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Shepherd Outsourcing

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Shepherd Outsourcing Reports & Reviews (16)

- Manasquan, NJ, USA • Mar 05, 2026

Text message from 91651 from Shepherd Outsourcing:

We have limited time to work with you before we return your THE BANK OF MISSOURI (ASPIRE CREDIT CARD - for which the current creditor is JEFFERSON CAPITAL SYSTEMS LLC) account to our client. See your options at their website https://portal.shepherdoutsourcing.com/s/KqaBF or call 888-251-9830. This text is from Shepherd Outsourcing, a debt collector. License Number 10916-99. Reply stop to opt-out

- Burbank, CA, USA • Mar 02, 2026

Repeated text messages from Shepherd Outsourcing, one last week went "If your SYNCHRONY BANK (ASHLEY FURNITURE - for which the current creditor is ********* ******* ******* ***) account is returned to our client we may not be able to renew these offers.

Save up to $319.72 in up to 6 payments when you visit https:// portal.shepherdoutsourcing.com/s/K14Td or call 888-251-9830.

This text is from Shepherd Outsourcing, a debt collector

License Number 10916-99. Reply stop to opt-out"

While the other today went "Take control of your SYNCHRONY BANK (ASHLEY FURNITURE - for which the current creditor is ********* ******* ******* *** account. Visit https://portal.shepherdoutsourcing.com/s/KQzBu or call 888-251-9830. This text is from Shepherd Outsourcing, a debt collector

License Number 10916-99. Reply stop to opt-out"

Even though I delete these messages, they keep coming back.

- Benzonia, MI, USA • Feb 18, 2026

This text is from Shepherd Outsourcing, a debt collector regarding your THE BANK OF MISSOURI (FORTIVA CREDIT CARD - for which the current creditor is JEFFERSON CAPITAL SYSTEMS LLC) account. Visit https://portal.shepherdoutsourcing.com/s/K6iBo. Reply stop to opt-out or call 888-991-5696. # of messages varies. Message & data rates may apply. This is an attempt to collect a debt and any information obtained will be used for that purpose. License Number 10916-99 SO Ref# 1011620706 Reply STOP to opt out.

- Murphysboro, IL, USA • Feb 17, 2026

This is a copy/paste of the actual text message I received from Shepherd Outsourcing.

This text is from Shepherd Outsourcing, a debt collector regarding your JEFFERSON CAPITAL SYSTEMS LLC account. Visit https://portal.shepherdoutsourcing.com/s/KxJIB. Reply stop to opt-out or call 888-991-5696. # of messages varies. Message & data rates may apply. This is an attempt to collect a debt and any information obtained will be used for that purpose. License Number 10916-99 SO Ref# 1011693660 Reply STOP to opt out.

- Dripping Springs, TX, USA • Jan 27, 2026

This text is from Shepherd Outsourcing, a debt collector regarding your WS BADCOCK LLC (BADCOCK - for which the current creditor is JEFFERSON CAPITAL SYSTEMS LLC) account. Visit their website at https://portal.shepherdoutsourcing.com/s/G2J2O. Reply stop to opt-out or call 888-991-5696. # of messages varies. Message & data rates may apply. This is an attempt to collect a debt and any information obtained will be used for that purpose. acct disclosure: www.shepherdoutsourcing.com/stdoosonb

License Number 10916-99 SO Ref# 1010582795 Reply STOP to opt out.

- West Haven, CT, USA • Sep 10, 2025

Said, we have a limited time to work with you on your debt. Call 8889915696 Shephered Outsourcing

- Bremerton, WA, USA • Aug 23, 2025

I have received multiple texts from the same company all addressed to Amiah (which is not my name) see attached screenshot.

- Riverdale, GA, USA • Jul 11, 2025

Three times I have received the following text, but I did not respond because I’ve never had this account.

Take control of your JEFFERSON CAPITAL SYSTEMS LLC account. Visit https://portal.shepherdoutsourcing.com/s/TlVcP or call 888-991-5696. This text is from Shepherd Outsourcing, a debt collector. Reply stop to opt-out

- Beatrice, NE, USA • Jun 27, 2025

THIS TEXT IS FROM SHEPHERD OUTSOURCING, A DEBT COLLECTOR REGARDING YOUR FIRST ELECTRONIC BANK (DESTY MASTERCARD - FOR WHICH THE CURRENT CREDITOR IS JERFFERSON CAPITAL SYSTEMS LLC) ACCOUNT. VISITHTTPS://PORTAL.SHEPHERDOUTSOURCING.COM/S/TV3QQ. REPLY STOP TO OPT-OUT OR CALL 888-991-5696. # OF MESSAGES VARIES. MESSAGE & DATA RATES MAY APPLY. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. . SOG REF# 1000654725 REPLY STOP TO OPT OUT. *WITH A "TAP TO LOAD PREVIEW" BUTTON.

- Healy, AK, USA • May 25, 2025

received a suspicious text message on Monday, May 19, 2025, at 8:12 AM from the number 91651, claiming to be from Shepherd Outsourcing, a debt collector for The Bank of Missouri (Fortiva Credit Card) on behalf of Jefferson Capital Systems LLC. The message stated it was an attempt to collect a debt and provided a link (https://portal.shepherdoutsourcing.com/s/AE0LO) to visit, along with a phone number (888-991-5696) to call. It also mentioned a reference number (SOG Ref# 1000049355) and urged me to reply or act quickly, saying, "We have limited time to work."

I have no knowledge of this debt, and the message lacks specific details about the amount owed or my account. After researching, I found a ScamPulse.com report of someone flagging Shepherd Outsourcing for a similar fraudulent debt collection attempt, and a Reddit post on r/CRedit raised similar concerns about a text from "Shepard Outsourcing." The use of a shortcode (91651) and pressure tactics also seem suspicious. I did not click the link or respond, as I suspect this may be a scam. I’m reporting this to help others avoid potential fraud and to seek further investigation.

- New Haven, CT, USA • May 23, 2025

Same scam that I saw on your website

- Seattle, WA, USA • May 23, 2025

Rcvd text as follows (did not respond):

We have limited time to work with you before we return your WEBBANK (AVANT - for which the current creditor is JEFFERSON CAPITAL SYSTEMS LLC) account to our client. See your options at https://portal.shepherdoutsourcing.com/s/A8i6j or call 888-991-5696. This text is from Shepherd Outsourcing, a debt collector. Reply stop to opt-out

- Vancouver, WA, USA • Apr 17, 2025

They claimed to be texting someone named Sarah regarding a debt from Jefferson Capital systems, LLC, and included a link to a website, a phone number and a reference number. I looked up the phone number to confirm that it was associated with a scam

- Durango, CO, USA

text: Visit https://portal.shepherdoursourcing.com/s/f7A5f or call 888-991-5696 to take advantage of payment options on your outstanding balance of $709.99 for your Centura Health (for which the current creditor CF Medical LLC) account. Pay: - $355.00 in up to 5 monthly payments. 50% off, that's a saving of $355.00! - Flexible payments on the total Balance of $709.99 - Payments as low as $$50.0 - One time payment of $709.99 This text is from Shepherd Outsourcing, a debt collector. Reply stop to opt-out

I searched my medical billing and do not find anything showing I owe this money.

- Peoria Heights, IL, USA

If your JEFFERSON CAPITAL SYSTEMS LLC account is returned to our client we may not be able to renew these offers. Save up to $281.06 in up to 5 payments when you visit https://.portal.shepherdoutsourcing.com/s/fnHZW or call 888-991-5696. This text is from Shepherd Outsourcing, a debt collector.

- Littleton, CO, USA

Shepherd Outsourcing LLC , claiming to be texting on behalf of some company called Jefferson Capital Systems LLC, keeps texting that I have an old debt which may be reported to crediting agencies. I have never had any contact with Jefferson Capital Systems LLC. I do not have any current or unpaid old debt nor am I in dispute with anyone about any unpaid debt. The text messages arrive with a 5 digit phone number which is impossible for me to trace. I have identified the text messages as junk mail on my phone but since they use a new 5 digit phone number each time I cannot block the messages. This definitely seems to be a scam.

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