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Negotiations Department

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Negotiations Department Reports & Reviews (148)

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I have received the very same letter. No return address, no company name and contact phone number is 888-674-0441, very sketchy, dishonest and disreputable. This is a SCAM. Do not respond. It may sound legit at first, but it is NOT! Do not fall for these scammers.

Letter content:

Please contact our offices at 888-674-0441 within 10 days of receiving this notice regarding the adjustments of your credit accounts.

Bank of America, Citibank, JP Morgan Chase, Wells Fargo, American Express, Capital One, Discover, HSBC, Target, GE Money. If you have an account with these or other Lenders, you may be entitled to a settlement of your outstanding balance.

And so on and so forth...

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+6
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Wrong

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Sent me a letter saying that if I have any cards with Wells Fargo, Discover, etc. that I need to call within ten days because they are illegally charging me high rates. If I don’t call in 10 days I will face fees and higher rates. I am also entitled to a settlement with these lenders according to the letter. There is no business name or address on the letter and only a phone number and Notice ID number. I immediately threw away the letter and ignored it. Definitely a scam.

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+5
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On 7-6-2021 I just received a 'Negotiations Department' letter advising of the offer of a 'credit Settlement' and to contact offices at '800-983-4057 within 10 days of receiving this notice dated '6/24/2021'.

the letter ends in a 'Program Example', etc.

and there is a reference number at the bottom left of the letter.

I am NOT going to respond! My debts are all current and there is no need for any Negotiations Department!!! Don't fall for this scam!!!

Southern California High Desert region is my location.

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+17
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I just received the same letter! If you guys read the message at the bottoms of the letter with the asterisk it says, “We are not a lender, creditor, or COLLECTOR. Any person can opt out by calling the above number.”

This is just a scam. People looking to make money off you and they’re not looking to help you. Don’t call for this!

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+17
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- Nashville, TN, USA
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The information reads: Please contact our offices at 888-674-0441 within 10 days of receiving this notice regarding the adjustment of your credit accounts. Bank of America, Citi Bank, JP Morgan Chase, Wells Fargo, American Express, Capital One, Discover, HSBC, Target, GE Money. If you have an account with these or other Lenders, you may be entitled to a settlement of your outstanding balance.

It warns of failure to respond and making your minimum payment will likely result in interest accruing on unsecured credit balences at an unreasonable rate. Adding, ("In addition, penalties may accrue in the event of unpaid obligations.)"

I DID NOT CALL!

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+10
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- Irvine, CA, USA
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This mail came to me and seemed legitimate. The top has many common bank or credit card companies so it must relate to a wide number of recipients. They don’t provide any means of contact except for a phone number which was the first red flag. Second red flag was the fact that no business name was listed. The top only says Negotiations Department. Third, they provide an aggressive 10 day response period. This is listed twice in the letter, both times conveniently located right next to the provided phone number, in the same sentence. Lastly, they again list a bunch of credit card companies in the letter saying they have settled with all the companies before. The claims it makes are fictitious claiming that credit cards can be cut by half the stated balance. I did not redact the credit balance because 1) that does not reflect my credit card balance and is instead a generic number this scammer uses as part of their scheme and 2) to showcase the false claims of 55% credit card balance reduction using their help. And lastly, they put an aggressive **Failure to Respond** notice on the letter to prompt swift action. Would not be surprised if another tactic they use is dating the letter earlier than when they send it giving less time for respondents to take action before losing such a great deal, or so it may seem. I received this letter on 6/8 but the letter is dated 5/27, nearly 10 business days prior to receiving the letter. I don’t think this is a coincidence. Doing a quick Google search you can find that a standard piece of mail, according to jampaper.com, 94% takes 3 days to deliver. Clearly all of the listed factors in the letter points to a scam.

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+9
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Received the same letter. I called to figure out if they’re doing something illegal. I asked the guy who answered how I was targeted and he said because I have some accounts with the banks mentioned or I have accounts with high interest rates. Then he asked, “does this sound like your situation?” I said, “Hmmmm, without an authorization from me to check my credit?” He replied that the letter is from the “credit bureau”. I asked what “credit bureau” and he said, Experian. I think Experian might want to know this that they’re holding themselves out as agents of Experian. I asked him the name of their company and he said Advocate in Grand Rapids, MI.

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+7
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The envelope has no return address. The letter head reads RE: Discover, Wells Fargo, B of A, Capital One, American Express.

The letter also reads if you have an account with any of these or other lenders , you may be entitled to a settlement. If this was legitimate they wouldn't have to ask which of these accounts you had. I called the number on the letter and got the voicemail. I listened to it all and at the end of it, it says you will be receiving a call back from a 616 area code. Why not the 800 number??? Please don't fall for this scam.

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+6
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MAY 25, 2021
My wife received this letter with no return address or company contact information from the "Negotiations Department" - The letter is clearly a SCAM, they used phone # 800-953-6513. I too I'm worried that it is targeted at people who DON'T SPEAK English well ("se habla espanol" appears twice) or ELDERLY/vulnerable populations. It calls itself a "notice" and contains pressuring language (contact within 10 days, **failure to respond**, etc.). It is not acceptable for people's privacy, credit information, etc. to be preyed on like this.

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Mi esposa recibió esta carta sin dirección de devolución ni información de contacto de la empresa del "Departamento de Negociaciones". La carta es claramente una estafa, usaron el número de teléfono 800-953-6513. A mí también me preocupa que esté dirigido a personas que no hablan bien inglés ("se habla español" aparece dos veces) o personas mayores / vulnerables. Se llama a sí mismo un "aviso" y contiene un lenguaje presionante (contacto dentro de los 10 días, ** falta de respuesta **, etc.). No es aceptable que la privacidad, la información crediticia, etc. de las personas sean víctimas de este tipo.

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+4
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I received this exact same letter with the same exact amounts as other people that have posted...This is a SCAM! The number says to call 888-674-0443..

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+4
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Got the same letter with same phone number. It references nothing, other than several banks I don’t use and that if I don’t call them they threaten interest on some un referenced debt. I won’t call the number because who knows what kind of phone scams that’ll spark in my phone number. I’ve had a significant number of phone calls and text messages already that are scams and don’t know how these people get my number.

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+17
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This letter claims it’s from negotiation department but no address, name or email address. It is saying that the recipient of the letter may be eligible for a settlement of the outstanding balance from credit card companies such as Wells Fargo, B of A etc

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+7
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I received a letter in the mail from negotiations department, no mailing address for the company. Letter is very vague listing multiple companies: Bank of America, Citibank, JP Morgan Chase, Wells Fargo, American Express, capital one, Discover, HSBC, target and GE money. I don’t have any outstanding debt. The letter provides a program example of creditor balances, estimated settlement amount, program payment per month and length terms.

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+25
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I received a letter on April 2021, that says RE: Discover, Wells Fargo, Bank of America, Capital One, American Express. Negotiations Department. Please contact our offices at 800-764-8879 within 10 days of receiving this notice regarding the adjustments of your credits accounts. Bank of America, Citibank, Jp Morgan Chase, Wells Fargo, American Express, Capital One, Discover, HSBC, Target, GE Money. If you have an account with these or other Lenders, you may be entitled to a settlement to a settlement of your outstanding balance. This was a complete scam

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+20
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Got this letter in the mail today. Beware of scam.
Number:
8009536513

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+11
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- Norwalk, CT, USA
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Just a typical letter saying they need me to call and pay my debts

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+1
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I received this statement letter from a company that states it is based in Honolulu. However, they (ADRP Program) never showed their company name. This letter explains that this company is a Credit Settlement & Recovery for the following financial companies: Chase, Bank of America, Citibank, Well Fargo, American Express, Capital One, Target, Prosper, lending club, SoFi, and many other unsecured lenders.

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Received this letter from a home I don't even live at anymore. I knew it was a scam. No return address no email. Just a random 800 number. I never call scam numbers because once you do you enter into their system and it looks like a back and forth between the two so harassment doesn't settle. ITS A SCAM!
I also don't have any of these companies for credit cards or banks.

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+22
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Received this letter, thought it was strange but I have called them. Waiting on call back from 616 area code. Glad I google this and read these reviews. Thanks everyone for the warning. I have received settlements before on other accounts, usually they are from lawyers. Encourage everyone to fill those out and send them in. My last check was 89.00 from airbag recall.

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+5
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Recieved this letter smelled scam right away. No name on the letter just a phone number to call. Must think we are stupid.

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+13
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Negotiations Department Contacts

Negotiations Department associated photos:


Address:

5549 Ft. Caroline Rd. #211 Jacksonville, Fl 32277

Phone:
+1 (888) 381-0949 1 1
+1 (888) 907-5573 0 0
+1 (800) 953-6593 0 1
+1 (888) 256-3530 0 0
+1 (888) 491-0422 0 0
+1 (800) 641-3277 0 0
+1 (888) 381-0946 0 0
+1 (888) 705-2261 0 0
+1 (866) 413-3736 0 0
+1 (619) 541-6292 0 0
+1 (888) 253-2026 0 0
+1 (888) 381-0958 0 0
+1 (888) 381-0951 0 0
+1 (800) 913-6689 0 0
+1 (877) 271-8535 0 0
+1 (866) 377-7968 1 0
+1 (866) 431-8611 0 0
+1 (617) 259-6525 0 0
+1 (888) 491-0403 0 0
+1 (888) 427-7580 0 1
+1 (888) 323-2893 0 0
+1 (800) 977-9469 1 0
+1 (866) 745-7368 0 0
+1 (661) 438-5594 0 0
+1 (855) 921-4484 0 0
+1 (800) 953-6513 4 0
+1 (800) 983-4057 13 0
+1 (800) 490-7488 0 0
+1 (800) 764-8965 0 0
+1 (800) 576-2172 0 0
+1 (800) 544-4407 0 0

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