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W S ASSOCIATES

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W S ASSOCIATES Reports & Reviews (3)

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Some girl just called me from 410-919-9512; comes up as Maryland Oral! She said there was a civil complaint against me and that I needed to call 866-926-9564, WS & Associates. I told her I don't have anything outstanding. She was quiet for a moment then started her bs about calling the 866 number. I KNOW this is scam! Don't be fooled. Just block the damn number!

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- Danvers, MA, USA
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I received a phone call on Friday 4/19/19 from a woman named Passion Cortez, claiming to be an arbitrator with Watson & Stephens Associates of Murrieta CA, telling me that there is a judgement out against me for an outstanding balance with Verizon Communications for the amount of $1256.85 for service from 2001-2005 and that since I hadn't responded to any of their communications (I have never received anything from them), they were going to give me one last chance to pay before they send someone to my work and serve me with a wage attachment and they would take 25% of my income from any job I currently have. I was at work when she called and when I told her that I was at work, she said that it was fine if I didn't want to continue the call, but she would be unable to stop the process and I would be responsible for additional court fees and penalties if I refused to talk to her then. So, I stayed on the phone with her, but she was talking so fast that I kept asking her to repeat herself (I explained to her that I had had oral surgery that morning and was still a little out of it) and she was getting very angry, which of course made me very nervous, and she told me it didn't matter to her if I worked this out with her, because it was my personal finances that were going to be taken from me, not hers. I asked her if she was with a collection agency and she adamantly told me that she was with an arbitrator, not a collection agency. So, I told her that I didn't think it was legal to collect a debt that was 14 years old and she told me that the statute of limitations was changed this year and there is no limit on the length of time they are allowed to collect (NOT TRUE). So, I reluctantly agreed to pay (even though I did not think I owed this debt, I did not want anyone coming to my work) but that I was not able to pay the entire amount. She put me on hold and came back on the phone a few minutes later and told me that they would settle the account for 6 monthly payments of $159.79, but the first payment had to be made right then. I told her that I was not comfortable making any payments until she provided me with documentation, but she told me that there accounting department would need a few days to create the agreement and that the payment would be my promise into the agreement. I told her that I wasn't comfortable with this whole arrangement, so I would agree to send half of the first payment and wait for the agreement. She sent me an email with a log in screen that made me enter in the last 4 of my social security number and that brought me to a payment screen where I clicked yes to agree to pay $79.90. She then transferred me to someone else who told me that I would be responsible to pay the 2nd half of that balance by the 29th of April and if I failed to do that, they would charge me a $35.00 per day late fee. She also said that I would be paying $159.79 on the 29th of each month for the next 5 months and again if for any reason the payment does not process, they will charge me $35.00 per day until it is processed. I was so worried about this all weekend, and I went to contact them via their website, and it has disappeared. I am not able to google them, when I put their name in the search engine, I get a privacy block and the error message states that the name is not valid and hackers may be trying to steal personal information. I sent them an email to the email address they gave me on the payment slip they emailed me, and I told them that I wanted written proof of the judgement and any and all correspondence on this matter. I have not had any response from them. I called the Massachusetts Attorney General’s Office and they told me to check to see if they are licensed to collect in the State with the Division of Banking. I checked with them and they confirmed that Watson & Stephens, or W&S Associates is not licensed in MA and therefore the transaction is not legal. I have cancelled my bank account, put a freeze on my credit, reported suspected fraud to all 3 credit reporting agencies, and will file a police report with my local police department. These misrepresented themselves, broke several laws, is not authorized to collect any debt in my state, and made false statements in an attempt to trap / coerce me into paying them money they were not due.

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A CLAIM THAT OVER DUE DEBT GENERATED BY AN ACCOUNT WITH US CELLULAR IS BEING COLLECTED. FROM A 2004 ACCOUNT THAT NEVER EXISTED.

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