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Lending Club (imposter)

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Lending Club (imposter) Reports & Reviews (99)

- San Jose, CA, USA
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I've been looking for a loan to help me out and when i got a text from "The Lending club" stating I was approved for a loan amount of $6000, when I was only looking for $2000. They even sent me an email, seemed legit. I stupidly gave them my info and they send they needed to process my loan. 40 mins later, I get a called saying that the money would be deposited, though I needed to have insurance. Said they would give me $1000 to my account and that would be used to pay the insurance. To go to my local Walmart, Walgreen's, etc. and call when I got there. I lied and said I had to go into a meeting and hung up. I immediately logged onto my lending club account and it said I wasn't approved. Then called their actual # and they said that it wasn't them. I blocked them and will be calling my bank to change all my info. SMH

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His name is Jack Smith from Lending Club with main office in California. He send what he calls a Letter of Confirmation which includes details of the amount of the loan available, interest rate, and monthly payment. if you have bad credit; then you need to purchase insurance around $2.00 per month besides monthly payments. He is the Senior Manager at Lending Club. He will ask you to purchase a $100 gift card which is the Lending Club initial service fee and then he will ask you to purchase a $500 gift card which is the 5% interest rate of the loan. He will tell you to place those gift cards after having you take a picture of the back which contains the number along with its code. Then he will tell you to place them in a secure place because it is connected to your loan. In the meantime, he is waiting for the money to be deposited into the Bank of America account which will in turn be transferred electronically into your checking account. However, Jack will never deposit the loan amount because he will always ask for another gift card in the amount of _________ and continue to state that you have 2 options before the loan amount will be electronically deposited into your checking account within hours. However, he will also ask for your online banking user name and password. Jack Smith's accent appears to resemble a person from India.

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They called and said I qualified for a loan of $4,000, and that they would deposit it into my bank account after they received a transaction from me in the amount of $407.00 which they would deposit into my bank account first to verify that I have an account, income, and using my real identity. They placed a deposit using a check, and it showed the credit on my bank available balance. They told me to withdraw the money, go to Walmart and put the $407.00 on an ebay card and call them to give them the card and receipt information so they could process the transaction, at 5:00 a.m. Then the loan of $4,000 would be deposited into my bank account at 10 a.m. I spoke with the bank immediately after the $400.00 was deposited and the teller told me that it was a check deposit and that I would be responsible for the funds if the companies check was no good. I didn't take the money, the bank had to close my account because the loan company had all my information including account and routing numbers. It's a scam loan and could have cost me hundreds of dollars.

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- Fair Haven, VT, USA
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I had put in a couple online applications for loans, Lending club being one. I received a text offering exactly what I was looking for. I called and talked to a foreign man named Dominick. He verified all of my information and sent me a link via text to reverify my info. Everything seemed well, then when he was going to send the loan he claimed that it got sent back to them. Claiming that this thing happens with low credit scores like mine said the solution was easy. They would put money in my account, that wasn't the loan, but money that I had to give back to them to verify that my account could repay the amount. $950 was put in my account, followed with instructions to wire the money to a crazy named person in Colombia. Sounded strange but for the perfect loan I followed instructions. It was late in the day when this was happening, they received the money and all seemed well but Dominick said we had run out of time for the finance department to do the verification so they would send more money and we could try to finish in time the next day. This time the amount was $1950. My bank froze my account and have me a call informing me that the deposits were checks from Indiana that were most likely not going to clear. That was something I hadn't even considered. Thankfully I hadn't sent him the $1950 yet so I was only out the $950. Not that I could afford that but it was better than the latter. He was calling me frantically and texting me like crazy wondering why I wasn't answering him and trying to send the money. I really thought I was dealing with the actual company and financially things were improving for me, very discouraging and I would love to meet Dominick!

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- Tulsa, OK, USA
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LendingClub will tell you they will loan you a big sum of money. But first you will give them all your information, they wiil turn around and call your bank and pretend they are you saying you have been a victim of fraud. And for what dollars amount the bank would refund that money to your account. And so you don't have any ideal they are doing that. So you are thinking that they gave you that money. So LendingClub will as yoy to get gift cards for $250. Each or ebay cards and put some money on them and caal them with the information once you get it. And after you do alll of this they will put $3000.00 dollars in your account. But that will not happen because LendingClub will tell you they have a problem depositing money in your account saying something about the state laws will not allow it. You have been scam now be LendingClub and cannot contact them anymore because they will fix the number to say something else. So you cant contact them anymore

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- Irving, TX, USA
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Continuously calling my phone saying I have been approved for a loan. I told them quit calling my phone and someone there called me a ***! These people need to be caught!

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- Dothan, AL, USA
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They are a scam asked me for my checking acct password and username

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- Elmira, NY, USA
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I applied for a loan with "The Lending Club" and received an email stating that I was denied. Then I received an email stating that I was approved for a loan, up to $10,000, gave a phone number of 858-222-3051 and was signed by "Mason Smith". After several attempts of verifying bank info, I called the number for the Lending Club that I found when I googled the company. I spoke with a "Trevor" who stated it sounded like I was being scammed, as he had the same initial information that I was given - that I was denied a loan. He gave me several ways to report the scam. I forwarded the emails to the email given - have heard nothing back from them, other then sending me the same email, "sounds like you're being scammed". In the meantime, when I tried to email "Mason" back at the email on the "approval" email I received ([email protected]) it came back as "address can't be found" - undeliverable. I immediately called my bank and changed my account information.

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- Chicago, IL, USA
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I was contacted through email I read the letter asked who I banked with and that my loan would be approved in two working hours phone number didnt match # online if you see this numbers the offer is not legit (888)596-4480 or (415)632-5624

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I received 5 emails about “being denied for a loan”

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- Riverview, MI, USA
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They approved me for 5000.00. Then they told in order to get my loan, I had to go get a hundred dollar Google play card and give them the number off the back before they would deposit my money. I wouldn't recommend them to no one. They get their 100.00 and I would get nothing.

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- South San Francisco, CA, USA
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i have been searching for a personal loan to help with emergency funds for medical expenses for my parents and pay some credit cards bills off; this company kept calling me and texting and ensuring that my loan was approved for $5000; they informed me they will deposit the checks but i would have to immediately withdraw the funds and semd it back to them; i told them no and that if you deposit these checks, i would ensure that my bank will need to verify these checks before they are cleared; when the first check was deposited, i informed the lender that there is a hold on the check on a certain date; when the second check was deposited, i had to go into the bank and verify all deposits and transactions as there was a hold on my account due to some fraudulent use; after everything had been cleared, i was able to withdraw some funds and pay some bills; a week later, i received in the mail from my bank that the 2 check deposits were fake and fraud checks; i was trying to call back the lender but now they are not answering

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- Charlotte, NC, USA
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Got email and phone call that I was approved for 3000. Was supposed to call back, never called back and the phone number is fake. They asked for bank info. Going to cancel my bank account now.

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- Loganville, GA, USA
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They called and email and said I was approved for $5000 loan and for me to open a bank account with bank and they need my login and debit card but when I called the actual company lending club they knew nothing about this and the bank closed my account out

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- Philadelphia, PA, USA
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I applied for a loan and was approved but I had to do a loan verification where they sent me an amount that I had to send back to get the loan money. But come to find out I was getting sent bad checks that left my account in the negative about $1274 dollars. Now my account is under investigation and my debit cards have been deactivated. My paycheck is being used to pay back the negative amount but now I’m broke with no access to money until my next paycheck which is 2 weeks from now.

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- Nashville, TN, USA
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I got an email saying I was approved of a loan up too $10,000. I’ve been looking for a loan because I needed to get my car fixed.

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- Denver, CO, USA
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I got an offer thru Credit Karma to improve my credit score and this company got in my bank account and stole $850.00 and my Bank notified me right away and closed my account. After that i keep receiving threatening phone calls and e-mails from this fake company and they said that are certified with BBB

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- San Francisco, CA, USA
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I had applied for a loan online I received a call from Steven he said he was with Lending Club that I had been approved for a loan of 5000$ I told him I didn't need that much he said I could receive any amount between 1000-5000$ I selected 1000$ he said I needed to pay a 150$ processing fee 200$ wire transfer fee and 170$ that would be refunded to me when they deposited it in my account they asked me to purchase a Steam card & call them back with the pin # on the card so they could receive the money. I gave them the pin # he said the money would be deposited at midnite of course it wasn't when I called the next he said he would have someone from the documents dept. to call me a person called me he said he was Martin the mgr. from Lending Club & that the money would be in my acct. by 1pm that day again no money was ever deposited I called back I spoke to Martin he said he would check into it he didn't call back when I tried to call him back the phone number had been disconnected I called the ofc. # they didn't answer I called from another # they answered but after they found out who I was they hung up on me the following Monday they called me again this time using the company name of Freedom Plus Lending I hung up the phone I know it was the same people because of their accent

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- White Bluff, TN, USA
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Recently revieved an email about a loan I had been trying to get they said they needed bank info to deposit money and then deposit part of it then Western Union it back then we would recieve the money we needed to borrow they had last didn't of social bank login and password called the actual lender and they said they did not know of the situation called the bank changed everything

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This scammer operates under the name of Kevin Brown; however, he has a deep foreign accent (Indian). He claims to be representing Lending Club and that I had been approved for a personal loan up to $2500. He basically had all of my ID information including the name of my Bank. Once I verified my banking information he said a small deposit would be made into my account and once deposited I needed to verify the amount. Well, the amount deposited turned out to be roughly 1000.00. After verifying it, he then said that the remainder of the loan would be deposited after I took the following step. He wanted me to go to a Wall Mart or government approved store. when asked why? He was evasive and kept saying that the following step was necessary and that the1000.00 was advance too show that he was operating in good faith and that everything was legitimate. I then asked that he forward me a copy of the loan agreement--to which he once again insisted on me going to a WalMart or CVS. I then informed him that I would not do so and that I suspected that his actions were fraudulent. He became angry and said that I would now be responsible for the full $ 2500. I immediately went to my bank and notified them that my account had been compromised. Two days later, I get phone calls from the same number. I didn't answer. This guy doesn't' give up. tried to report him to the FTC., but due to government shut down the department is closed.

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