River Valley Loans Reports & Reviews

River Valley Loans Reports & Reviews (10)

Type of a scam Credit Repair/Debt Relief

459% interest rate!!

My cat was dying at the hospital so I had to come up with $10k ($5k was returned shortly after) so I called them. Shame on me for not reading through the fine print in an emergency situation like that but my loan was $2100 and noticed I had been paying $398 biweekly for months now. Came to find out they charged me $10k in loan fees! I have $800 debited from my account every month until July 2024, I already paid over double what was loaned in April. I seriously considered suicide because I am so deep in debt I dont know what to do, I can’t believe I fell for this, I feel sick to my stomach.

Useful

Type of a scam Other
Initial means of contact Not applicable

Scam

Insane interest rate of 725.08%. I borrowed $400 to make my rent and have to pay back, in total, $2,142.38.
Not worth it.
Would have been better to receive the late fees from missing rent.
This is just a "legalized" scam.

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Type of a scam Other

This company is nothing but thieves!!

It is the worst situation I have ever been in to repay 7000 on a 1200 loan. 700 a month for a year. I hope they rot in hell

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Initial means of contact Not applicable

DONT DO IT. SCAM.

i got this loan and it was so stupid of me. if something is to good to be true it is. STOP. dont do it. I got the loan and was told you can make a payment to pay it down or off anytime. NOT TRUE. i called to pay on a saturday they were closed. CHATS were off line i sent 2 emails nothing so while they remained closed until sunday, meanwhile i was accumulating interest the whole time. When calling them on Monday to pay they stated there is nothingin their logs that i called. well how can there be if they closed and the chats were offline. So i made 1 payment of 432.71 and accumlated interest so my loan was over 100 more. HORRIBLE. done ever take one out with this no matter how desperate.

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Just a compliment scam

Fast and easy but interest rate is ridiculous. What I was told over the phone and what's in my agreement is two different things The small amount I got and I'm paying back quadruple so it seems. I must have miss read somewhere. Got 400 giving back about 4,000

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Definitely a Scam

If you see the 5 stars on trustpilot.com do not believe it. I believe they have added these reviews themselves. I am working diligently to get others to give them the 1 star that they deserve. I am going to post this on every review site on the internet. What a joke. Somehow they deposited 500$ into my bank account without me knowing. I did not sign or agree to anything and now I’ve found out that they’ve taken over 2000$ from me with a 790% interest rate for a loan I didn’t get. I do not need a 500$ loan. I have gotten a few chargebacks from my bank but I’m working on getting all. I’m working with a lawyer, the attorney general, and The FTC to see what I can do. This is a tribal lending company so our laws do not apply to them. I just wanted to write this review in hopes that someone will look at it before actually getting a loan from this place. There are better options that I know. Again I didn’t even get a loan from here and somehow I can’t get all of my money back. But please if you are reading this go somewhere else for the sake of you and your finances. I know they will tell me to call the customer care center below but I’m hoping I never have to speak with them again in my life. I must give a little credit to the manager As he was nice and as helpful as he could be in this situation but that doesn’t change the fact that over 2000$ has been taken from me. I can’t believe there are people out there who actually sign the paperwork for this company. Can’t imagine the consequences of not paying your loan for a place like this. BEWARE. GO SOMEWHERE ELSE. I’ve posted 2 photos of reviews on trust pilot of a similar situation happening to other people.

Useful

This happened to me! What did you do? Im changing my bank information... did you pay them back?

Useful

They didn’t want to let me pay them off, they wanted to keep going into my bank account every pay day and rob me until they got nearly $5000 for a $1,200 lone. It’s been 4 weeks and after coming in my bank account twice taking $291 dollars each time, I still had to pay them $1,261 to get out of my bank account. Where did these criminals come from?

Useful

752% Interest Rate??? Are you kidding me.

This is the most despicable business that I have ever seen. Obviously someone who comes to them needs money... even if they charged a 100% they would still be taking advantage of people. SHAME on them and there is a special place for these people.

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Victim Location 97301
Type of a scam Credit Repair/Debt Relief

I attempted to find a loan for debt consolidation, and a website supposedly helps pair you by matching your credit score with a financial institution for a loan. River Valley Loans called insistently and texts and emails saying I’m approved, for only $700 of the $5000 I was asking, yet put an interest rate of almost 700%!!!!

So on a loan of $700, total repay would be over $4000!!!!

A total scam!!! And a way to put any person further in debt!!! Not consolate and help you get out of debt! They were super insistent that I give them my banking information. And I refused without knowing if I was approved and at what interest rate, once they said how much it was I withdrew my application…

Useful

River Valley Loans Contacts

River Valley Loans associated photos:

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Phone:

+1 (833) 987-4837

Website:

rivervalleyloans.com

E-mails:

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River Valley Loans