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Light stream finance Reports & Reviews (8)

• Aug 26, 2024

My is ***** I received this: Hello,

Please review and respond to the attachment below.

Thank you for showing your interest in the Loan with our company Lightstream and this is the confirmation email to let you know that the loan application you applied for has been approved.

Your loan has been approved for the minimum of $2,000 and the maximum is $15000, and your Loan Id Number is DC7432
Please call us back on our number (970)678-1797 or reply to this email so that we can call you and explain the terms and condition of this loan.

Also we have mentioned below the monthly instalment plan for the loan amount from which you can choose any of the following you are comfortable with and you can pay up your loan back with easy monthly installments.
For more information you can get back to us on our number (970)678-1797 or email us on [email protected]

We look forward to hearing from you.

Our aim is to transfer the loan amount by today itself into your checking account.

Thanks and regards,

Ronnie G Thompson
Sr Loan Advisor
LIGHTSTREAM LOANS
Contact - (970)678-1797
Extension #2203.

- Sacramento, CA, USA

This is the emailed i received.

On Tue, Nov 21, 2023 at 9:46 AM mike martin <[email protected]> wrote:

Hello,

Cynthia,

We are pleased to inform you that your application for an online loan has been approved & the amount waiting to be transferred.

Please call our agent for the loan approval and agreement papers to get a loan for $3,000 from Light Stream Finance.

Please call us back as soon as possible to process this application, and your Loan Approval Number is GE/1346/644 .

NO PRE-PAYMENT.

NO SECURITY DEPOSIT.

Required for a personal loan:

* You must be 18 years or older

* Have a valid Social Security number

* Be a U.S. citizen or permanent resident

* Have a steady source of income (e.g. employment, SSI, etc.)

* Have a valid bank account for deposits and repayment

* Have a valid telephone number and email address

* Meet minimum income requirements

*Last 6 months bank statements

Thanks & Regards,

Mike Martin

Ext- 1121

?(773) 887-2210

Light Stream Finance</[email protected]>

I applied for a loan, I was contacted by a Mr. Frank Murphy by phone. He wanted my password and username to my online banking. He wanted my bank card number and my PIN number. He wanted to deposit money into my account and wanted me to go to CVS and purchase a gift for the amount of money and call him with the card number information. He would get the money back and then he would put the loan amount in my account. I told him no but to no avail he deposited it into my account the next morning. I contacted my bank, closed my account and bank card, contacted the credit agencies and they flagged my social security number and the police were contacted because Equifax advise me to. They also called me after I closed my account on my caller ID was Wells Fargo so I answered and it was Mr Murphy threatening me saying I took the loan money and I could be arrested.

- Cedar Falls, IA, USA

They told me I got the loan as long as I could send a 200.00 ebay card. So I did that then they said money would be deposited. Then they came back and said they needed 499.00 . I told them. Sorry you aren't screwing me over again.

- Goldsboro, NC, USA

This person Mr David Johnson at ext 101 promised me I can get a loan for $10,000. but I have to pay him $100 dollars

To have the loan done!

- Milwaukee, WI, USA

lost 800 paid in walmart gift cards for loan

- Newnan, GA, USA

In May, this company sent me an email stating I was approved for a loan. Never sent money but long story short, they were able to get into my bank account and ended up disputing everything in my account causing the fraud department to put a hold on my account (thankfully) but this created a snowball effect with bills, etc. Told me after three months, I can "reapply" I've now had my new account for three months and they have sent me another letter. I hope no one else experiences this.

One contact was a Marie at 315-519-7502

Another is a male by John or James at 623-423-9003

- Springfield, MO, USA

My name is *** *** i got behind on my rent because my 2yr old son who was 10 months at the time had appendicitis I ended up losing the job that I had I am currently a full-time mother and I work full time at Holiday Inn on the housekeeper unfortunately I don't make enough money to get caught up on my rent that's 2000 I put in the application for a loan with light stream Finance they gave me a call he said I was approved that I can get a thousand or 2000 but she approve me for $2,000 the only thing that I need to do is pay the monthly fee or one time so I went to Walmart like you said stayed on the phone with him got to play Google's accounts for $100 gave it to him he then said it will take 2 to 5 minutes to get the information in and hung up on me I called back no one answered I called back again he answered transfer me to a different agent who's supposed to be higher above him who's supposed to put the rest of the loan information in at this time the man explain to me the rules of having a loan what I have to pay back Exedra Exedra and then this closes that I have to pay $280 to get some insurance but they never told me this at the beginning so now out of my pocket you want $280 out of the hundred I just gave you I don't have that money and I told him I don't have that money and I told him he should have disclosed that at the beginning and I would have told him I didn't have the money so now they have my money can't pay my bills and he won't get it back but said he will send me an email with the cancellation confirmation code but has never did I tried calling they keep sending me to voicemail.,, now I'm 100 more less on my rent .. they sent me the email with the documents in the second to the last paper States I need insurance but still failed to tell me until after they got my money

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