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Vista repayment services

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Vista repayment services Reports & Reviews (75)

told me that i needed to pay or they were coming to my house and having me arrested and it would be alot more than what they said I owed and I have never heard for these people and the said part is it comes from a email like this [email protected]

Everyday, multiple times a day I recieve emails from them. I know they are fake because if you look how some of them write, the words don't make sense and are out of order. This is the most recent one I got. And it's ALWAYS if you don't pay or notify us within 4 hours, legal action will be taken.
EMAILS EVERYDAY!!

+3

fake email that i received and I had thought it was real after I did some research online by copy and pasting the company name into google I found this website to which it had the same company listed as being scamming others like me with fake collections and fake legal actions.
Vista Repayment Services  To: nocsreply@aol.com

+4

This is a scam, don’t fall for it. They’re sending every one of their potential victims the exact same thing. They will not respond to your emails. They’ll just keep emailing you saying that they’re taking you to court if you don’t pay “x” amount within “x” amount of hours everyday. I’m officially blocking them from emailing me.
Almost got me!
Almost got me!
Almost got me!
Almost got me!
Almost got me!

+3

I use to work for a collection agency as a collector and this is not how a legit collection agency works... I received these 2 emails...You can tell this is all a SCAM by the mistakes they make, in one email I owe one amount and in the other a different amount; in one email I will save one amount and in the other I'll save a different amount. Collection agencies do not work solely through email either and they don't send the police to arrest you for outstanding debts. "Mike Hudson" must be one busy guy too!

#1 On Tue, Jul 18, 2023 at 8:32 AM VISTA REPAYMENT SERVICES wrote:
Attention,

Here's a reminder that you failed to keep your payment promises. The amount of $648.00 is overdue for payment. Get it clear as soon as possible or we will initiate legal proceedings which may also drag you to the court. We take care of our customers, hence offering you to save 58% of money with our debt reduction offer. Better to act now and do not risk disconnection.

Pay $276.00 only and delete this debt from your credit reports, it will be total savings of $378.00.

Email us now for settlement [email protected]

Regards
Vista Repayments Services

I also very much love to entice them, to nudge them, to piss them off...

#2 to VISTA

Oh no...I had absolutely no idea I owed anyone money. Who is the original creditor and account number? I would need this information before I send anyone money.

Thank you.

#3 Today, Wednesday, July 19, 2023 from "Vista Repayment Services"...

Vista Repayments Services
Jul 18, 2023, 10:26 AM (1 day ago)
to me:

ACCOUNT INFORMATION

RE: OVERDUE ACCOUNT $638.00

Account Number: 03:14-cv-389645-LTB-BH
Outstanding Balance: $638.00 (Interest rate included)
Creditor: Cash Advance America
Charge off Date: March 12, 2018

This is for your unpaid loan with Cash Advance Inc.

Original Creditor: Cash Advance Inc.(Cash Advance America, Parent Company who is holding more than 300+ online lenders, which are following : Cash Net USA, Ace Cash Service, Cash, Check Into Cash, Money Key, MyPaydayLoan, Loan Pros, Blue Trust Loan, Cash Central, Money Lion, Net Credit, PayOff, Upstart, Maxlend, Fastloans, Check City, Rapid Cash, Cash Central, Max Title Loan, Loan By Phone, 1Hour Loan, National PayDay, Payday Loan Today, LendUp, Lending Club, Quick Cash, CheckNGo, SpeedyCash, Fast Cash, HFC, Instant Cash Loan, ……. 275+)

To, Cherie Unsworth

In order to resolve this matter, we have provided the following payment options:

Full Amount: $638.00 (Interest rate included)
Micropayments: $34.00 every two weeks
Discounted Amount: $276.00 Today (Save $362.00)

We thank you in advance for your prompt and immediate attention to this serious matter.

Let us know what amount you want to submit today, we are waiting for your response.

Thank You,
Mike Hudson (Debt Specialist)
Vista Repayments Services

+4

I've been getting the same exact emails for the last couple weeks. The same amounts as yours and it's ridiculous!

This is a scam. I am not responsible for this debt. Try scamming someone else. I wounder if anyone has brought them to the Attorney General Office.

Threatened me with court.theft by deception. Bank fraud etc.

+3

They contacted me through my email and said pay $638.00 or they are going to forced to take action by getting me into trouble for fraud and stealing the money. Well I had a little bit of a conversation with a guy named Mike Hudson or Hobson, and when I said I wanted a phone number to contact the original creditor they said that he would send it back to someone to reinvestigate the matter. So my final email back to him said I would have my attorney contact them personally to get my file from him and investigate it myself. And of course there was no response from him as of yet.

+2

I received this email dated 02/02/2023 telling me that I must repay a loan in the amount of $638.00 to Cash Advance. I did not take a Cash Advance in the amount, or any other amount. This is the first time I have gotten this email; however, according to the sender they have emailed me several times in the last six to eight months.

+2

I received multiple emails from them. At first I was kinda freaking out a lil thinking that maybe someone fraudulently got a loan out in my name again (Yes, it has happened to me). But It mentioned no date or anything so I googled it and found this info. Thanks for posting bc this is all I could really find! I hate ppl that are trying to [censored] over HARDWORKING PEOPLE! GET A JOB!
Scam GET A JOB

+4

No one should ever believe these emails. You can read them and notice they aren’t anywhere near real. They have scam written all over them. For if it was anything legal it would come to you via mail.
Scammers
Scammers

+3

We all have the same account numbers and owe same amount how nice...smh...shame on these scammers

I have the same account number as you evidently LOL! Thank you for your post, it helped so much.

2nd email within minutes of the last one:

LEGAL CASE NOTICE
VISTA REPAYMENTS SERVICE
Docket File: {03:14-cv-389645-LTB-BH}
Creditor: US Cash Advance
Outstanding Balance: $648.00
Debt Reduction: 58% (Waiver percentile)
One time payment: $276.00 Today (It will be considered as a paid in full).
Mode Of Payment: Online

With respect to the sum due $648.00, we follow up for the benefit of Speedy Cash (Adv.America) so as to gather the remarkable record estimation of your obligation.

We might want to advise you that the sum above was expected for installment on July 2018 yet as no installment has been gotten, your receipt is presently considered as long past due.

So as to keep away from further expenses and legitimate results, it would be ideal if you forward the installment to us and move the sum in installments or in full.

For settlement talks, kindly don't waver to reach us by sending us an email on [email protected]

+1

I got the same email...
Obviously these people are not from "around these parts"!
Reported to AG in NC.

I have received several of these emails from different attorneys with minutes of each other. This is the latest email, no phone provided just an email:

Attention,

Notice! Your debt amount of $648.00 is not cleared yet. Square it up in the stipulated time. In case you fail to do so, our lawyer already got clear instructions to take legal steps against you in the competent court of law under the provision of FDCPA and other applicable laws. In case, you're having trouble clearing your debt in one go. We are offering you small payments or one-time payment offer, for the last time. Do accept the offer in compromise option and get rid of legal terms.

Pay $276.00 only and delete this debt from your credit reports, it will be total savings of $378.00.

For settlement talks, please do not hesitate to contact us by send us an email at [email protected]

Regards
Vista Repayments Services

+2

Rec'vd an E-mail from Vista Repayment Services - Claiming that I owe 1024.00 as an outstanding balance - Gave me Options to pay back Loan - if I want to contact them reply to [email protected] - does not list My Name nor a Phone Number to call them - copies were sent to Frank Rogers, County Administrator - DO NOT SEND ANY MONIES TO THEM - Have NEVER done any Business with Cash Advance Inc. and after this never will... Z. Blackmon

+2

I received an email from this same company. First off it is illegal for them to not provide a phone number or other methods of payment. Second if you look at the complaints on this page most people have the exact same file numbers. I seen one person on here with the exact same file number as I was given. DO NOT PAY THEM

+3

This VRS company sent me two emails, out of the blue, stating I owe some $648 to US Cash Advance! I’ve never heard of this company, nor, ever took out any loans from this company!

They didn’t provide phone number, email, etc. Also, the first things I did was report them to the BBB, and, the Attorney General/State’s Attorneys office.

I informed them to not contact me again, and to stop sending these harassing/threatening emails! Under the Vista email, I saw the name [email protected].

So, please stop these scammers from contacting me! They don’t scare me one bit, but I don’t want these frauds having my email!

+2

I have been receiving numerous emails from a company claiming to be vista repayment services. They are saying I have a debt with cash advance and they are threatening legal action. The emails are from "Mike Hudson". I asked for the mailing address and phone number. They sent an address different from the address listed for vista repayment services. They would not send a phone number claiming that they only correspond via email.

+1

I received a email stating that i would be in legal trouble if i don't pay a loan back. With no name of the company i owe..
I research before. I sent out money and mace if worst when u don't have a contact #. You only talk by via email...
I have received this message a few other time on never resolved. I don't send momey.
Vista Repayment services is a Scam....

+2

Received a final notice email from a company called vista repayment services threatening legal action for a loan from Cash Advance. I don’t have a loan with cash advance. They are threatening legal action if I don’t pay them immediately.
Final notice email
Final notice email

+1

I received the exact same email with the exact same balance and case#

Received another email just minutes ago again with another threat of legal action unless I pay them within 4 hours of the letter (email) they will began legal action against me.

LEGAL NOTICE

Subject: Legal Proceedings
Docket File: {07:18-cv-815456-LTB-BH}
Creditor: Cash Advance
Outstanding Balance: $648.00
Debt Reduction: 53% (Waiver percentile)
One time payment: $372.00 Today (It will be considered as a paid in full).
Mode Of Payment: Online

Attention,
It has come to our attention that your account is now SERIOUSLY OVERDUE and this letter is a final demand for payment. We have, as of yet, received no payment towards this account or contact explaining the failure to make payments. If there is a reason why these payments have been withheld we would be obliged if you could contact us in order to either explain the reason or come to some form of payment arrangement.

If we do not hear from you within hours, we will have no alternative than to commence with further debt collection procedures. This will include instructing out Federal Trade Commission, Credit Bureaus, and Employer etc. Court proceedings will be issued within 07 days from the date of this letter if the account has not been settled.

You will be prosecuted for following Allegations;

Bank Fraud
Violation of Federal Law of Debt and Banking
Intentional Theft by Deception

There will be no further warnings made for demands of payment. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account.

This action can be avoided by either settling the outstanding amount immediately or contacting us within 02 hours with a suitable payment arrangement. We look forward to hearing from you.

Payment of $648.00 due has to be paid in full by installment $54.00 every two weeks.

For settlement talks, please do not hesitate to contact us by send us an email at [email protected]

Settlement Amount: $648.00
Offer In Compromise: $372.00 Today that will be considered as a paid in full.
Click here to email us for settlement

Account Settlement | FDCPA | Vista Repayments Services © 2022

This standard email footer is used to protect attorney-client privilege, which generally applies to communications between an attorney and their client, provided those communications are not disclosed to a third party (or made for the purpose of committing a crime or tort). This is one of the oldest recognized privileges for confidential communications. It is critical to the attorney-client relationship because it gives clients confidence they can be forthright and their attorneys are then better able to provide candid and effective advice. The possibility of disclosure to a third party is the specific reason the disclaimer is included.

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