections
Initial means of contact Phone
Type of a scam Debt Collections
Country United States
Victim Location IN 46385, USA
Type of a scam Debt Collections
There was a lot of correct information supplied by the woman on the phone. She had my current address, phone number, last four digits of my SS#, and even my checking account number and bank name! The incorrect information that she supplied was my maiden name and an old email address. I asked her to send me a paper copy of the claim through the mail, and she said that she can only send me something via email.
When I asked about the details of the claim and the debt in question, she told me that it was an old debt that was sent to them in May of 2013 (It is now 2016, and this is the first I am hearing from them, with no prior letter sent through the mail.) It was a direct deposit sent to the my bank account ending in ####. and that it was in the amount of $450, but with the collection fee, it is now $750. I told the woman that I would look into the matter and get back with her.
I called my bank and spoke with a manager, who went through my deposit records for that account. She went as far back as May of 2011 and went all the way through to May of 2013, with NO RECORD of that type of transaction. I then looked into my credit report, and found NO mention of any type of any outstanding, written off, or collection account for a payday loan service! I filed bankruptcy in 2011, and in checking that paperwork, there was also no mention of such an account outstanding on my credit report or other accounts.
As far as I am concerned, this is a very detailed and convincing scam! I am thinking that they may be using information from legitimate payday loan applications, and I just want them to leave me and my family alone. I am going into my bank tomorrow morning to close that particular checking account and open up a new one. It makes me very nervous that they had my checking account info, and even more nervous that they also have my social security number and information on my children!
Victim Location MO 63031, USA
Type of a scam Debt Collections
Country United States
Victim Location Charlottesville, VA 22903, USA
Type of a scam Advance Fee Loan