RJ Legal Services Reports & Reviews (3)
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Country United States
Type of a scam Debt Collections
Initial means of contact Phone
No information available
Seems like this is a Collection Agency posing as a process server/law office
First Background: Been bankrupt twice, married thrice
At 7:11am local time PT this morning I received a call from number 206-705-8902 that woke me up. My spam blocker caught it on the second ring and the call was missed. 15 minutes later the number called me back and now awake, I answered the call.
They asked for me by a name I haven't had in over 25 years, so right away I knew this was scammy, but hey, I work in VoIP and know that Debt Collectors and Telemarketers cannot legally contact you prior to 8am (local time to call recipient) so I am trying to get as much information as possible. The lady asks me to verify my last 4 of my SS which I refuse to do, and all the information they will give me is that they are a "process server" company.
Still kind of sleepy, she keeps me engaged for 1 min and 57 seconds before I finally tell her, "no. that person does not exist" and hang up the call.
About 7 minutes later, I call the number 206-705-8902 back. 7:35 PT the call is answered by "Anthony". I ask what the company is as the caller ID says "Pro Serve" for that phone number. He then lies to me and tells me that they are "RJ Legal" and more specifically "Law Office".
First and foremost, NO LAW office speaks to consumers, nor has their recovery department phone number route to their main practice.
Secondly, they have caller ID and use it.
I first started the conversation when he answered clarifying who they were trying to say they were, when I went out of my way to inform him that a person from a "dispatch" company called me and I wanted to inquire about why they were calling me. (no mention of my time zone)
Anthony proceeds to clarify that I called "RJ legal" when I asked if they were a dispatch company, he said "no, we are a legal office" NOTE: he did not say "law" office. Which means, they only have to have an attorney that works in that building. (if my information is still up to date)
So, Anthony informs me that "[I] had a credit card [I] didn't pay" from "…2010…" … (im literally screaming on the inside right at this point) "…first Bank…" (he says something else) as he finishes I know I didn't hear much of anything until the end when I hear "…they are filing today"
To which I respond with "Are you talking about a debt that is more than 10 years old?!" kind of in disbelief, which I know he heard in my voice because at that moment I could feel, hear and know his voice intensified and rose in tempo as he expressed HUGE distaste for my knowledge and as he was saying: "No, you don't understand…" I said "Thank you" and hung up the phone.
Now that I know what they are calling for, I know I don't need to respond. Some company bought a bunch of old debt and they are trying to collect by bullying and harassment because their statute of limitations for actual legal recourse has expired.
I would love to sue them for their 3 FDCPA violations inside of a 30 minute period of time.
Country United States
Victim Location WA 98121, USA
Type of a scam Debt Collections