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Vista repayment services

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Vista repayment services Reports & Reviews (75)

• Sep 02, 2024

I got one of these emails as well and I am a debt collector and this is illegal the way they do this. I can verify with 100% guarantee that it's a scam. DO NOT SEND THEM ANYTHING! First as a debt collector we don't send emails and 2nd if any correspondence from the collection agency must address a debtor by name whether first l, last or first and last name and then the last 4 of ones ssn has to be verified by the debtor in order for the debt to be put on the debtor for court or any other legal proceedings. PLEASE DO NOT PAY NOR CONTACT NOR BE NERVOUS OF THESE SCAMMERS THREATS! if you send them money thinking it's real well then I guess you have money and should take care of real and legal debts if any. Thank you
Final notice before legal action
Final notice before legal action
Final notice before legal action
Final notice before legal action

+1
• Aug 01, 2024

I received the same exact email numerous times in my spam folder claiming it's my final warning and that I will face prosecution. Same amount $638. Same settlement for $236.

• Aug 22, 2024

I just received the same one today 08-21-24

• Jul 09, 2024

Copy paste from the initial email I received:
Account Number: 03:14-cv-389645-LTB-BH
Outstanding Balance: $1024.00
Creditor: Cash Advance Inc.
Charge off Date: March 12, 2018

We have repeatedly requested payment of your delinquent account hi the amount of $638.00, and we have not received a response from you.

THIS IS YOUR FINAL WARNING.

This letter serves to advise you that if we do not receive payment in full within 4 hours of the date of this letter, we will immediately turn your account over to our Collection Department, who will begin legal proceedings against you without any further notice.

If we are required to pursue legal action, you may be held responsible for legal expenses, court costs, and pre-judgment interest on your debt. These costs will significantly increase the amount of the debt we are owed. In addition, court collection proceeds may negatively affect your credit rating.

We regret the necessity of this action. If you have made the required payment already, please disregard this notice.

In order to resolve this matter, we have provided the following payment options:

Full Amount: $638.00
Discounted Amount: $276.00 Today (58% Waiver)
Micropayments: $34.00 Every two weeks for $638.00 (Outstanding Balance)

We thank you in advance for your prompt and immediate attention to this serious matter.

For settlement talks emails us at : [email protected]

Sincerely,
Staff Attorney, Vista Repayments Services
Copies to:
Frank Rogers, County Administrator
Carl Cooper, County Attorney
Maria Fairchild, Public Safety

Note : It is possible that our previous emails fell through the cracks or delivered in spam because of words like (credit, loan, payment etc.)
Disclaimer : Micro Payments Settlement | FDCPA | Vista Repayments Services © 2022
This standard email footer is used to protect attorney-client privilege, which generally applies to communications between an attorney and their client, provided those communications are not disclosed to a third party (or made for the purpose of committing a crime or tort). This is one of the oldest recognized privileges for confidential communications. It is critical to the attorney-client relationship because it gives clients confidence, they can be forthright and their attorneys are then better able to provide candid and effective advice. The possibility of disclosure to a third party is the specific reason the disclaimer is included.

• Jul 02, 2024

I keep getting the emails in my junk folder. No matter how many times I block and curse the sender out they keep sending me the email
Vista Repayments Services ®
Creditor: Cash Advance Inc.
Total Amount Due: $638.00 (Unpaid Loan)
Docket File: 03:14-cv-389645-LTB-BH
Mode Of Payment: Online
Pay Off Today: $276.00 (58% Debt Reduction)
Dear Sir/Madam,
Is there some reason why you have not paid this account yet? This account is long overdue and your refusal to remit payment is beginning to concern us. Is there a reason you feel you have no responsibility to pay this debt? Our records indicate that this amount is due for services rendered, and we are prepared to commence collection procedures if necessary.
Should your payment not be received in full within the next 2 hours, immediate court actions may take place. This amount includes any applicable late charges and/or fees. If your records reflect that you paid this payment prior to the date of this letter, you still need to contact us so that the discrepancy can be resolved, and any necessary corrections can be made to your account.
If, however, you are experiencing financial difficulties, please contact us so that we can assist you in working through the situation and help you with a debt management program.
Debt Management Program Total Balance: $638.00 | Payment Plan: Pay $34.00 every two weeks OR Pay Off: Pay $276.00 today, it will consider this account as paid in full.
Send us an email at [email protected].
Annoying and need to be stopped
Annoying and need to be stopped

+1
• Jun 06, 2024

SCAM, I asked what company and they said nothing.
Docket File: 03:14-cv-389645-LTB-BH
Docket File: 03:14-cv-389645-LTB-BH
Docket File: 03:14-cv-389645-LTB-BH

• Apr 29, 2024

I received this email stating Final Warning Subject: Legal Proceedings
Docket File: 03:14-CV-389645-LTB-BH
Creditor Cash Advance Outstanding Balance 638.00 Debt Reduction 58%: (Waiver Percentile) One Time Payment:276.00 Today only ( It will be considered as paid in full) Mode Of Payment: Online that was all in the header they went on telling me how serious this matter was that they were sueing me as well as turning this over to law enforcement that i needed to pay this today in order for me to avoid serious and devastating outcome and they tried working with me lots of times and i never responded to any calls or emails ect. It was a long detailed email.

+3
• Apr 16, 2024

Attention,

Here's a reminder that you failed to keep your payment promises. The amount of $648.00 is overdue for payment. Get it clear as soon as possible or we will initiate legal proceedings which may also drag you to the court. We take care of our customers, hence offering you to save 58% of money with our debt reduction offer. Better to act now and do not risk disconnection.

Pay $276.00 only and delete this debt from your credit reports, it will be total savings of $378.00.

Email us now for settlement [email protected]

Regards
Vista Repayments Services

+1
• Apr 10, 2024

Gmail Kimberly Mckenzie
Overdue Account – {03:14-cv-389645-LTB-BH}
Vista Repayments Services Sat, Apr 6, 2024 at 10:42 AM
To: "[email protected]"
US CASH ADVANCE

FINAL NOTICE

Your account is now seriously past due. We have sent you numerous payment requests and still have not received your past due payment in the amount of $638.00

We know that life can sometimes be difficult and staying on top of invoices is not always easy. That’s why we wanted to send you a friendly reminder regarding this overdue account.

If not, please give this matter your attention today, since we want to be able to extend you credit the next time you shop with us.

Account Number: 03:14-cv-389645-LTB-BH
Outstanding Balance: $638.00
Creditor: US Cash Advance

Unless you notify this office within 4 hours after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume the debt is valid.

If you do not pay the balance within 4 hours, we will pursue all legal options available to collect the debt, up to and including suit for judgement and garnishment proceedings.

If you need to make arrangements to pay your debt, you can contact us at email : [email protected]

This is an attempt to collect a debt; any information obtained will be used for that purpose.

Accept our offer: Pay $276.00 today and delete this account permanently, you will be saving almost 50% of total outstanding balance.
Micropayments Plan : $34.00 Every two weeks for $638.00 (Outstanding Balance)

Sincerely,

Mike Hudson

Staff Attorney, Vista Repayments Services

Copies to:
Frank Rogers, County Administrator
Carl Cooper, County Attorney
Maria Fairchild, Public Safety

Note : It is possible that our previous emails fell through the cracks or delivered in spam because of words like (credit, loan, payment etc.)

Disclaimer : Micro Payments Settlement | FDCPA | Vista Repayments Services © 2022
This standard email footer is used to protect attorney-client privilege, which generally applies to communications between an attorney and their client, provided those communications are not disclosed to a third party (or made for the purpose of committing a crime or tort). This is one of the oldest recognized privileges for confidential communications. It is critical to the attorney-client relationship because it gives clients confidence, they can be forthright and their attorneys are then better able to provide candid and effective advice. The possibility of disclosure to a third party is the specific reason the disclaimer is included.

I received this In my email saying I owe this. I don't know these people and this is the 3rd email I received.

+1
• Mar 19, 2024

I received an email about a debt I so called had but I don’t have any so I don’t know what they that I was going to do. Plus my name wasn’t even on the email

+1
• Feb 15, 2024

I received this email about collecting a loan debt that I did not take out nor have I ever had!

+2
• Feb 15, 2024

I have no idea who these people are. I did send an email back to them requesting more information and I have not heard anything back yet. I will not be sending them any monies.
Account Number: 03:14-cv-389645-LTB-BH
Outstanding Balance: $1024.00
Creditor: Cash Advance Inc.
Charge off Date: March 12, 2018
We have repeatedly requested payment of your delinquent account hi the amount of $638.00, and we have not received a response from you.
THIS IS YOUR FINAL WARNING.
This letter serves to advise you that if we do not receive payment in full within 4 hours of the date of this letter, we will immediately turn your account over to our Collection Department, who will begin legal proceedings against you without any further notice.
If we are required to pursue legal action, you may be held responsible for legal expenses, court costs, and pre-judgment interest on your debt. These costs will significantly increase the amount of the debt we are owed. In addition, court collection proceeds may negatively affect your credit rating.We regret the necessity of this action. If you have made the required payment already, please disregard this notice. In order to resolve this matter, we have provided the following payment options:
Full Amount: $638.00
Discounted Amount: $276.00 Today (58% Waiver)
Micropayments: $34.00 Every two weeks for $638.00 (Outstanding Balance) We thank you in advance for your prompt and immediate attention to this serious matter.
For settlement talks emails us at : [email protected]
Sincerely,
Staff Attorney, Vista Repayments Services
Copies to:
Frank Rogers, County Administrator
Carl Cooper, County Attorney
Maria Fairchild, Public Safety
Note : It is possible that our previous emails fell through the cracks or delivered in spam because of words like (credit, loan, payment etc.)
Disclaimer : Micro Payments Settlement | FDCPA | Vista Repayments Services © 2022
This standard email footer is used to protect attorney-client privilege, which generally applies to communications between an attorney and their client, provided those communications are not disclosed to a third party (or made for the purpose of committing a crime or tort). This is one of the oldest recognized privileges for confidential communications. It is critical to the attorney-client relationship because it gives clients confidence, they can be forthright and their attorneys are then better able to provide candid and effective advice. The possibility of disclosure to a third party is the specific reason the disclaimer is included.

+2
• Feb 10, 2024

I keep receiving these emails and an tired of them especially since they're not even addressed to my email

Spam

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Yesterday

VISTA REPAYMENT SERVICES
1 message
No attachment
Feb 9
The bureau can contact your employer now
LEGAL DEMAND NOTICE (FINAL CALL) Subject: Legal Proceedings Docket File: {03:14-cv-389645-LTB-BH} Creditor: Cash Advance Outstanding Balance: $648.00 Debt Reduction: 58% (Waiver percentile) One time payment: $276.00 Today (It will be considered as a paid in full). Mode Of Payment: Online Attention, It is now crucial that you pay your outstanding balance $648.00 in full or in payments within next 2 hours, If you don't then we will have little choice but to pass this account your local county clerk officer fo

Thursday

Vista Repayments Services
1 message
No attachment
Feb 8
Pay Online – Save 58% On This Past Due Loan Account
DEBT SETTLEMENT OFFER RE: OVERDUE ACCOUNT $638.00 Account Number: 03:14-cv-389645-LTB-BH Outstanding Balance: $638.00 Creditor: Cash Advance Inc. Charge off Date: March 12, 2018 TOTAL 58% SAVE We have disappointed to note that we have still not received payment of the overdue amount on your account. We have written to your accounts department but have not yet succeeded in receiving payment. Our company strive to provide a combination of value for money and efficient service to all our customers and this can

Wednesday

Debt Collector
1 message
Message has attachments
Feb 7
LEGAL NOTICE
SPEEDY CASH SERVICE (Cash Advance Group Inc) Attention, LAWSUIT COURT CASE FILES NO: LKN-CH7682 LAWSUIT COST - $1250.50 (INCLUDING ATTORNEY FEE/COURT FEE/ALL TAXES) SETTLEMENT AMOUNT - $750.50 CONTACT AT: [email protected] File Number: LKN-CH7682 SUBJECT: LOAN Settlement AMOUNT- $750.50 Contact AT:- [email protected] We are hereby to inform you that you are going to be legally prosecuted in the Courthouse within a couple of days. So before something goes wrong, we would like to

Monday

Corporate Debt Retrieval
1 message
Message has attachments
Feb 5
Settlement Time: Keep Enjoying the Perks
Dear Dandra Cassons We are reaching out to bring your attention to the outstanding debt referenced above, and it is crucial to address this matter promptly. Please be aware that your name and social security number are associated with this case. However, it is imperative to emphasize that any actions against your personal information would be a violation of the law. Our intent is to navigate through legal and ethical channels to bring about a resolution. For discussions pertaining to the settlement of this

VISTA REPAYMENT SERVICES
1 message
No attachment
Feb 5
Legal Proceeding Correspondence (3rd Attempt)
LEGAL CASE NOTICE VISTA REPAYMENTS SERVICES Docket File: {03:14-cv-389645-LTB-BH} Creditor: US Cash Advance Outstanding Balance: $648.00 Debt Reduction: 58% (Waiver percentile) One time payment: $276.00 Today (It will be considered as a paid in full). Mode Of Payment: Online We refer to our above Invoice and previous requests for payment. We note that despite our requests this account remains outstanding. Please note that you are now in defaulters list. Unless you now attend to payment in full strictly with

The bureau can contact your employer now

VISTA REPAYMENT SERVICES
To
[email protected]
Feb 9 at 10:27 AM
LEGAL DEMAND NOTICE (FINAL CALL)

Subject: Legal Proceedings
Docket File: {03:14-cv-389645-LTB-BH}
Creditor: Cash Advance
Outstanding Balance: $648.00
Debt Reduction: 58% (Waiver percentile)
One time payment: $276.00 Today (It will be considered as a paid in full).
Mode Of Payment: Online

Attention,

It is now crucial that you pay your outstanding balance $648.00 in full or in payments within next 2 hours, If you don't then we will have little choice but to pass this account your local county clerk officer for the legal proceedings. Who will add more charges to the account.

Additional costs below:
Judgement/Hr. Judge Fees + United States Jury Case Rectification Fees With Government Attorney + Attorney Suit Fees and Court Costs Court Fees + Interest for debts
Total: $3,823.00

Despite our previous reminders, your account remains delinquent. Because you are now in breach of our payment terms. If we don't get any response today, then $250.00 Late Payment Penalty will be added to your total outstanding balance as per our late payment terms.

Note: Do update us with your intention that still you want to resolve this case or you want to dispute.

Email us now : mailto:[email protected]

Account Settlement | FDCPA | Vista Repayments Services © 2022
This standard email footer is used to protect attorney-client privilege, which generally applies to communications between an attorney and their client, provided those communications are not disclosed to a third party (or made for the purpose of committing a crime or tort). This is one of the oldest recognized privileges for confidential communications. It is critical to the attorney-client relationship because it gives clients confidence they can be forthright and their attorneys are then better able to provide candid and effective advice. The possibility of disclosure to a third party is the specific reason the disclaimer is included.

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• Jan 22, 2024

I was contacted on 01/18/24 thru email [email protected] and on 01/22/24 thru email [email protected] pertaining to a 638.00 cash advance. Email 01/22/24 states matter will be transferred to small claims court and a debit freeze on my credit/debit cards. Email 01/18 states my account will be restricted.
Scam debt collection
Scam debt collection

+3
• Jan 19, 2024

This is the 2nd email I’m getting from these scammers. I called the real department of Vista Repayments Solutions and they didn’t find anything under my name. The sender's email is a Gmail.
Time-Sensitive Debt Resolution   #UWYS45522674

• Jan 11, 2024

Vista Repayments Services Thu, Jan 11, 2024 at 7:26 AM
To: "[email protected]"
Vista Repayments Services
®Creditor: Cash Advance Inc.
Total Amount Due: $648.00 (Unpaid Loan)
Docket File : 03:14-cv-389645-LTB-BH
Mode Of Payment: Online
Pay Off Today: $276.00 (58% Debt Reduction)

Attention, This notice is to notify you that your name is currently in default under its obligations to Elite Recovery Services in the amount of $648.00

Our records indicate that payment on your account is overdue in the amount of $648.00. We have been asked to review your seriously past due account.

This invoice is long past due, and your refusal to remit payment is beginning to concern us. Is there some reason that you feel you have no responsibility to pay this debt?

Despite our earnest efforts to resolve this delinquent account, payment on this account has still not been received. Please advise us if any discrepancy exists, which would explain your lack of response.

Unless payment is not received within 4 hours, we will have no option, but to existing, we also used a credit score developed by us in making our credit decision, you may experience difficulties in obtaining a loan in the future Few lenders report to the traditional credit reporting agencies. Instead, they deal with specialized “subprime” agencies and Law Enforcement Bureau.

Naturally, we want to help you out in any way we can, since you’ve been a genuine person. We think we can extend some help with your credit account with us. If there is a problem with the enclosed bill, won’t you please Email us at the give below, so that we can discuss the situation. Whatever the source of the problem is, we are in the dark until we hear from you.

Here’s how we can help you. Usually, your total outstanding balance is $648.00, but if you pay $276.00 today, you receive a [58%] discount. We are about to proceed with legal action. However, our clients would prefer to give you one last opportunity to make payment and avoid legal action.

Accordingly, please remit full payment today in small amounts ($34.00 Every Two Weeks) OR Pay Off Balance $276.00, we know that you would like to maintain good credit– and so We’ll look forward to receiving your payment. Therefore, demand is at this moment made upon you for full payment of the entire balance due on a side note in the amount of $648.00, including interest accrued to date.

Debt Management Program Total Balance: $648.00 | Payment Plan: Pay $34.00 every two weeks OR Pay Off: Pay $276.00 today, it will consider this account as a paid in full.

Send us email at [email protected]
Account Settlement | FDCPA | Vista Repayments

• Dec 29, 2023

Received these emails non stop
VISTA REPAYMENT SERVICES
VISTA REPAYMENT SERVICES
VISTA REPAYMENT SERVICES

+2

Today was first time receiving a email from such company and claiming I was over due on a loan for over 600 days and owed 638.00 but was will to save me 58% if I paid before the 2 day period of sort. I told myself I haven't gotten any cash advance from any lenders so I decided to look this company up and found out on this site I'm on right now saying it was fraud. Thank goodness. So I am sharing what was emailed to me. These are some sorry thieving people that do this and individuals fall for it. Glad I didn't. B.Allen
Vista repayment services fraud

+2

Im receiving emails treating me to take me to court seen like the 638.00 is the favorite amount, I have not took a loan to cash america advance according to them

I get multiple emails daily/weekly from these crazy scammers. I have blocked them several times and they come up with a new way to contact me all the time. I am so over them and wish they would go AWAY! See attached letter that I received this morning

Same letter I received…. And supposedly same amount and company cash advance lollll

Scammers email: [email protected]
Type of Scam - Debt collection

I am receiving an email every couple of days from this fake claim of 'taking legal action'. Doesn't say what it's about; No phone number; using different email addresses each time; spelling errors. I am blocking every single one. What is being done about this ridiculousness?
Vista Repayment Services - Legal Notice Scam

They sent me an email today... saying the same as the other complaints listed here. Grammer errors galore... comical. SCAMMERS

+2
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