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Zenithdebt.com Reports & Reviews (12)

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I have been harassed EVERY.SINGLE.DAY & a
it's AT LEAST 3-4 times a day they call. Mine says the EXACT same thing except her name is "Tonya". They told they'll tale monthly payments of $552 & lowest they'll can do is $400. I thought what is this?! It's as if they're selling a car oboe type of thing. ? They are threatening me saying a local lawfirm will contact me if I do not contact them back. So they're saying I owe over $1,800 through "Continental Finance"? I looked up Continental Finance & it's about credit cards etc. I have never in my life had a credit card or "a line of credit"? I had this happen over the summer. They called but it was a "legal team" & when I asked the man who the company is, (who he works for) he had a hard time telling me. Like he was trying to ask me stuff & not answer me. I said who.do.you.work for? He said "Legal Commerce" & I find it kinda odd They all had spanish names. I was bawling bc I was scared, never was told I was being sued, etc. I said I am sick & have a lot of health issues & the man says "sorry to hear that but you'll still need to make a payment. These people, some sound like a legit debt collector or lawyer or something. Guess that's just the more experienced a**holes. I have gotten calls from 888-698-1443, 888-503-1248, 478-210-5330 & MANY other #'s. It's sickening they keep harassing me! Glad I seen a story that's somewhat similar to mine. One voicemail I received, the man said I owe so & so & that I promised I'd pay it or make a payment on it. The people that called me over the summer said I owe $8,000. They'll settle for $4,000. I said I can't pay that!? I don't work! I'm sick! They told me if the county courthouse closest to me is the Lebanon Courthouse & I said yes & he said there will be the hearing at a later date. A "civil matter"? Idk but I called the courthouse & asked the prothonotary's office if there will be a lawsuit against me & am going to be sued/going to a court hearing. She said "honey...there's nothing in the system nor is there for any upcoming hearings. They're just scammers". She gave me the name of a man who works for the news who checks in to scams like this & exposes them. On tv too.

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I received a phone call from zenith and the guy didn’t tell me his name but he said I owe a debt to quick payday loans. I told him I have never had a quick payday loan and he said “yes you have”. I asked him for details and after asking several times he finally said it was charged off in 2006. I asked when and where it was done and his reply was “it was charged off in 2006”. I said to him I don’t want the charge off date. I want the date that it was actually done then he finally said he did not know when it was done. I asked him again. Where was it done and he said let me see if I have that so he came back on the line and said all he knows is it was Community Bank. Then after not getting any information other than 2006, and Community Bank, he said it had to be mine because they have my Social Security number ending in 4908. I again told him it was not mine and that I have never had a community bank account. At this point I’m frustrated because they keep saying it is mine. Then the phone started ringing and some lady picked up which I later found out her name was Marjorie Smith if that is even her real name and I told her that I was speaking with somebody and the phone started ringing and now I’m talking to her so I ask her when was it done And she said she didn’t know she said it was charged off in 2006 and that they had 4908 as the last 4 of the Social Security number and the bank was community bank. I tried to get details out of her as to when it was done and what city it was done and she just said go to the website and login and then the details will be there. when I looked at the website when you put your phone number in, the only option to be able to login I have to click “YES, this is me’ but this is not me I don’t know who did it, so I am going to fill out a police report but they won’t give me any details. They have been trying to contact me since Friday Which was September 1 and now it is Wednesday, September 6 and they have called every day in between the first and the 6th. When I tried to explain to her that this was not me, it had to be identity theft and I was going to fill out a police report. She didn’t seem like she wanted me to do that, she just wanted me to pay it. Her suggestion was to pay it, and then find out who did it and go after them to get the money back.

I am going to contact community bank to verify that I have not had an account there and I will send them a copy.

I contacted Sydney at community bank at phone number 903-236-4422 and she said she would pass along the message to someone that could look up the information and verify that there is no account at Community Bank in Longview.

I called Zenith to let them know I spoke with Community bank and there is no account number or Mike Russell ever having an account with community and I keep trying to get information and then the phone starts ringing and someone else picks up the phone and I have to have them harass me about paying the 800.00 and when I tell them that I am trying to get information to fill out a police report they tell me to hold on and then the phone rings and someone else picks up the phone and I have to listen to them have me confirm that 4908 is the the last 4 of my social and tell me I need to pay 800.00. Then I tell them that I have spoken with community bankI have never had an account and the last guy I spoke with said hold on and the phone started ringing and the voice prompt said RMS And hung up.
Now it is Nov 29th and I received another voicemail from greetings,

This is Sarah from the Pre-Legal department calling to inform you that certified legal documents for me will be issued soon. If you need to make any changes to the date, time, or location of service, please contact the issuing firm that is handling the case. You can reach them at 888-698-1443 or simply call us back. Please note that failure to contact the issuing firm may result in further legal action.

Thank you for your cooperation.

At this date I still have not received any details about what they say I owe other than 2006, community bank and 4908. They still refuse to give me any papers of validation of debt that I asked for or any dates to fill out a police report.

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+2
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I got a messages again today with the same voicemail messages of Alen from a different number 804-552-5567. This people will never stop using different numbers from different states. SCAMMERS!

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Zenith & Associates been calling me so many times using their tactics and harassing me that i owed money from Citibank and i never did. They are using the website that looks legit. The website has no address. They’ve been left a voicemail message that they gonna make a legal action if i don’t settle the account.
I hope this will STOP! I don’t want anybody to be a victim of this scam!

They left two voicemail messages just today with a two different numbers such as 843-896-2568 and 417-390-2787 still harassing me about my account.

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+1
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I have received two similar messages from two different phone numbers, along with a text message. The voice mail message says "..uh Alan with Zenith and Associates Legal Department. This is a courtesy notification that your account is now being reviewed for next steps as we have been unable to come to resolution. Call or handle this today over a secure mobile friendly website at uh www.zenithdebt.com. This account will be forwarded to a local law firm for review if no resolution is made. Looks like there was a prior promise to pay but no resolution made. To stop this possible further action and or credit reporting if applicable make sure this is handled today. Again by phone, agent or website. We are giving you all options."

Then yesterday at 9:54 am (11/8/2023), I received the following text message: "Hi Cynthia, this is RC with ZENITH. I am following up on your account with SPRINT LTD. You are eligible for settlement, Instead of paying the balance of 515.96. We are giving you a discount. You will only pay 128.99 to delete the account permanently. Can you settle this today?" And within 5 minutes of receiving that message, I received "Hi cynthia are you there?" I responded with a cut-and--paste from the better business bureau suggesting that I ask them for the paperwork, account number, etc. I also asked them to mail all documentation because I was still with Sprint but that they just switch over to T-Mobile. I told them that if they were smart, they would know that if I owed Sprint anything, i would not have a working cell phone. I asked them if they realize the cell phone carriers will shut your phone off in a heart beat and I wanted them to explain how I can still have the same phone number if I owed them any money at all. no response. I sure hope you catch these guys. SO many people would fall prey to this scam and give them banking information thinking that they owed the money

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+5
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I got same voicemail messages from Alan of Zenith & Associates and still harassing me about my account. How can we report this type of scam? That way it will Stop and it needs to be stop. So annoying!

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They called from 224-374-1416 and left a message. The thing is my phone never rang when they left the message. They state in the message that they "were unable to come to a resolution" and to go to zenithdebt.com. They are claiming it will go to a local law firm for review if there is no resolution and supposedly a prior promise to pay. They are also claiming that they will put it on my credit. They do not state who this debt is supposedly for nor what it is regarding. They also did not state their name or who they worked for except the website. The website asks what phone number they contacted in order to "access the account". Please do not give them any information period. I do not have any debt.

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+7
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Scammers. Called on a debt that has already been paid. The email they offer on their website is fake as well([email protected]) it comes back as undeliverable. Please do not give these people a cent. Wanted payment TODAY to stop any collections or interest.
Scammers
Scammers

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Have received numerous calls and texts over the past couple days (one at 10pm) about a debt that I did not incur (loan through Ace Cash Express). Threatening to submit it to my credit report but can't provide any supporting documents. Phone numbers being used: 888-814-8830, 224-374-1416, and 804-589-4708 along with possible others as well

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+4
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Keep calling my phone with bogus allegations about a false debt that I don't owe.

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+2
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I have been repeatedly called by this company over the past three days telling me I owe money for a pay day loan I did not take out. They have also been calling my wife and harassing her. They call with an automated message so you can't speak with a live representative, and the chat function on their website goes nowhere as well. I just want them to stop. (The website has NO contact information and bbb.org has no report on them)

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+2
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I have never taken out a cash advance loan. Wanted me to go to the website and pay or call them to resolve the issue

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+3
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Phone:
+1 (888) 814-8830 0 0
+1 (888) 698-1443 0 0
+1 (888) 503-1248 0 0
+1 (888) 814-8830 0 0
+1 (224) 374-1416 0 0
+1 (804) 589-4708 0 0
+1 (423) 468-2129 0 0
+1 (804) 552-5567 0 0

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