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Priority Personal Loan

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Priority Personal Loan Reports & Reviews (1)

I first filled out an on-line application with Lending Club on March 5th at 7PM CST and within a few hours about 12 received an approval letter stating I was approved for a $5000 loan and the repayment schedule was $114.58 for 48 months which includes an APR of 10% and I just needed to fill in the loan agreement attached and call the number at 17408997184 at my earliest possible time. I did and called the next morning.
A loan officer named Roger said the application was approved and that they would deposit the money into my checking account online. They took information on 2 seperate checking and savings accounts. He told me that in order to receive the loan money I would have to send him money for a loan protection plan of insurance for $340 which wasn't discussed upfront until they accepted the signed attached loan agreement I sent back with the email I returned in reply. In addition they wanted me to send it through a cash app like CashApp or by prepaid card. When I refused and wanted to send it either by credit card or probably by my bank transfer with an ACH payment to be traceable, he refused. They wanted something untraceable I guess. No good reason was given for not sending that way, a bank transfer.
So the next day he deposited an E-check for $892 into that checking account only after I signed the loan agreement. They never did send all the money and my bank refused the e-check for some reason they couldn't elaborate on. They wouldn't just deduct the amount for their insurance fee. My bank eventually sent a withdraw for the funds for non-acceptance was explained to me. It was fraudulent.
They also sold my information to other preditory lenders as my mail box filled up. He also requested I give my login ID and password for my Ally Bank accounts. I was told without that the loan wouldn't go into effect. This is lending Club not a fraudster. After refusing sending the $340 for an insurance policy he said the only way I would get any loan was with a co-signer.
We had 4 phone conversations over 7 days the 7th through the 14th of March 2023. The person called Steve Parker called 3 of those times always to get banking information and that payment.

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