Sign in  

Payday Loan Scam

Sharing is caring! Are you having problems with Payday Loan Scam? Use ScamPulse to file a complaint.

Payday Loan Scam Reports & Reviews (32)

• Apr 25, 2024
Report

I was contact via phone on 1-8-24 and i was advised that i owed a total of $800 for a payday loan that i took out in the year 2012 the orignal amount was $200. They told me on the phone that i could take a settlement offer of the amont of $500 i advised them at that time i did not have the funds for that much and the person i spoke to told me i can set up a payment plan or go to court and would have to pay over $2,000 the day that we would go to court. I was scared of that option so i set up a payment plan and she emailed me the payment plan. I then called the woman i spoke to back and made a payment of $300 on 1/11/24 and set up a payment plan for the rest in February i lost my job and advised them of this and tried to work with them for the rest. I then got another phone call on 3/14/24 from a different woman who told me the same thing that i would have to pay an amount of $500 or they would take me to court and would have to pay over $2000 the day we went to court i made a payment of $125 on 3/14/24 and another payment of $50 on 3/27/24. She then set me up a payment amount of $125 on 4/19/24 and was not able to make that payment. I then received a voice-mail on 4/19/24 stating that they needed the payment or they would be send it through the county i live in. I then got and voice-mail on 4/22/24 from a man stating he was from the national locater threating to get access to my social media my job and my family members and that i had two choices i could contact the comapany to sign a ROF or he was coming to my house. He did not say what company he was calling for or any other information. He was just threatening all them things i called the number he called from and they advised me that they did not have have any one by my name in their systems. I then got a voice-mail on 4/25/24 from the same woman and in that voice-mail she gave all my information my name, date of birth, and my social security number and a old address and asked me if anyone would we at this address on 4/26/24 between the hours 12pm and 5pm. I then got a text message on 4/25/24 with a file telling me i have 10 days to respond or legal actions would be tooken and had a amount of $25. I have all emails and text messages and voice-mail from all these people if need be. It would be amazing if someone could contact me.

Useful
Reply
- Rockport, TX, USA • Apr 24, 2024
Report

They said I took out a payday loan , and accused me of closing my account and are charging me with fraud .

Useful
Reply
- Lexington, SC, USA • Apr 12, 2024
Report

Sent letter of pending Lawsuit & Civil Complaint. Referenced last four of S.S., my new address, copied U.S. District Court and TransUnion Credit Bureau.

Useful
Reply
- Brainerd, MN, USA • Apr 11, 2024
Report

Got a letter stating notification of lawsuit and civil complaint. They included personal information last 4 digits of ssi number. Stated my parents names to be witness and subpoenaed to court. My mom died in 2003 and my dad 2016. This whole letter is a scam. It mentioned when i worked at ******** ****** **** . I left that job in march 2015. This is the first letter i received. I never had a loan or payday losn from this company. This is a scam.

Useful
Reply
- Baden, PA, USA • Apr 11, 2024
Report

Initially left voicemail stating this was last attempt to contact me to serve paperwork for legal action and gave a statute. Received a letter in the mail two days later. Called the number on the letter and was told I owed for a cashed check payday loan in 2017. I advised I never took out any such loan. They said they would file a dispute and try to get a copy of the original paperwork. If unsuccessful, the matter would be dropped and I would not hear from them again. That was followed by a text message with the same message from 804-533-5856. They had my parents’ names on letter, the last four of my social, and a very old credit score from Transunion. It said there was a filing in U.S. District Court, but that would not be the correct jurisdiction for that amount of money, and I have never listed my dad or brother who have the same name as references on anything financial. Complete scam.

Useful
Reply
- Spanish Fort, AL, USA • Apr 10, 2024
Report

Letter sent in the mail for this pay day loan that was for check into cash loan with civil lawsuit accusing me of committing fraudulent activity with malicious intent to commit wire fraud and NSF.

Multiple family members on letter for references for subpoena. Last 4 of my social with old address that I have not lived at for 13+ years and current address on the letter. Spoke with Countrywide Legal Group after calling several times and supposedly spoke with a Michelle Brown (she called me back several years later). She tells me that I took out a loan in May 2, 2017 in ************ ** but was unable to give me much more information other than someone attempted to cash it to an old bank account that I have not banked at for more than 11 years and had an old email that this pay day loan was attached too. Again an email I do not use. I tell this Michelle that I had not lived in ************ ** for more than 13 years and suspected they were potential a scam. She slipped up and said she was with Frontier Loan and I told her that I thought she was with CountryWide Legal Group and she said they had merged. This Michelle Brown said she would transfer me to this Dan Brady with legal department to dispute this claim. I did not let it get that far as I knew they would want my social # next. I looked up the business address and it is coming back as a PO Box number at the post office.

Useful
Reply
- Lake Forest, CA, USA • Apr 08, 2024
Report

They had last 4 of SS#, my brothers name, job I worked at like 9 years ago, have never used a EZmoney company, said it was filed at U.S. District court, has my current credit score-> I just joined Experian last week they might have a data breach.

Useful
Reply
- Saint Paul, MN, USA • Apr 04, 2024
Report

I received a letter from "Countrywide Legal Group" stating that I had taken out a loan with Check Into Cash (I never have, and CIC has never been allowed to operate in my state) and this was their "notification of a civil lawsuit." They used several scare tactics, such as stating they would "make a hard inquiry to my credit report" if not paid, claiming the letter had been cc'd to "U.S. District Court" and "Transunion," stating they would "subpoena my references," and stating that I would be prosecuted for "malicious attempt to commit wire fraud." They do have the last four digits of my social, my DOB, and the names of two family members that I would absolutely never use as references for anything, all of which I assume was obtained from a data breach and/or a quick search on a people finder website. Their address is a PO Box in Charlotte, NC and they have multiple identical websites such as "Nationwide Legal Services" at https://nationwidels.com/ (and "Frontier Legal Group" at frontier-legal.com, which has been removed since I reported it to their domain holder yesterday. Hopefully the other websites will follow.) The NC State Dept of Commerce has never heard of them. My own State Dept of Commerce stated it is most likely a scam. Obviously I didn't send them the requested $1300, but they do have a working phone number with a bored-sounding representative who will offer to let you dispute your non-existent case if you push even a tiny bit. Apparently they'll get back to me within 30 days (they won't.) Normally I don't call these people and I did not confirm any identifying information, but I was curious. Several identical letters from various "legal groups" can be found with a quick google search, and absolutely nobody should pay these people. They have been reported to multiple agencies, including USPIS for mail fraud. If putting this information out there can stop even one vulnerable person from paying them money they don't owe, I consider this time well-spent.

Useful
Reply
- Hattiesburg, MS, USA • Apr 04, 2024
Report

Received letter in the mail today ( 4 /4 /2024 ) Thursday saying i owed check into cash 1,574.40, which i dont, by April 12th, 2024

Useful
Reply
- Bandera, TX, USA • Apr 02, 2024
Report

Recieved a letter stating it was a lawsuit

Gave personal info

I called was told I took a loan in 2017 in Texas, didnt pay it back

I didnt live in Tx i. 2027, nor did I take a loan from Cashnet usa

Useful
Reply
- Davenport, IA, USA • Apr 02, 2024
Report

Letter stated they are filing a civil suit against me due to a payday loan not paid, however I have never taken out a payday loan with said company. They also made several threats of trying to take my dead brother to court with because they said I used him as a reference, which I could not have as he is dead.

Useful
Reply
- Sacramento, CA, USA • Mar 31, 2024
Report

Received the same letter almost word for word as the person who received from Progressive Legal. I looked up my Credit Report from Transunion and the credit score on the following letter is incorrect and nowhere on my report is there a collection notice or past loan from EZMONEY,

notification of lawsuit and civil complaint.

"Letter is to inform you that due to the severe delinquency of your previous installment payday loan originating with EZMONEY (a subsidiary of EZCORP) while working for states actual company worked for in the past. Lists current and past address and last for of social security number. It states that as soon as I received the payment for the payday loan and immediately closed bank account and check (Ach payment) was returned unpaid by your bank due to non-sufficient funds (NSF) for amount greater than $100.00, we have noted your case with fraudulent activity with malicious intent to commit wide fraud.

It states to pay online now. I have 4 days to pay, or they will garnish my wages and they will immediately serve me with a summons to the County Sheriff's office to appear in Civil Court for further action.

I have never heard of EZMoney or EZCorp. I went to the website and there was no way to see your account and no email address to communicate with them..

Useful
Reply
- Goodyear, AZ, USA • Mar 29, 2024
Report

was sent a notice of lawsuit & civil complaint paper looks to be weirdly printed with very small print and a small text that resembles a filed stamp with one small name and no seal or signature. threatening me with a lawsuit and wage garnishments because of a supposed payday loan . they also said they will report to my credit bureau which would impact my credit but i have monitoring and have not got a inquiry. they are demanding i pay $703.13 by April 5th. i do not remember owing anything and if i did it wouldnt be sent in like this and they also claimed this was several years ago and going off that statement I've never used a payday loan service.

Useful
Reply
- Milton, PA, USA • Mar 26, 2024
Report

Received letter giving personal information stating I took a payday loan however I have not taken any payday loan. States civil lawsuit may be persued

Useful
Reply
- Bethlehem, PA, USA • Mar 26, 2024
Report

Said I walked into a payday loan office here in Pennsylvania where I know they are illegal to get the loan. Company said pay day loans are legal in Pennsylvania. Said I worked for a company that no longer exists. Said I lived at an address that I haven't lived for at least 4 years. The place of business was very rude. Said that if I don't pay the amount by a certain time, I will have the sheriff deliver a court summons.

Useful
Reply
- Charlotte, NC, USA • Mar 04, 2024
Report

One Main Remediation - total scam. They called my children to get a hold of me, had an old address, old bank and old company name. They claim I took a payday loan on 08/21/2016 and did not pay it back. This never happened. I have never taken a pay day loan. They claimed if I did not pay them, I would have to face criminal charges in Jefferson County (I did not ever live or work in Jefferson County and don't live anywhere near there), go to court and have a criminal record. I asked them to send me the supporting documentation and they claim not to have any. I asked for information about their company, and she said I would have to talk to legal. She never transferred me to legal because she hung up on me (angrily and with words) because I would not pay. There is a lot more to the story but bottom line, this is a scary scam!

Useful
Reply
- Mount Holly, NC, USA • Feb 19, 2024
Report

Ongoing attempted scam. Been receiving similar emails like this going back years, originally from lexingtonlaw-firm.com, now from Dennis-law-firm.com. Always some variation of "contact us or else", usually with "you'll be served", "see you in court", "you haven't paid", etc etc. Usually generic, but sometimes references an account number and dollar amount for a (non-existent, at least in my case) payday loan. It's phishing, at best, outright scam more likely.

Today's text was "This is the final notification from our side to let you know that your case will be filed by next week.

Kindly get back to our manager [email protected] us and let us know if you want to settle this case out of court.

Best Regards."

Useful
Reply
- Sparks, NV, USA • Jan 17, 2024
Report

Received a phone call from Consumer Impact Recovery saying I had a payday loan from 2017 issued by VIP Loan Stop for $600.00 and due to fees was now $1600. I asked for documentation and would not provide any. I was told collection letters were sent which I never received. I don't recognize this debt. They said they were going to issue a garnishment but refused to provide any proof of debt. They have contacted various family members. I asked them to stop.

Useful
Reply
- Markham, IL, USA • Oct 20, 2023
Report

I received a voicemail that I need to call.i called and spoke with a Mr.Rivera he said I owe a payday loan ,I told him I don't he said a letter was sent to me I never got a letter. He called me from this number 785-641-1149

Useful
Reply
- Cincinnati, OH, USA • Sep 25, 2023
Report

Saying I took out a payday loan on April 20 2020 when I didn’t. Apparently had my info but they could never provide me the proof of it even tho I’ve never took one out, they wouldn’t confirm in sending me an email or letter about this “debt”

Useful
Reply
Check fields!

Report Payday Loan Scam


Upload here Increase visibility and credibility of your review by
adding a photo, document or video
Submit

Payday Loan Scam Contacts

If you know any contact information for Payday Loan Scam, help other victims by adding it!

Add new contacts
| A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | New