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Universal Credit Loans LLC

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Universal Credit Loans LLC Reports & Reviews (2)

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They said that they approve for a loan 4,000. dollars, but because of my credit score they needed me to pay at least 200 dollars as a means that I can make payments on my loan.They ask to get PayPal debit gift card that for 200 dollars. They also said that if I could not afford the 200 dollar PayPal gift card, then if possible they give me 2,000 loan with the promise that I can get 100 PayPal gift card.

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I had applied for several different loans online. On May 13, 2022 I received an email that I was approved for a loan $2,000. They told me since my credit score was not 700 points I had to pay a $100 and then they would wire the 2k into my account. I waited for the loan and it never came. I contacted them and they told me I had to pay the ACH Tennessee Department of Finance $217 plus $8.00 stamp fee. She told me it would cost extra if I used my debit card; so I was to get an eBay card for $225. I paid and my money didn’t go through. After 2-3 days she told me my bank rejected it. Then she told me that she will refund me $325 plus the loan amount 2k how do I want it? I needed the money so I told her to try my other bank. This time she was going to wire $2325. The ACH office charged me additional $260 plus $8 stamp fee. And it never wired into my account. I told her they charged me again, she changed the amount, she said she had to to send the refund. That didn’t go through so she was going to send the money through money gram and charged me $300. I told her I felt like she was scamming me. She gave invalid reference numbers to pick up the money. Her excuse was I was new to money gram that’s why they wouldn’t send the money and if I send her $300 more she would divide the money gram into 6 different payments. I am $1,268 scammed from this loan company I don’t have the loan or my refund. She said I could cancel the loan for $150 plus however I want it sent to me. Now I get phone calls from her wanting to know what I want her to do with the loan.She offered to mail the cash in the mail for $350. I blocked her and reporting her to as many people that I can.

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