SCAMI-Grade Solution Reports & Reviews (30)
I-Grade Solution Contacts
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Scammer's email [email protected]
Country United States
Victim Location SC 29485, USA
Total money lost $300
Type of a scam Debt Collections
Scam
The legal proceeding regarding your unpaid account with Quick Loan USA is currently in progress. We would like to inform you that despite numerous attempts to reach you through phone calls, my Claimant has been unsuccessful in establishing contact. As a result, the accounts department has decided to consider this as a refusal to pay and has authorized us to take legal action and press charges against you.
The plaintiff requests that the defendant pay the total cost of the lawsuit including interest, as stated in the Deed of Assignment. This payment should be made in full at a rate determined by the court. Additionally, the defendant is responsible for covering the costs of the legal action.
It is important to note that businesses, banks, and other financial institutions involved in lending or granting credit have a legitimate interest in accessing the database. This also applies to debt collection agencies. Therefore, the information mentioned earlier may be shared with such parties and could potentially affect your credit rating.
If a judgment and order for full repayment are obtained and remain unpaid, our client may consider the following enforcement options:
1. Seizing goods owned through a warrant of execution by bailiffs.
2. Applying for attachment of earnings orders with your current or future employer.
3. Requesting a charging order on any property you own or are purchasing under a mortgage, if the outstanding balance is of sufficient level.
In summary, you will be required to pay a total amount of $32,683.81 by selling your assets or properties. The references used during the transaction may also face consequences.
Please be aware that if the judgment is entered against you, it may impact future credit applications elsewhere. Additionally, all legal costs incurred in this situation are typically the responsibility of the debtor.
After checking your Social Security Number in the National Checking Database System, no record of any fraudulent activity associated with you has been found. Upon personally reviewing your file, I can confirm that there is no evidence to suggest any ill intent or malice.
Therefore, we demand full payment of the remaining balance on the note, which amounts to $1,468.24, including accrued interest and administrative costs. If the entire amount is not received within seven working days, we will be instructing legal counsel to initiate legal proceedings against you.
The purpose of this notice is to ascertain whether you are inclined to resolve the issue willingly or if you are outright refusing to comply, thus causing a violation of either a verbal or written agreement.
By section 88 of the National Credit Code, I have provided you with all the necessary information and fulfilled my obligations; now the outcome depends on your actions.
Thank you,
This e-mail (including attachments) may be attorney/client privileged and is confidential information covered by the Electronic Communications Privacy Act 18 U.S.C. 2510-2521 and other applicable laws. If the reader of this message is not the intended recipient you are hereby notified that any retention, dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error, please immediately notify us by return e-mail. Thank you. Whole email word for word never heard of the and couldn't tell me any information from this email address... [email protected]
Country United States
Type of a scam Debt Collections
Initial means of contact Email
See below...
The legal proceeding regarding your unpaid account with Quick Loan USA is currently in progress. We would like to inform you that despite numerous attempts to reach you through phone calls, my Claimant has been unsuccessful in establishing contact. As a result, the accounts department has decided to consider this as a refusal to pay and has authorized us to take legal action and press charges against you.
The plaintiff requests that the defendant pay the total cost of the lawsuit including interest, as stated in the Deed of Assignment. This payment should be made in full at a rate determined by the court. Additionally, the defendant is responsible for covering the costs of the legal action.
It is important to note that businesses, banks, and other financial institutions involved in lending or granting credit have a legitimate interest in accessing the database. This also applies to debt collection agencies. Therefore, the information mentioned earlier may be shared with such parties and could potentially affect your credit rating.
If a judgment and order for full repayment are obtained and remain unpaid, our client may consider the following enforcement options:
1. Seizing goods owned through a warrant of execution by bailiffs.
2. Applying for attachment of earnings orders with your current or future employer.
3. Requesting a charging order on any property you own or are purchasing under a mortgage, if the outstanding balance is of sufficient level.
In summary, you will be required to pay a total amount of $32,683.81 by selling your assets or properties. The references used during the transaction may also face consequences.
Please be aware that if the judgment is entered against you, it may impact future credit applications elsewhere. Additionally, all legal costs incurred in this situation are typically the responsibility of the debtor.
After checking your Social Security Number in the National Checking Database System, no record of any fraudulent activity associated with you has been found. Upon personally reviewing your file, I can confirm that there is no evidence to suggest any ill intent or malice.
Therefore, we demand full payment of the remaining balance on the note, which amounts to $1,468.24, including accrued interest and administrative costs. If the entire amount is not received within seven working days, we will be instructing legal counsel to initiate legal proceedings against you.
The purpose of this notice is to ascertain whether you are inclined to resolve the issue willingly or if you are outright refusing to comply, thus causing a violation of either a verbal or written agreement.
By section 88 of the National Credit Code, I have provided you with all the necessary information and fulfilled my obligations; now the outcome depends on your actions.
Thank you,
This e-mail (including attachments) may be attorney/client privileged and is confidential information covered by the Electronic Communications Privacy Act 18 U.S.C. 2510-2521 and other applicable laws. If the reader of this message is not the intended recipient you are hereby notified that any retention, dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error, please immediately notify us by return e-mail. Thank you.
Dynlo Niclas
Sr Settlement Officer
i-Grade Solution
Country United States
Victim Location CO 81419, USA
Type of a scam Debt Collections
Country United States
Victim Location LA 70809, USA
Type of a scam Debt Collections
Scammer's email [email protected]
Country United States
Victim Location WA 99206, USA
Type of a scam Debt Collections
It references no actual accounts or entities and is extremely derogatory and threatening. Body of email text is below and expanded header information follows below the email. Name and email address have been redacted by me per instruction to not include any personally identifiable information. Reference number doesn't mean anything to me so I left it intact.
Dear ****** *******
Reference# RTS 24102336
We hope this email finds you well.
I have received your case to process your file containing various types of financial crimes as a list of tax defaults, bad loans, and unpaid bills, and disputes with collection agencies. Since there are not any prior criminal records on your name besides this one contained in the above-mentioned file.
So, I decided to help you consider becoming a law-abiding citizen by sending this personal email to you. As per the regulations - by no means, I am allowed to provide you any prior knowledge of having situations that are extremely time-sensitive issues and having legal implications.
Consider this as the first and last chance to avoid legal action against you. You are advised to contact me at once.
Dynlo Niclas
Sr Settlement Officer
i-Grade Solution
___________________________________
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From: Litigation Recovery <[email protected]>
X-Google-Original-From: "Litigation Recovery" <[email protected]>
To: "P***** B***** Reference#: RTS24102336" <p*****.b*****@gmx.com>
Date: Tue, 24 Oct 2023 17:45:54 +0530
Subject: Legal Notice P***** B*****
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They really get into detail...
Date: 10-11-2023
Reference#: PAS/13092176 (Delinquent A/c)
Description of Information:
We kindly inform you that the court registration for this case is required to be completed by October 12, 2023 at 12:30 p.m. It is important to note that the court proceedings will commence five days after the registration.
Our client, MoneyAids USA, is a Finance Company seeking to recover outstanding dues from a Payday Loan provided to their Client: Jodi Friman. This is to be obtained through an administrative offset of the account payable by the Government, as stated under section 9, chapter 19. American Legal Processing Division, a division of the Federal Crimes Bureau, represents MoneyAids USA and aims to address six serious allegations under civil charges. These allegations include:
1. Violation of Federal Banking Regulation Act 1956
2. Collateral check fraud
3. Breach of contract4. Internet fraud
5. Theft by deception
6. Violation of the Electronic Fund Transfer Act 1989 (EFT)
These allegations arose from online monitoring and tracking conducted by the Internet Prevention and Detection Department, specifically the Internet Legal Research Group (I.L.R.G.). It was found that funds were solicited from a website owned and operated by MoneyAids USA, using your email address. According to the records of the American Legal Processing Division, this website operates under the name MONEYAIDS USA.
Under Section 31 U.S.C. 3716, the company has the right to collect the debt within seven years of the contract, as per the federal government's priority for debt collection, unless stated otherwise by law.
For your understanding and nnecessary actions, we would like to highlight the following:
1. If you are currently under state-supervised probation or parole, it is crucial to inform your respective officers about this matter.
2. If you have any prior convictions, including but not limited to worthless checks, grand theft, or money laundering, please be aware that your case will be treated as that of a habitual offender, given your state's zero-tolerance policy.
3. You have the right to hire an attorney and proceed with legal procedures within the courthouse. In case you are unable to afford legal representation, one may be appointed to you. If you lose this case in court, legal charges totaling $28,179.39 will be imposed. Please note that this amount does not cover bail fees, attorney fees, or the outstanding principal amount owed to the client.
We have fulfilled our obligation to provide you with this information. The following steps lie in your hands.
Emilio De Santis
Sr Settlement Officer
i-Grade Solution
Scam
Glad I googled this. I just started getting the same emails… and I have requested documentation several times. They told
Me I was trying to deceive and fool them. 🤣
Scam
“Since you are not responding, it is to inform you that If the court rules in favour of your Claimant, it is important to know that you will be required to pay up as ordered. Failure to do so could result in the Claimant taking steps to collect on the judgment under Enforcement Action.
As per the enforcement action, your Plaintiff has some other options to make you pay -
1. Garnishment from your wages to pay the debt under an attachment of earnings order.
2. Take the money that you are owed by someone else from your bank account under the third-party debt law.
3. The Plaintiff can take steps to receive the money it is owed by asking for a lien on an un-exempted real estate owned by the debtor, the sale of the debtor's property secures the debt against your home or other assets you own. It is called a charging order and means that you could lose your home if you don't keep up the repayments.
After a judgment, you may be summoned to answer questions about your finances. Fail to meet the summons it is remotely possible that you will be picked up by police for disobeying a court order.”
It’s honestly getting annoying, I’ve reported them at least a few times. How I got on their email list in the first place, I don’t know, but I do know that i don’t owe anything to them or to the so called “Quick Loan USA”
SO LAST MESSAGE I SENT THEM WAS OK SEE YOU THERE
Stupid people need to get a life honestly I was contacted by a
DYNLO NICLAS
SR SETTLMENT OFFICER
Country United States
Type of a scam Debt Collections
Initial means of contact Email
Reference#: RTS 8082842 (Recovery Stage III)
Despite multiple attempts to contact you and find a satisfactory solution for payment, our efforts have been unsuccessful. Consequently, we have made the difficult decision to consider this money as a loss and treat it as theft. We will also be pressing charges against you for Financial Fraud and Theft by deception.
We kindly request your presence in court to address the allegations brought against you. Failure to appear and defend yourself may result in a judgment being made in your absence.
However, there is still a small opportunity for you to rectify this situation. I currently have the case file and am willing to work on a mutually agreed-upon settlement amount to resolve this matter. But if the case is passed on to someone else, which will occur within five working days from the date of this letter, I will be obligated to initiate legal proceedings with the government.
If we do not receive payment, we will be left with no alternative but to proceed with legal action in order to recover the outstanding amount through the court.
Dynlo Niclas
Sr Settlement Officer
i-Grade Solution
Country United States
Type of a scam Debt Collections
Initial means of contact Email
Scam
They refuse to give me any documentation that I owe this debt. They state it is confidential. And they are harassing me to make a promissory note.
He continued to ignore the request each time I asked. Sometimes there are a few emails each day, sometimes there are days between receiving them. The grammar is poor, as well as punctuation. They capitalize supposedly legal words to try to make them more believable.
In my search, there are multiple sites with similar complaints and the same amount is always owed. Pretty strange that everyone owes the same amount. Also, the first email I received from them was from a Gmail account. No ligament company uses Gmail. Since then there have been three other email accounts they have responded from.
The first few days I bantered back and forth with him, and he continued to dig the "Scam" hole deeper with each response. I told him over 5 days ago I would no longer waste my time unless he could provide me the proof I asked for. There have been multiple emails (14 of them), from him stating this was my "last chance" and asking my "intentions" so they could proceed to court. That sure is a lot of "last chances" for a "ligament" company.
Type of a scam Debt Collections
Initial means of contact Email
SCAM
This legal proceeding is underway on your Docket# concerning your unpaid account with Quick Loan USA. It is to notify you that after making several calls on your phone number my Claimant was unable to get a hold of you. So now as on today's date, the accounts department has decided to mark this case as a flat refusal and has authorized us to press charges against you in court.
Claimant addresses the defendant to pay the settlement (OOCR) amount which the plaintiff claims to be in respect of together with interest due thereon from the said date of repayment in full at such rate as the court may deem just. The whole as appears by Deed of Assignment in the plaintiff's favour and to pay the cost of the action.
Please note that commercial enterprises, banks, and other financial institutions, which in any manner, are involved in the lending of money or the granting of credit, have a legitimate interest in accessing the database. The preceding also applies to debt-collection agencies. Consequently, any of the information as mentioned earlier may be passed onto such parties and may, in the process, affect your credit rating.
We would like to draw your attention to the fact that if judgement and an order for repayment in full are obtained and remain unpaid, the following enforcement options are available and may be considered by our client.
1. Warrant of executions by bailiffs against goods owned.
2. Application for attachment of earnings orders with your present or future employer.
3. Request for a charging order on any property you may own or are purchasing under a mortgage. (Where the balance outstanding is of a sufficient level.)
In short, you will end up paying $ 32,683.81 either by selling any of your assets or properties, along with the other references that you used while making the transaction will also have to face the consequences.
We would emphasize that should judgement be entered against you this may affect any future credit application you may make elsewhere. We would also draw attention that all legal costs incurred in this situation are usually payable by the debtor.
As we put your SSN into the National Checking Database System, we found that you have never been charged for any fraud activity hence I have personally evaluated your file, and with my experience, there is nothing here to suggest that this was done with any ill intent or malice.
Therefore, demand is hereby made upon you for full payment of the entire balance due on said note in the amount of $1,468.24, including interest accrued to date, an administration cost of OOCR which has been added to the expenses incurred by our client. If the entire amount due is not received within seven working days, I shall instruct legal counsel to commence legal proceedings against you.
The nature of this notice is to determine whether there is a willingness on your part to resolve the matter voluntarily or if this is a flat refusal and a breach of verbal or written contract.
Under section 88 of the National Credit Code, I have briefed you with the affidavit and done my part; now the best is up to you.
Letter Before Action (Recovery Stage III)
Despite multiple attempts to contact you and find a satisfactory solution for payment, our efforts have been unsuccessful. Consequently, we have made the difficult decision to consider this money as a loss and treat it as theft. We will also be pressing charges against you for Financial Fraud and Theft by deception.
We kindly request your presence in court to address the allegations brought against you. Failure to appear and defend yourself may result in a judgment being made in your absence.
However, there is still a small opportunity for you to rectify this situation. I currently have the case file and am willing to work on a mutually agreed-upon settlement amount to resolve this matter.
But if the case is passed on to someone else, which will occur within five working days from the date of this letter, I will be obligated to initiate legal proceedings with the government.
If we do not receive payment, we will be left with no alternative but to proceed with legal action in order to recover the outstanding amount through the court.
Dynlo Niclas
Sr Settlement Officer
i-Grade Solution
Checked my credit report and nothing.
Now they are threatening jail unless I email a promissory note for that amount. Oh and they have access to my phone and laptop in a sealed file that will be open in court. See email below:
See, I don't go back and forth over and over again. I have already told you that the case file I have is completely sealed packed along with note where it is written about the counts in very technical jargon - So, I tried to summarize it for your ease in simple words that you have bad loans and the file contains complaint against you for defamation, bad behavior and criminal negligence on your part by various collection agencies.
As long as the case has nothing to do with creditors' anymore because it has taken the shape of financial crime now. So at this point, I am not at liberty to disclose any specific details as it is now a matter of confidentiality.
Therefore, to safeguard the creditors' reputation and prestige I am abiding by the law not to disclose any details of involved third parties till it is opened in court for legal proceedings.
Although, I am forced to give all your information to the police and govt. groups of attorneys because it is clearly a stunt made by you to defy this matter.
I am not forcing you to pay but I would like to personally suggest sorting this case out of the courthouse because if the case is opened in court it will be reviewed with all intricate details and your all records will be scrutinized with mobile and laptop sealed and taken over for deep investigation.
Looking towards your quick response so that we may come to an amicable decision and process without resorting to any serious issue on this account.
Country United States
Victim Location WA 98005, USA
Type of a scam Debt Collections
i-Grade Solution" who informed me that I was in default for an online payday loan. My account was in default for $1,468.24. In order for me to "Avoid" legal action I needed to remit payment asap. The tone in the email was, rude and threatening. I received countless responses from this individual despite my countless requests for actual account information. I eventually called out the scamming and blocked the first email after telling them to cease contact. However, all they did was email me after a few days from a diffrent email address and diffrent "department ".
Scammer's email [email protected]
Country United States
Victim Location NJ 07644, USA
Type of a scam Debt Collections
Scammer's website www.i-grade.online
Scammer's address 2466H 5th Street New York, New York, NY, USA
Scammer's email [email protected]
Country United States
Victim Location WA 98109, USA
Type of a scam Debt Collections
I looked up the website and it appears like a business service site but the wording on everything is weird and in the first person, and the testimonials at the bottom are fake and attributed to fictional characters from the movie Anchor Man. When I looked up the guy’s name, I found complaints on a blog of other people facing similar scams two years ago.
The email was so
Victim Location MA 01960, USA
Type of a scam Debt Collections
Email received: The factual basis for the complaint is that you agreed with returning the funds from this advancement as mentioned earlier as per contract. As per the agreement, the funds are yet to be returned, and the collateral has proven to be null that is to say of no value.
To prevent legal action from being taken by external solicitors instructed to act on behalf of our client, it is essential that you settle this debt without delay. OOCR amount is $ 1,468.24, but half of the sum $ 734.12 which is 50% should be submitted today and full within seven working days. Failure to contact us before the deadline may result in legal proceedings being issued against you without further notice