Simple Money Reports & Reviews (1)
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SCAMPULSE
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SCAMPULSE
If you know any contact information for Simple Money, help other victims by adding it!
Scammer's address Chicago, IL, USA
Scammer's email [email protected]
Country United States
Victim Location CA 95973, USA
Type of a scam Advance Fee Loan
They sent an email with the address "[email protected]." Odd for any legit company to use a Gmail address with the supposed name of the business. The mail had two PDFs that appeared to have details about the loan. I scanned them briefly and they appeared legit. The person on the other line then told me that the loan would be a ridiculously low 8.8% APR, which was very odd since any loans I had been able to find were typically around 35% APR. But, I stupidly told myself not to question it instead of listening to my gut saying "if it sounds too good to be true, it probably is." The person on the other line then asked for a very weird detail, my bank login name and password. Apparently, they needed those details because they needed to transfer some money to my account which I could then transfer back the next day. I told myself "get out now" but that desperate part of me said "okay, those email attachments looked legit so hopefully this is all safe"" I gave them the info although I expressed concerns. The person on the phone got frustrated with me for it, assuring me that they're a multi-million dollar company and always do business like this. After they got my login info, the bank sent me a text saying someone was trying to login to my account and giving me a passcode. The person on the other line asked for the passcode the bank had just sent and I gave it to him. I then got a message from the bank saying $990 had been transferred into my checking account. Strange amount since anytime companies need to work with money transfers like PayPal, the amount they work with is usually super low. The person on the other line then told me he was texting me his name to assure me he was legitimate. The name he sent me was strange - "Gary Smith." He had a very thick Indian accent. Not to be racist, but I've never come across any Indian people named "Gary Smith." The text he sent me was also from a completely different number and area code then the original call. He told me they'd call back tomorrow so they could get me to transfer the money back. I told him okay and we hung up but something didn't feel right at all about giving my login name and password to someone since I have $55000 in the bank. I decided to go to the bank and get them to transfer my money to a different account temporarily. When I explained the call to them, they were very concerned and told me they were 99.9% sure it was a scam. Instead of just transferring my money to my other bank, they told me I should set up an entire new account to keep it safe. I went ahead and did that although the bank closed before they were done setting it up, so they said I would have to wait over the weekend until Monday to set it up online. I was still glad I had gone directly to the bank and even though I had felt like this was a scam for most of the call, was perplexed about why they had deposited that large amount of money into my account and how I could get it back to them. But I no longer have any access to that old account since it's been closed, and won't be able to access the new one until Monday. When it was closed, the deposit they had made was still "pending," so I'm hoping the money just got sent back to them, or never actually deposited. This morning, as I expected, they've been repeatedly calling asking "when will I get my money back." I haven't been answering their calls and blocking to their numbers (they sent me another text this morning from someone claiming to have another one of those ultra common names "James Watson.") I have a strong feeling this was an elaborate scam to get ahold of my bank login info, which legitimate people NEVER ask for. Even though nothing was taken out of my accounts and that $990 was actually deposited in, I feel like they would have started siphoning funds after I finished transferring that money back to them. I don't know for sure, but it's got all the telltale signs of a scammer.