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AR Services / EZ Money / Personal Cash USA Debt Collections Scam

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AR Services / EZ Money / Personal Cash USA Debt Collections Scam Reports & Reviews (7)

• Sep 09, 2024
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They have called me from 2 different telephone numbers, 855-313-8378 and 855-636-7618. They try and state that I owe a payday loan. However, I have NEVER had a payday loan. They also use my maiden name, which I have not gone by in more than 15 years, and they state they "sent documents" to my home address. I have received nothing...because there is nothing. They even have my SSN. They receive this information from data breaches, then they try to scam people for money. I end up blocking them on my cell phone. DO NOT PAY THESE PEOPLE! I know for a fact, that the debt they claim I owe, does not exist. Also, I know that, with them using my maiden name, that any debt they are calling about, is outside of my state's statute of limitations. Always demand that they send Proof of Debt, with the original debtor, original amount, history of payments made, and the original date that the debt was incurred...not the date they received it. NEVER PAY THEM. NEVER ANSWER ANY OF THEIR QUESTIONS. STATE YOU WANT PROOF OF DEBT MAILED TO YOU VIA USPS...AND TELL THEM TO [censored] OFF!

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• Aug 22, 2024
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I received a message on my cell phone from a person stating they were attempting to collect a debt that my husband had incurred in 2017. The caller reported that my husband defaulted on that debt in January 2019, that they were going to report the default judgement of $4,429.76 to the credit bureaus if I did not make a $550 payment before 4:00 EST on the day of the call (8/21/24). The caller reported that my husband had taken out a payday loan in the amount of $700 in December of 2017, had made one payment in the amount of $150, in February 2018 but no additional payments were made. I asked the caller how this loan was taken, she reported that it was done online and that they had verified that it was indeed my husband by his SS#, Address and photo ID. I asked that she share a copy of that photo ID with me and she stuttered around and the retracted the statement that they had the photo ID. She continue to state that he had verified his SS# and address. The address that she shared with me that was the address she was given was not our address in 2017. We purchased our home in 2019. She did have the new address but I did not correct her. She ensured me that this was his debt and that she had the authority to waive the fees and interest if I would just pay the balance of $550 by phone with her. I shared her that I would need to speak to my husband and I'd reach back out to her. I already knew this was not my husband's debt. The first call I received was from 1-800-676-9408 10:09 am CST 8/21/2024. Later that afternoon she called me again from 1-866-372-4896 2:52 pm CST. I attempted to return that call and the line disconnected, I called back and it just rang, no answer. Today, 8/22/24, she called me an additional two times, 8:38am and 8:39 am, I returned her call 9:29am and she disconnected the line, I returned the call again at 9:30am. We were connected at that time and she asked if I had talked with my husband and would I be paying this outstanding debt to which I replied, no I would not. She then asked if I was saying for her to proceed with reporting the default to the credit bureau. I replied that she should go ahead.
After the morning conversation I searched online for any data related to these calls, I searched by the phone numbers and was able to locate a complaint from May 2024 with almost the exact phrasing of the complaint she reported about my husband. The amount of the debt, the amount of the single payment, the balance of the default judgement was the exact amount. Results on the RoboKiller Lookup website is where I found the statements that matched the story she gave me.

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• Jun 20, 2024
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I received several phone calls from Lydia at AR Services. Each time I'm told it's for a payday loan from 2014. Lydia provides a payday loan company name. I've never heard of this company amd I'm told ir was for 200 dollars. However with fees it's now 2100 dollars. Obviously sometji.g is fishy so I called a few lawyers

1. This is time barred so it were legitimate a.d they actually sued there is the time barred defense

2. Pay lawyer $1000 bucks but what for according to the attorney I spoke to.

3. Tell them to validate the debt and then cease and desist.

Hope this helps

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- Frisco, TX, USA • Apr 30, 2024
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I received a robocall from a debt collector, AR Services, 1-866-372-4896. When I spoke to several agents, one stated they were calling to collect a debt on behalf of EZ Money or Personal Cash USA. They stated I took out a loan in December 2017 and never paid it back. This is not true. I've never done business with either of the companies listed above nor have I gotten any type of cash loan in over a decade. They stated they were going to report the debt to credit agencies. They even included relatives' names (some now deceased) to verify their legitimacy. After searching online, I found others with the same complaint and experience. I'm concerned with the threats they made to damage my credit if I didn't pay them on the call and the fact that they had some of my personal information.

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• Apr 23, 2024
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AR Services is all I can obtain for company name. They continue to harass me during work hours and are rude and wont let me talk to supervisor. Wont share address for me to send debt validation letter response and wont give me the original creditor information or any information on the debt. I’ve even asked for a reference number and wont provide that either. They keep leaving voicemails saying they have mailed debt letters to my house and I have not received anything. The lady agent was extremely rude and threatened lawsuit and collections on my credit. They consistently hang up the phone and yell over you. Contacting my attorney. I have contacted several other debt collectors by the name of ARS etc.. none have me on file and agree this is likely a scam.

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Claimed debt collections for payday loan never taken. Called after text messages were ignored

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- Wilmington, DE, USA
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Caller from ***

They call multiple times a day. Most often, after saying, "Hello, XXXXX?" ( first name of homeowner ) ,

they hang up if you ask who is calling.

I have PAID VERIZON to have at least 3 of these calls traced and filed a police repoart..

New Castle County police in Delaware CASE # *** w/ Corporal Jeff *** .The caller apparently wants money for "Veterans".

I do not believe this caller to be a legitimate charity organization.

He has been reported online to constantly call and hang up and become rude on the phone.

Would not answer who he was and hung up when I asked, but continued to call back.

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