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Advance Fee Loan Scam

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Advance Fee Loan Scam Reports & Reviews (147)

- Tobyhanna, PA, USA
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On 02/16/2024, they (M Cash Advance) approved a loan for me for 5,000.00. Said to cover their insurance cost they put 640.00 in my account to pay them. They txt me a bar code and told me to go to Walmart and load 640.00 on that with my debit card, which I did. Along with my banking curdentials ( I am so embarrassed) When I returned home I called them back. At which time he (Ray Spencer) was busy and passed me off to another representative that asked me for more money $311.00 to cover wire transfer fee's. I kept asking, "is this a scam"....No, was their answer. I was not able to take another trip to Walmart. They insisted...but I couldn't go. Then I was asked when and how soon could I. I told them tomorrow (02/17/2024). He said call him 740-661-2814 (this guys name is Jim Washington) when I arrive at Walmart. After sleeping on it I knew my gut was right, something isn't good. I had to lock all my debit cards and change my banking information. I knew better but they were sooo convincing.

Sinserly,

******** ***** ****** *******************

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- Maywood, IL, USA
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Tony Foster called me claiming that I qualified for a loan and proceeded to go throguh with the process. At the end he told me to call Eric Nelson with the confirmation number and never once got told that i had any money to pay. Now im being told that i have to pay more because of a bank to bank fee. I then asked for the bank information so i can talk to someone at the specific bank, eric told me that wasnt possible.

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- Los Angeles, CA, USA
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They offered me loan of $8000. However, I had to continually send the money for various reasons. I sent the money through cash app in small increments. I trusted them and continue to give them money. It is very embarrassing. I never got the loan.

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I applied for a loan the company had sent numerous emails back and forth. They offered me a loan and I needed to pay $323 via Canada post and that amount would come off my loan. I paid the money and then they asked for more money I said no and was supposed to get a “refund” in 10-14 days. Now it has been 14 days and no more communication with the company. My fault for believing them

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- Mount Vernon, NY, USA
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He was offering a loan for $10,000. My payments would’ve been 200 per month but he wanted me to lay out $500 in order to get the money he sound like he was Indian and I left the number because they need to be stopped.

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- Springtown, TX, USA
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This scammer said they would do a loan for my real estate project - i paid $1213 - no loan - no refund

I call get vm ever time I call leave message - i call cell dont work i text - no answer - no call back

Summary of details

1-11-2024 Receive Email from Terry Clark offering to do a loan

1-12-2024 Sent Email to Terry Clark with my project details and all my business docs

1-12-2024 Receive Email from Terry Clark with application

1-12-2024 Sent Email to Terry Clark with sign application

1-12-2024 Receive Email from Terry Clark needing company docs and etc

1-13-2024 Sent Email to Terry Clark do we need a escrow account

1-13-2024 Receive Email from Terry Clark that we dont need a escrow account get back to me with application

1-13-2024 Sent Email to Terry Clark do we need a escrow account

1-13-2024 Receive Email from Terry Clark that she needs application

1-13-2024 Sent Email to Terry Clark inform that it was sent last night here it is again

1-13-2024 Receive Email from Terry Clark that we can use their escrow company in florida

1-13-2024 Sent Email to Terry Clark inform that it would be great to use their escrow company

1-13-2024 Receive Email from Terry Clark that will do

1-13-2024 Receive Email from Terry Clark that we should use my escrow account

1-15-2024 Sent Email to Terry Clark that we could use this escrow account

1-15-2024 Receive Email from Terry Clark that they have instructed legal department to prepare the docs and forward to me

1-16-2024 Sent Email to Terry Clark that we didnt receive anything yet

1-16-2024 Receive Email from Terry Clark with loan repayment schedule

1-17-2024 Sent Email to Terry Clark with sign loan repayment schedule

1-19-2024 Sent Email to Terry Clark any updates I havent receive anything

1-19-2024 Receive Email from Terry Clark everything is setup will receive paperwork tomorrow and close deal on monday

1-22-2024 Sent Email to Terry Clark any updates I havent receive anything

1-22-2024 Receive Email from Terry Clark with loan term sheet and contract agreement to sign and return to proceed

1-22-2024 Sent Email to Terry Clark with sign loan term sheet and contract asking about the upfront fees of $816 registration fee and the $10,400 loan fee

1-22-2024 Receive Email from Terry Clark the upfront fees of $816 registration fee is to be paid upfront but the $10,400 loan fee will be taken out of the funds from the escrow account

1-24-2024 Sent Email to Terry Clark I paid the upfront fees of $816 registration please send wire transfer on monday

1-26-2024 No wire Transfer Received

1-27-2024 Receive Email from Terry Clark now demand closing costs $379 closing costs be paid before transfer sent

1-27-2024 Sent Email to Terry Clark what closing costs there is none in the contract – they should be taken out of funds before wire transfer sent

1-29-2024 Receive Email from Terry Clark if closing costs not paid will cancel and refund the registration fee

1-29-2024 Sent Email to Terry Clark dont cancel I will send $397 closing costs to send wire transfer

1-29-2024 Sent Email to Terry Clark I paid the $397 closing costs please send send wire transfer

1-29-2024 Receive Email from Terry Clark that I will be receiving a email from Kimberly Jeanne with the wire transfer confirmation receipt that she has sign off for disbursement

1-29-2024 Receive Email from Kimberly Jeanne confirmation of the escrow account details before sending it

1-30-2024 Sent Email to Kimberly Jeanne confirming of the escrow account details please send me a wire transfer confirmation receipt

1-30-2024 Receive Email from Kimberly Jeanne that the contract needs updated before wire transfer is sent

1-30-2024 Sent Email to Kimberly Jeanne with the contract updated date – please send wire transfer and send me a wire transfer confirmation receipt

1-30-2024 Receive Email from Terry Clark that the attorney has to redo the contracts and will send them over for me to sign

1-30-2024 Sent Email to Terry Clark that I already sign updated the contracts – why wasnt that done on friday?

1-30-2024 Receive Email from Terry Clark that they have to redo the contracts and demand that I now send the contract adjustment cost ($624) once receive get new documents and zoom call tomorrow

1-30-2024 Sent Email to Terry Clark I said no - you said $397 to get funds transferred - I paid that and waiting on transfer - No that has to be taken out of the funds - If not just refund the money I have already paid upfront

1-31-2024 Receive Email from Terry Clark if you can't send the fee then get back to me with your bank information so we can file for refund

1-31-2024 Sent Email to Terry Clark enclosed is the bank account for the refund

1-31-2024 Receive Email from Terry Clark I can now have you send $311 instead for attorney to proceed

1-31-2024 Sent Email to Terry Clark I said No I have done everything required - Please take all fees needed out of the funds then send balance wire transfer. Please send wire confirmation receipt - If not then refund the $816 and $397 For a total of $1213.00

1-31-2024 Receive Email from Terry Clark I am only trying to see how we can close deal successfully so I will advise you consider my end as well. Don't only think about how you feel *****. I understand you have done your best but for the sake of further business together, try and send just the $311 so he can file and return a copy for your signature so we can proceed immediately

1-31-2024 Sent Email to Terry Clark – I understand. Thank you - But no I am not paying anything else upfront - Don't you have the $20m funds? Please take any fees needed out of the $20m funds. Then send balance to wire transfer account. Then send wire transfer receipt. If not then refund the $816 and $397 For a total of $1213.00

1-31-2024 Receive Email from Terry Clark Let me see if I can send to him. Get back to me with a copy of your Nation ID as a selfie with your face showing for final verification.

1-31-2024 Sent Email to Terry Clark – selfie with picture ID

2-1-2024 Receive Email from Terry Clark Documents have to be documented successfully before disbursement can take place. I will advise you send the fee now so we can close today. 2-1-2024

2-1-2024 Sent Email to Terry Clark – no I am not anything upfront – send wire transfer or refund $816 and $397 For a total of $1213.00

2-2-2024 Sent Email to Terry Clark – you are in breach of contract and wire fraud – I am reporting it

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- Boca Raton, FL, USA
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I was applying for funding for my business to help with some financial issues. Modern Funding Group was willing to assist me in getting that funding to help my business out. They had an option to get my business the funding that it needed. They told me to wire them $15,000 to show that I was a good payer, and they would send me the details of the funding that they were offering me. I never received the offer for the funding that was discussed. I called Modern Funding Group (347-526-6772, located at 1726 McDonald Avenue Suite 2, Brooklyn, NY 11230 (from their website)).

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- Thomaston, GA, USA
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He said I need to buy an eBay card to pay for insurance on a loan

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- Owings Mills, MD, USA
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offered me $3000 at no charge

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- Orlando, FL, USA
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They approached me with an intent to collaborate on getting 0% loans that I can use for my business, and they took some valuable information and they sent me fishy links, which I’m not sure if they used to hack my personal phone or email, and then on the time of the meeting they did not show up and they were very unprofessional which shows the extreme level of fraud they used in the whole process

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Offering money for a small fee

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- San Antonio, TX, USA
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I would like to post the screen shots these people have been sending through email and the money the had scammed from me. They scared me so much into thinking I actually got an online loan out. I know I didn't but still sent them the money. They are still wanting the same amount. This is a total scam!! Help!!

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- Moreno Valley, CA, USA
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I was attempting to acquire a loan and I was being denied. I saw this ad from PLAcGuar stating that they could guarantee me a $10000 Dollars loan for $150.00.

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- Springfield, LA, USA
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I was called and advise I was approved for 3000 but I had to send 150 dollars verification fee. So they transferred me to the so called there bank that will be issuing the check. So everytime they said they sent the money overnight direct deposit never got it so I would call the next day they person name (Justin) would tell me I need to send more money. This went on for over 2 months. I never got the loan and they will not give the money back I paid. He told me he would send me my money but I have to pay 400. Than I would send it and the same thing the next day. This went on from sept 14 when it started. I have a police report and all the original eBay gilf card and receipt.

Justin number is 646-583-0604

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- Harrisburg, PA, USA
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They say I took a loan online for 900.00 and I never did they have my information

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- Olathe, KS, USA
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This is a cap company that promises a line of credit. The terms are good - they ask that you "prepay" the closing costs so they can buy surerty bonds to protect the investors. After closing, you are supposed to enter a web site and draw from your line . I checked one of their references, which checked out ok. Now i'm not sure if the reference was actually in on this. Since wiring my closing costs, the web site has no money there for me, and the two people (a paul acer and richard collins) will not respond. DO NOT GET INVOLVED WITH THIS COMPANY. They are frauds. I am going to file a federal fraud report and our attorney will attempt to file litigation against this company and the ESF Group who actually accepted the wire.

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- Gloucester City, NJ, USA
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1st they send you an email and they tell you that they can guarantee you a loan no matter what your credit rating and then they say they have to verify your identification through a 3rd party which requires you to pay a $10 fee after that if they even get back to you they will charge you anywhere from $75 up to $300 for your loan depending on the amount you request and tell you that its their fee for finding you the loan! What you will actually get is your identification, your credit card number, your social security number, your ID, and your bank account info stolen and sold to identity thieves!!! there are just vultures, and despicable garbage for taking advantage of voulnerable people at a time when all they really need is help!!! And to not be scammed by leeches like this company!!! They deserve to be arrested and tried in a court of law for what they are doing!!! Just horrible people!!!

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- Bellevue, NE, USA
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I was promised to receive a grant, by just paying their "fee." Once that was paid, they wanted me to send more money, covering gas/delivery cost, which was NOT paid. My facebook password was said to be 'needed,' which is a lie and not given. The agent spoken with by text, kept telling me a whole lot of stuff. Pay the 'fee' to get your package, which I have concluded doesn't even exist. Is there any at all hope of ever getting my money back? All text/fb communication will be saved, in case it is needed as evidence. What to do next?

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- Plymouth, MA, USA
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I reached out to a bunch of lenders to try to get an emergency personal loan. These people were sketchy right off the bat, but I was so desperate and I've never dealt with scammers before, so I just went with it. They sent me a document that looked so cut and paste, I didn't think it was real. They were INSISTANT with me on the phone about me proceeding with the loan, and were almost arguing with me about how they're not a scam when I voiced my concerns. They "deposited" $1750.00 into my checking account and said I needed to return that amount to show I'm in good standing with them. They said I needed to go to a Walmart, and they would send me a barcode or something, and I needed to have the cashier at Walmart scan the barcode they sent me and then use my debit card to send the $1750.00 back. I immediately called my bank and reported fraud. They locked up my account so hopefully these people will not be able to access it anymore. They continued to call and text me, THREATENING TO COME TO MY HOUSE, and even called my work. Absolutely horrifying experience - PLEASE BEWARE!

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- Rio Rancho, NM, USA
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Was contacted by phone, received a voicemail. When I called back an automated message came on saying the call volume was extremely high and to contact them through the chat page on their website. So I did they first asked how I wanted to receive my funds. Either bank accounts that would take up to 15 days or straight to my debit card if I paid fee of $50 so opted to my bank account. Never gave them my bank info though and they said I would receive an email in 3 days of my loan documents. Never did reached out for 2 Weeks and couldn’t get in touch with anyone but today I did but chat again. They said I was approved for $3000 and that they were going to send me $500 to my checking account and that the funds needed to be returned right back to them to verify my identity. They asked me for my username and password to my bank account and said I will be receiving that $500 tomorrow morning before 7am and that I am to return the funds through Apple Pay or Google pay

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Advance Fee Loan Scam Contacts

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+1 (347) 709-3172 0 0

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