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Negotiations Department

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Negotiations Department Reports & Reviews (148)

- Fond Du Lac, WI, USA
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Received a letter offering to negotiate debts. Company withdrew 374 dollars and I have not heard from them since.

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+3
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How did the get your money? What did you offer them?

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Got a letter in the mail claiming I would acrue debt if I didn't use their service to consolidate my credit card debt.

I don't even have a credit card.

They use the names of American Express, Discover, Capital One and others.

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+14
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Letter received from "Negotiations Department" (no company name). Letter stating they settled accounts with: Bank of America, Citibank, JP Morgan Chase, Wells Fargo, American Express, Capitol One, Discover, HSBC, Target, GE Money. If I do not respond within 10 days minimum monthly payment will accrue interest on unsecured balances at an unreasonable rate. Reference number to use when calling. Everything about this screamed "SCAM." Glad I found this site so I could add my complaint.

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+22
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Cowbirds68
I got a letter November 9, 2020
So I called them to see what this letter was all about since the heading was Negotiation Department. I just wanted to know how did the get this information because I don't even have a American Express card. that was one red flag. so he was saying that they could cut my Creditors Balances in half on this program terms from 12-36 months. so I told him I have not even eaten breakfast yet and I would call him back so he gave me his personal number I guess 480-542-0108. so after breakfast I did my research to find out that this is nothing but a scam. So people please be aware and guard yourself because they are out to rob you of you money.

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+8
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Letter listed 12 bank & credit card companies that sender claimed his company had purchased uncollected debts from. "You maybe entitled to a settlement of your outstanding debt."
Included a "failure to respond" warning.

Red flags:
1) No company listed at top or bottom of letter,
2) No SPECIFIC DEBT, card number, amount outstanding or settlement amount listed,
3) The phone number is not affiliated with any company or person and
4) I haven't had any of these cards in the last 20 years.

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+13
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The post stamp is in Sacramento California. Figure I'd add that the scammers are mailing from the zip code.

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I got this same letter today! It is definitely a scam! Glad I googled this.

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Thank you so much for your advise. I received the same letter. I was close to call them but to pretty to be real. Thank you for the information. You save my time.

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I received a letter in the usps mail, no return address, no company name, offering to negotiate my debts with my lenders and get me a big pay-off discount and pay it off over a two to three year period with a affordable payment. All this sounds good except if its legit why no company name? Heading on letter only "Negotiations Department' At the least its a scam to get my personal info. I could probably learn more about them if I called their number but that would put me on their sucker list. any one else get one of these? Does this qualify as mail fraud

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+1
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I received a letter today, 10/20/20 saying a court settlement was made concerning Bank of America, Discover, Capital One, America Express & Wells Fargo and my credit cards could be greatly reduced. I assume this is a scam and wanted to report it. I know many people will call these thieves and I hope to stop that from happening. I took a picture of the letter I received but it wouldn't accept and did not download it.
Thank you

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+13
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Not real they where ASKING FOR PERSONAL INFO AND DID NOT HAVE A ADRESS WHEN I CHECKED THE NUMBER IT DIDNT EVEN SHOW THE COMPANY NAME

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+3
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- Eden Prairie, MN, USA
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Received a letter with no return address or company contact information from the "Negotiations Department" - The letter is clearly a scam, but I'm worried that it is targeted at people who don't speak English well ("se habla espanol" appears twice) or elderly/vulnerable populations. It calls itself a "notice" and contains pressuring language (contact within 10 days, **failure to respond**, etc.). It is not acceptable for people's privacy, credit information, etc. to be preyed on like this.

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+1
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- Memphis, TN, USA
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a blanket letter telling me to respond within 10 days at 888-381-0949 regarding the adjustments of my credit accounts. No return address information on the letter, just said that its coming from the negotiations department.

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Phone: 888-381-0951
Negotiations Department: no company name or address
United States
Received via: US Mail
Date: 9-16-2020
Got the same letter in the mail to respond within 10 days. With the words bolded "Failure to Respond" will result in interest accruing at an unreasonable rate. My accounts are in good standing. Consumers beware!

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+6
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Wow, these scammers are getting good aren't they? Don't fall for it people!

Received the same letter as everyone has mentioned. No return address. No mention of any balances on any accounts. Just a blanket letter telling me to respond within 10 days at 888-381-0949 regarding the adjustments of my credit accounts.

My balances are in good standing, always have been, always will be. I currently work for one of these credit card companies. I know the tricks that these people are trying to play. This is no different than the robocalls...

Stay vigilant!

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+9
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The letter appears to be a threatening collections letter on one hand, saying I need to reply within 10 days then a "potential...OFFER" for credit card debt help, but the small print says you have to call to opt out and you have to call to talk to a rep to see if you qualify. Small print also says: We are not a lender, creditor, or collector. Program fees are separate and not included in balance example.

The middle of the letter says:

**Failure to Respond**

Failure to respond and making your minimum payments will likely result in interest accruing on your unsecured credit balances at an unreasonable rate (in addition, penalties may accrue in the event of unpaid obligations).

In order to determine the feasibility of an adjustment to your outstanding balances it is important for you to contact our firm @ "number listed" within 10 days of receiving this notice to avoid unnecessary delays in processing your request.

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+10
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Credit Settlement
Letter arrived in the mail with no return address or clear designated company. It only provided estimate of the information and payoff which I don't have much. You have two 888 numbers that is not listed to any company and a "spanish number, and notice number". Please be aware donot give out any personal information this is a scam.
Be bless and safe .. some of us are going through even if we are not that doesn't give anyone to take from us what we have worked so hard for. We are truly blessed, just to be a living and now someone wants to scams Us no way! I'm praying don't nobody gets scammed from these people...

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+7
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FRAUD ALERT:

I also received a letter stating I had $35k in " Creditor Balances" which is rather odd since I have ONE credit card that when used I pay off each month, no auto loan or mortgage payments, etc! States I have 10 days to respond. Third paragraph states " Failure to respond and making your minimum payment will most likely result in interest accruing on your unsecured credit balances at an unreasonable rate. (In addition, penalties may accrue in the event of unpaid obligations.)"

Letter never states as to whom the sender is except " Negotiations Department" with no address nor " the firm" which the letter states to contact at 888.381.0951.

FRAUDULENT LETTER and I hope a law firm discovers this disgusting scam at a time when so many families are struggling and who knows how many actually believed such non-sense such as foreign nationals or elderly,etc. I hope not many fall prey to such a trap to gain sensitive information for obviously bad intentions.

Atlanta, Georgia

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+14
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I *67 my cell before I called and they report that they are a debt reduction company and that they will negotiate down your high end credit cards/accounts to around half and then set up payment plans for you through them to pay the remaining. I do not have any debts no where near where they claimed i was reportedly at and I do not have any credit cards. They claim that they do not get your name from mortgages, auto loans or medical bills. I told them they got a bad lead since they weren't even able to tell me how they computed the amount shown in the letter from their "negotiations department"...

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+4
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received letter in mail, no company name,address or website. only a phone number saying to contact them within 10 days, and a failure to respond will cause unnecessary delays and penalties. We are current with our debts and have not looked into debt consolidation. Seems to be a phishing letter or a straight out scam

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+13
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Learned something new today. I received the same letter, and I knew it was fraudulent. However, I was curious about the stamp, because that is a good indicator of junk mail. Taking a good look at the stamp shows presorted standard. Here is a Reddit thread on the topic. "Any mail that is sorted by mailers or a mail sorting company must say presort or presorted. Most junk mail will say "standard" and not "first class". First class presorted mail has contents that are mostly unique to the receiver such as bills and account statements. Standard mail the contents are usually or are supposed to be identical to all receivers. If it says "presort first class" open it. If it says "presort standard" probably safe to toss."

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+10
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Also received "Scam Letter" as noted on the aforementioned reports.
Details of the letter are much the same, with the exception being the following contact numbers:
Contact Phone 800 763 9138 Se Habla Espanol 888 381 0946

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+2
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I received a letter this is a scam

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+15
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Negotiations Department Contacts

Negotiations Department associated photos:


Address:

5549 Ft. Caroline Rd. #211 Jacksonville, Fl 32277

Phone:
+1 (888) 381-0949 1 1
+1 (888) 907-5573 0 0
+1 (800) 953-6593 0 1
+1 (888) 256-3530 0 0
+1 (888) 491-0422 0 0
+1 (800) 641-3277 0 0
+1 (888) 381-0946 0 0
+1 (888) 705-2261 0 0
+1 (866) 413-3736 0 0
+1 (619) 541-6292 0 0
+1 (888) 253-2026 0 0
+1 (888) 381-0958 0 0
+1 (888) 381-0951 0 0
+1 (800) 913-6689 0 0
+1 (877) 271-8535 0 0
+1 (866) 377-7968 1 0
+1 (866) 431-8611 0 0
+1 (617) 259-6525 0 0
+1 (888) 491-0403 0 0
+1 (888) 427-7580 0 1
+1 (888) 323-2893 0 0
+1 (800) 977-9469 1 0
+1 (866) 745-7368 0 0
+1 (661) 438-5594 0 0
+1 (855) 921-4484 0 0
+1 (800) 953-6513 4 0
+1 (800) 983-4057 13 0
+1 (800) 490-7488 0 0
+1 (800) 764-8965 0 0
+1 (800) 576-2172 0 0
+1 (800) 544-4407 0 0

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