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Debt Collections Scam

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Debt Collections Scam Reports & Reviews (367)

- Woodbridge, VA, USA • 1 d ago
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I have been targeted by a high-pressure 'legal threat' scam using the business name 'Williams Peters and Associates.' I received a voicemail from a caller named 'Tina' using a script that claims my account has been 'formally documented' and requires an 'immediate response today.' The caller explicitly threatened that a failure to respond would result in 'escalation' and 'skip tracing efforts within my county' to locate me. This appears to be a fraudulent debt collection scheme designed to induce panic; they have provided no written debt validation and are using multiple spoofed numbers, including (914) 465-1502, to bypass blocks.

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- Towanda, PA, USA • 1 d ago
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Voicemail Transcription;

“This message is intended for xxxx. This is the final attempt to contact you regarding a complaint that requires your immediate response. Multiple attempts have been made to contact you and there has been no communication. As of today we will assume that you're choosing to forfeit your right to handle this complaint voluntarily. As a result, your case will be escalated for further legal action. These are not your intentions and you would like to handle this complaint voluntarily. Please contact our office immediately. Please press one speak with a live representative or you may contact our agency at 833-987-0997. That number again is 833-987-0997. This communication serves as your final opportunity to respond prior to the initiation of formal proceedings.”

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- Oklahoma City, OK, USA • 1 d ago
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Caller id : Account services. They left an AI voice mail, listing my my name and address and that they have sent mail to me regarding such. I have yet to receive any collection notices. I checked Identity IQ and there aren't account in collections. I called the number back. Account services is the same as ARS GROUP, ARS Recievables, ARS collections. Every time I report them, they call from a different number using a variation of the aforementioned business names.

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- Allentown, PA, USA • Dec 01, 2025
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A lady had called me stating that she was trying to get in contact with me because she had papers to serve me with. I asked her what it was about. She said she didn’t know just that she had to deliver it to me so then she gave me a phone number to call so I did and hear some guy picked up stating that he was helping easy money loan service that I owe from years ago and that they’re taking over to get back the money that they supposedly had loaned me that I don’t even remember of and they say that I had to pay over 2000 or that they’re going to freeze my bank accounts and everything else they can think of and they did manage to take out $100 from me so because I got scared I had sign that I would pay $100 one week and then another and then every month 300 until it was paid off so the first payment went through, but then the second payment didn’t go through cause my bank had a fraudulent alert so I need help with this

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- Fraser, MI, USA • Nov 21, 2025
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They stated they were a law firm that they are going to take me to court for legal action on a loan back in 2013… I have no idea what they are talking about. But they were very pushy with the money. Need it now or it’s going to court.

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- Leonardtown, MD, USA • Nov 21, 2025
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Debt collection call for invalid loan. Caller had last 4 of social security number (did not confirm or provide additional information).

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- Guymon, OK, USA • Nov 11, 2025
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Nancy from National associates- left voice mail stating I have debt that is unresolved I needed to contact them ASAP because they were only going to call me once. Then gave me this number to call back 424-401-4972 or I could just call back the phone # that appeared on my caller id.

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- Whitehall, PA, USA • Oct 10, 2025
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They sent me a text to call them, when I called them they stated I had a 911 pay day loan in the amount of $1,295.10. I requested proof of this debt and they stated they already sent it 4 times. I said no you did not and you are required to provide this documentation. Pay day loans are illegal in the state I reside and I never received one. They hung up on me.

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- Kingston, PA, USA • Oct 10, 2025
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Myself, my brother, husband, father and mother all received phone calls from a man with a heavy Indian accent saying he was subcontracted by the local courts and represented county courier services to deliver legal documents but they cannot locate me because my address has changed (it has not in many years)

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- Lawton, OK, USA • Oct 08, 2025
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They called and said that I was going to be served at my job for a bad check that was deposited into my account supposedly over 10 years ago. The bank has no knowledge of this payday loan.

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- Philadelphia, PA, USA • Oct 03, 2025
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Voicemail message: I work with county carrier services and we're subcontracted out through the county. The reason for my calls that there was a failed attempt at delivering certified legal mail to your residence. For the firm proceeds without your consent this is your final notice in regards to updating a current address or rescheduling the formal complaint notice This notice is 24 hours as a courtesy hold you can reach the firm directly at telephone number 877-320-3528 and provide them with your file number You need advance and have yourself a nice day."

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- Mechanicsville, MD, USA • Oct 03, 2025
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Stated they were from Consumer Credit services and a new bill was passed for Senior citizens regarding interest rates and cc debt. The debt could be taken off.

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- Middletown, NY, USA • Oct 03, 2025
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A lady called me claiming to be with the State of California saying that a law firm named Morris and Jacobs morrisandjacobs.com was filing a garnishment of wages against me and a lien that would be filed with my county. She had my old home address and said I would receive a summons if I didn't call and talk to them. She called from 332-286-6268 and left the number 833-941-7376.

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- Choctaw, OK, USA • Oct 01, 2025
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Caller stated tempted to collect a debt. Stated that a payday loan had been taken out in 2019 against my SSI number.

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- Jacksonville, FL, USA • Sep 29, 2025
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Fake collections

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- Lanham, MD, USA • Sep 26, 2025
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He call my husband and my job threatening and saying that is a financial problem and I need to address it right now. Told me to call a number 1- 877- 313- 0287 and then they gave me a reference number. This is really scary, they called my job

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- Staten Island, NY, USA • Sep 25, 2025
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Left a message saying I owe them money for a credit card I don’t own

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- Glen Spey, NY, USA • Sep 25, 2025
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Email states hi this is Hagen high With the student loan debit department, this is concerning the freeze review for your account at this address. Your payment status is under review non-response will result in automatic restart standard payment terms. Call us immediately.

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• Sep 19, 2025
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Called and left a voicemail stating her name was Courtney with the Massachusetts state's processing center to notify me of a summons from attorney Morris & Jacobs to file a motion in the county where I live.

I called the 855 number to see as they also called my husband and left a vague message. I got a man and I gave him the case number - he told me it was for a credit card, I attempted to explain that I received no paperwork, and he hung up on me.. SCAM!

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- Biloxi, MS, USA • Sep 17, 2025
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I received a call from somebody named Sarah Cormier to contact Morris and Jacob about a case in their office. I called and spoke with a guy and he told me the case was from a Check into cash loan. I said I’ve never had that can I get an email on the information! He went off and started over talking me and said I’ll be served and hung up! I’ve been calling back and I answer

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