Scherwin and Associates or Scherwin & Perretti Reports & Reviews

Scherwin and Associates or Scherwin & Perretti Reports & Reviews (3)

SCRAM SCHERWIN ASSOCIATES . BEWARE PEOPLE

December 23, 2021

My husband received a text message from (916) 573-5227, FINAL ATTEMPT OF NOTICE COMPLAINT IN PROCESS OF BEING FILED AGAINST (MY NAME), IF NO CONTACT IS MADE TODAY , THE ASSIGNED CASE MANAGER WILL MOVE FORWARD WITHOUT (MY NAME ) PARTICIPATION . IF THIS IS THE FIRST NOTIFICATION RECEIVED, YOU MUST CONTACT THE ISSUING FIRM HANDLING (MY ACCOUNT ), FILE AND SPEAK TO CSE MANAGER IN REGARDS TO PENDING LEGAL MATTER , CALL 1-888-514-7619 AND REFERENCE #, FILING OUT OF CUMBERLAND COUNTY , PLEASE BE ADVISED THAT ALL CALLS ARE BEING RECORDED . I CALLED AND WAS TRANSFERRED TO JOE VOLTI @ Scherwin Associates , he advised me that i am being sued for $8, 483.00 FROM AN OLD DEBT FOR HOUSEHOLD FINANCE ... THE ORIGINAL DEBT WAS FOR 1, 492.00 BUT INTEREST AND FEES AND COURT COSTS IS $8,483.00.
I CONTACTED THE DEBT HOLDER AND THEY HAD NO CREDIT CARD # THAT WAS PROVIDED ! I WAS MAILED DEMAND FOR PAYMENT ON 11/5/21 WHICH I NEVER RECEIVED / I CALLED 5 TIMES AND THEY SAID THEY WOULD WORK A PAYMENT PLAN OR GO TO COURT AND I WOULD OWE $8,483.00 AND A BAD CREDIT REPORT .
I ALMOSR FELL FOR AND FOUND ALL THE COMMENTS POSTED ...DO NOT BECOME A VICTIM LIKE I ALMOST FELL FOR . I AM 67 , SCAREY THEY HAVE ALL MY INFORMATION , SUCH AS SOCIAL ETC . THEY ARE USING OLD DEBT INFORMATION THAT IS STATUE OF LIMITATION WHERE A DEBT WAS NEVER COLLECTED SO THEY ARE TRYING TO COLLECT AND POCKET MONEY ... I NEVER HAD THAT DEBT AND IF I DID IT WAS 30 YRS AGO...

Useful

These scammers called me again today. When I called them back I hear someone whispering I. The background that the person answered the wrong phone and then they hung up on me. I called them back at 888-618-2176 and the line picked up and hung up. Shortly afterwards I received the below text message to my phone with my dob.

Useful

Scammer's phone 888-618-2176
Scammer's website www.scherwinperritti.com
Scammer's address 6185 Magnolia Ave Suite 258 Riverside CA 92506
Scammer's email [email protected]
Country United States
Type of a scam Debt Collections
Initial means of contact Phone

On 12/8/2021 I was contacted by Joe Volti from Scherwin & Perritti concerning a debt owed for an old Fingerhut Direct Marketing I had from back in 2008. He said I owed $3,098.08 which included the original debt of $808 plus attorney, court and other fees. I explained I currently have an account with Fingerhut and if I owed them a past due debt they would not have allowed me to open a new account with them. He said sometimes they do that to give people a second chance with their credit and then he started naming off other credit cards that I have. I asked him for a copy of the billing from Fingerhut and he said they are not a collection agency and wouldn't be able to give that to me because I could use that against them in a court of law.

Joe said his firm is a filing company and they would file a civil lawsuit against me if I didn't pay the debt. He was willing to reduce the debt owed to $582.50 if I made a payment arrangement for the first payment 12/10 and a following payment soon after. Since they conducted an asset investigation they could see that I had available credit with other banking institutions and pull that toward the debt. They would also serve me at work. He asked why I never responded to their initial letter concerning this debt and I explained I never received it. I asked if he could email me another letter and he did with the date of 12/8 stating if I don't pay in 30 days they would file a civil suit. The letter does mention I can dispute it as well. I told him I would call him back 12/10 but I needed time to investigate this on my own.

I pulled my credit history and this debt isn't listed. I called Fingerhut and asked if I had a previous debt with them they wouldn't have opened a new account for me. I did have an old account with them but it was closed with a $0 balance so I have no idea where they con artist have come up with this story.

Reading through everyone's experiences with these people is disheartening. It makes me mad that they use these scare tactics to con people out of money. We have to do our own due diligence and protect ourselves from crooks like this. These people called my mother and my husband trying to find me. They told me where I live, my current employer and named off current credit cards that I have. It scares me they can get so much of our personal information to use against us.

I'm filling a FTC complaint against them. I will not be bullied into giving up money to predators. This time of season it's rampant that they try and steal your information just for their own gain.

I'm grateful people have shared their experiences with this predator. After reading everyone's experiences it made me look into this company further and I did see that their address is a UPS store in Riverside CA.

This gentleman's call back number is 888-618-2176 x 100. I've also reported this story to my local news station that runs stories like these regarding scam artists.