Kensington Associates Reports & Reviews (14)
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Very likely scam
I called back and got Nancy again and asked her where the office was located at and she told me southern CA, then looked up my number again and realized it was me calling back, told me I don't have an account with them and promptly hung up again.
Suspecting a likely scam, I decided to call back again, this time getting a "Jose." I asked him about the address, he looked up my number and said it wasn't in their system and asked if I had been called on a different number. When I politely asked for the address again he refused, stating I have no business with them and hung up.
Several calls back again trying to get their address, they eventually blocked my number and it went to a '"the number you called is no longer valid." I spoofed my number again and when I called back, this time it was for some health ins company. Same "Nancy" that had answered before. So I called her out on it and stated I would be reporting this number to my local law enfrlorcement as a scam, she hung up on me.
Received another vm today 2/13/24, this time from a local number, from the same Mr. Jennings with the same message. Called the local number back from a new spoofed number (aren't those apps great?) and got "Nancy" once more. Same routine, asked for address, got hung up on. She even threatened to report MY number for harassment, which made me giggle a little, but still wouldn't give me the address.
Several calls later, get some new guy that mumbled his name. Politely asked for the address, this time got it without hesitation and this time the name of Kensington & Associates. Did a Google search of the address and the Google maps view of the building, that name is nowhere on any of the signage, confirming what I thought about this being a scam. (A law firm will have it's own building or at the very least some signage outside)
Called back one last time and got Nancy once more (she really can't remember my voice at all for some reason) and after her initial K&A greeting, just rattled off the address I was given previously and asked her if that was correct. She said yes. I informed her I searched that address and can find no mention of K&A law firm or Kensington and Associates. She then rattled off a different law firm name which I didn't catch and I said no to that as well. She then said "well you got our address and did your search, now stop calling us" then hung up.
Moral of the story, demand verification of publicly verifiable information. Do your research. Harass the harasser. Do not, under any circumstances let anyone intimidate you with legal proceedings to get you to do what they want. If it's valid, you'll actually get served and have legal proceedings and be heard out by the courts. If it's not and you do as above, you just saved yourself money and headaches trying to get it back.
Tried to get me for fashion bug
Scammer's website kensingtonandassociates.com
Scammer's email [email protected]
Country United States
Type of a scam Debt Collections
Initial means of contact Phone
Almost Got Me
There were several red flags that I almost dismissed because I didn't want to get into any legal trouble.
1. I checked my credit report, and if this was bad debt since 2018 (collections or not), it would still show up since it's less than 7 years. She did emphasize I would not see this debt on my credit report, and this debt doesn't negatively impact my credit.
2. Statute of limitations in my state for bad debt is 3 years.
3. If I am sued by the creditor, it would have more than likely been a civil suit instead of small claims. She was trying to pressure me by stating the creditor can sue me in civil court instead of small claims court, which is different.
4. If they are attempting to collect, they need proof as well, which she could not give me.
5. I did a Google search for their "law firm" and could not find it under the name she gave me (several times, and she spelled it out for me), which she said was K & A and Associates. I asked her for the URL which she then corrected to Kensington Associates.
6. I asked her to verify their office address for me, which she could not. She said they are a nationwide law firm, and the address would be for an attorney local to me.
7. She stated I could only have documents or anything in writing after she secured payment. Don't fall for this!
8. She also sounded as if she was "on my side" and wanted to advocate my case to the attorney. She said they would settle for 60% of the debt which would be $1828.00, or I could do monthly payments for $242 (she never stated for how many months). Or I could counter-offer with what I could pay upfront.
9. I gave a counter-offer of $1500, and she said she will be right back to ask the attorney if they would accept. She was only gone for about 10 seconds and she came back saying, "they accept the counter-offer. You're really lucky because that almost never happens!"
Against my better judgment, I give her my debit card info so she can send me the documents. She seemed to be rushing me to get to sign the documents as well, but once I was able to search for "Kensington Associates" and browsed through their website, I listened to my gut and figured this is a scam. I told her I was not comfortable with making this payment, and would need to see documents that I owed this amount to Bank of America. She said the only thing left is that I would get served court papers and I said okay then serve them. She then hung up on me and I cancelled my debit card.
Their website is very generic and typical for what you would see as far as scammers trying to appear legitimate.
Credit Chase -Fraud
Newport Beach, CA 92660 actually belongs to another company called Staminus. The phone number is in a Chinese language 1877354号码段= 18773540620. Please do not give your money to these people!
Capital One Scam!!!!!!!! Kensington Associates
Scammer's email [email protected]
Country United States
Type of a scam Credit Cards
Initial means of contact Phone
Capital One
Scammer's website kensingtonandassociates.com
Scammer's address Temecula, CA 92591, USA
Scammer's email [email protected]
Type of a scam Debt Collections
Initial means of contact Not applicable